Ryan Lane is an editor on NerdWallet’s small-business team. He joined NerdWallet in 2019 as a student loans writer, serving as an authority on that topic after spending more than a decade at student loan guarantor American Student Assistance. In that role, Ryan co-authored the Student Loan Ranger blog in partnership with U.S. News & World Report, as well as wrote and edited content about education financing and financial literacy for multiple online properties, e-courses and more. Ryan also previously oversaw the production of life science journals as a managing editor for publisher Cell Press. Ryan is located in Rochester, New York.
- Education: B.S. in journalism from Syracuse University
- Previous experience: Writer and editor, American Student Assistance; managing editor, Cell Press
Ryan has also nerded out in...
The New York Times, USA Today, MarketWatch, Yahoo Finance, The Washington Post, ABC News
The latest from Ryan
Average Student Loan Debt for Law School Graduates
Law school students graduate with an average of $145,550 in student loan debt, including undergraduate loans.
How to Pay for Law School
Use federal student loans before private loans to pay for law school if free financial aid won’t cover your costs.
How Much Are Collection Costs on Defaulted Student Loans?
Collection costs can take nearly 20% of any student loan payment you make, or increase your balance by up to 40%.
Student Loan Rehabilitation: What It Is and When to Use It
You can rehabilitate defaulted student loans only once to get them back in good standing.
What Happens If You Miss a Student Loan Payment?
A missed student loan payment results in late fees and eventually your loan will default.
How to Get a Student Loan Deferment
Student loan deferment can pause federal loan payments, often for up to three years, if you qualify.
Is There a Statute of Limitations on Student Loans?
Only private student loans have a statute of limitations. Once it passes, a creditor can’t sue you.
5 Strategies for Pharmacy School Loan Repayment
Refinancing, income-driven repayment and forgiveness are among the repayment options for pharmacists.
How To Recertify Income-Based Repayment
You can recertify your income-based repayment plan as soon as possible by completing the form online.
How Student Loan Income-Based Repayment Is Calculated
Income-driven plans can calculate payments based on your spouse's income and debt, as well as how much you earn.
Debt-to-Income Ratio for Student Loan Refinancing
Generally, student loan refinance lenders look for borrowers with debt-to-income ratios below 50%.
Average Dentist Salary: How Much Do Dentists Make?
The average dentist salary is $164,010, but specialists and dentists who own practices earn much more.
What Is the Standard Repayment Plan on Student Loans?
You pay the least interest and get out of student loan debt the fastest with the standard 10-year repayment plan.