If you aren’t ready to take the plunge with a dedicated travel credit card, a cash-back card with travel advantages might be the right choice for you. There are plenty of options available that provide flexible cash back while still rewarding those who travel often. Let’s take a look:
For 5% cash back: Discover it® - Cashback Match™
The Discover it® - Cashback Match™ earns 5% cash back in rotating quarterly bonus categories (up to $1,500 in purchases per quarter) and 1% cash back on all other spending. Historically, several travel-friendly bonus categories have been offered, including gas and ground transportation, restaurants and retail spending. When you’re away from home, you’re bound to spend on gas or ground transportation to get around, and this card has the potential to provide big rewards.
Another benefit is access to Discover’s discount online shopping portal, Discover Deals. This provides a helpful service to voyagers, often including discounts or bonus cash back with merchants that sell travel necessities like luggage, clothes, electronics and more. Combined with no foreign transaction fees and EMV chip protection, the Discover it® - Cashback Match™ is a strong contender as a hybrid cash-back/travel card.
One of the few potential downsides with this type of card has to do with timing. With rotating reward categories, you need to make sure you’re spending on the right categories at the right time to maximize your cash back, so be sure to shop smart.
For the most flexibility: Capital One® Quicksilver® Cash Rewards Credit CardCapital One® Quicksilver® Cash Rewards Credit Card is the way to go. It offers unlimited 1.5% cash back on purchases of any type, all year, with no foreign transaction fees. Combined with a $0 annual fee and its widespread acceptance, you’re getting one of highest-earning, most flexible cash-back cards available.
For travelers, this means no fumbling among different cards to figure out which one is best for certain purchases. The EMV-chip-ready Capital One® Quicksilver® Cash Rewards Credit Card offers across-the-board rewards consistently, and that makes earning cash back seamless while you’re on the go. Just spend and earn.
For more on the Capital One® Quicksilver® Cash Rewards Credit Card click here.
Whether you travel for work or for pleasure, you should have a card that saves you money away from home. If you don’t want to be bothered with the complexities of most travel cards, there are plenty of options available that benefit travelers while providing the flexibility and simplicity of a cash-back card.
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