Current Interest Rates

Mortgages
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Current interest rates by financial product

Mortgage interest rates

Compare personalized mortgage rates.


More on mortgage rates:
How to get the best mortgage rates
Compare mortgage rates
How credit score affects your mortgage rate
DateAverage 30-year fixed APRAverage 15-year fixed APRAverage 5/1 ARM APR
Dec. 13, 20174.09%3.66%4.19%
Dec. 12, 20174.08%3.63%4.20%
Dec. 11, 20174.06%3.60%4.19%
Dec. 8, 20174.06%3.60%4.18%
Dec. 7, 20174.03%3.61%4.18%
Dec. 6, 20174.03%3.62%4.128%
Dec. 5, 20174.10%3.68%4.19%
Dec. 4, 20174.10%3.66%4.18%
Dec. 1, 20174.09%3.64%4.17%
Nov. 30, 20174.09%3.63%4.17%
Nov. 29, 20174.09%3.63%4.17%
Nov. 28, 20174.04%3.60%4.12%
Nov. 27, 20174.06%3.61%4.12%
Nov. 22, 20174.09%3.64%4.09%
Nov. 21, 20174.07%3.65%4.09%
Nov. 20, 20174.09%3.65%4.06%
Nov. 17, 20174.08%3.63%4.07%
Nov. 16, 20174.08%3.62%4.08%
Nov. 15, 20174.08%3.55%4.05%
Nov. 14, 20174.11%3.62%4.07%
Nov. 13, 20174.09%3.59%4.06%
Nov. 9, 20174.04%3.53%4.03%
Nov. 8, 20174.02%3.50%4.04%
Nov. 7, 20174.02%3.49%4.03%
Nov. 6, 20174.04%3.51%4.03%
Nov. 3, 20174.08%3.50%4.01%
Nov. 2, 20174.08%3.50%4.01%
Nov. 1, 20174.09%3.49%4.02%
Oct. 2, 20174.03%3.48%3.91%
Sept. 1, 20173.93%3.35%3.85%
Aug. 1, 20174.07%3.46%3.88%
July 3, 20174.12%3.52%3.89%
June 1, 20174.07%3.46%3.81%
May 1, 20174.16%3.54%3.82%
April 3, 20174.29%3.66%3.83%
Mar. 1, 20174.36%3.74%3.84%
Feb. 1, 20174.45%3.83%3.82%
Jan. 3, 20174.38%3.80%3.87%
Dec. 1, 20164.34%3.71%3.80%
Nov. 1, 20163.76%3.17%3.61%
Oct. 3, 20163.60%3.02%3.51%
Sept. 1, 20163.64%3.07%3.54%
Aug. 1, 20163.59%2.99%3.41%
July 1, 20163.58%3.00%3.32%
June 1, 20163.82%3.18%3.48%

Source: NerdWallet. Average of the published annual percentage rate with the lowest points for each loan term offered by a sampling of major national lenders. APR quotes reflect an interest rate plus points, fees and other expenses, providing the most accurate view of the costs a borrower might pay.
Credit cards interest rates


More on credit cards:
How is credit card interest calculated?
How to choose a 0% APR credit card
Historical credit card interest rates, back to 1974
DateAverage U.S. credit card APR
Q3 201713.08%
Q2 201712.77%
Q1 201712.54%
Q4 201612.41%
Q3 201612.51%
Q2 201612.16%
Q1 201612.31%
201512.09%
201411.87%
201311.91%
201212.06%
201112.74%
Source: Federal Reserve. Average U.S. credit card APR denotes “the stated APR averaged across all credit card accounts at all reporting banks.”

Auto loans interest rates


More on auto loan interest rates:
Best auto loans for purchasing
Best auto loans for refinancing
How your auto credit score affects your interest rate
DateAverage 48-month auto loan APRAverage 60-month auto loan APR
Q3 20174.42%4.36%
Q2 20174.67%4.24%
Q1 20174.52%4.21%
Q4 20164.45%4.05%
Q3 20164.25%4.25%
Q2 20164.33%4.15%
Q1 20164.17%4.11%
20154.19%4.20%
20144.24%4.25%
20134.43%4.46%
20124.91%4.82%
20115.73%5.70%

Source: Federal Reserve. Average 48-month and 60-month auto loan APR denotes the “simple unweighted averages of each [commercial] bank’s most common rate charged during the first calendar week of the middle month of each quarter.”

Personal loans interest rates


More on personal loan interest rates:
Calculate your rate based on your credit score
What is APR on a personal loan?
Compare personal loan offers and pre-qualify
DateAverage 24-month personal loan APR
Q3 20179.76%
Q2 201710.13%
Q1 201710.05%
Q4 20169.45%
Q3 20169.64%
Q2 20169.65%
Q1 201610.03%
20159.75%
201410.22%
201310.20%
201210.71%
201110.88%

Source: Federal Reserve. Average 24-month personal loan APR denotes the “simple unweighted averages of each [commercial] bank’s most common rate charged during the first calendar week of the middle month of each quarter.”

Money market and CD interest rates


More on CD interest rates:
Best CD rates, updated monthly
Money market vs. CD
Best money market accounts
DateAverage Money Market APY12 month CD APY36 month CD APY60 month CD APY
12/11/17 week0.09%0.28%0.58%0.88%
12/4/17 week0.09%0.28%0.58%0.88%
11/27/17 week0.09%0.28%0.58%0.88%
11/20/17 week0.09%0.28%0.58%0.88%
11/13/17 week0.09%0.28%0.57%0.89%
11/6/17 week0.09%0.28%0.57%0.88%
10/30/17 week0.09%0.28%0.57%0.88%
10/23/17 week0.09%0.28%0.55%0.88%
10/16/17 week0.09%0.28%0.55%0.88%
10/9/17 week0.09%0.28%0.55%0.88%
10/2/17 week0.09%0.27%0.54%0.87%
9/4/17 week0.09%0.27%0.54%0.87%
8/7/17 week0.08%0.26%0.53%0.83%
7/3/17 week0.08%0.25%0.53%0.81%
6/5/17 week0.08%0.25%0.52%0.81%
5/1/17 week0.08%0.24%0.52%0.81%
4/3/17 week0.08%0.24%0.51%0.80%
3/6/17 week0.08%0.24%0.50%0.79%
2/6/17 week0.08%0.23%0.50%0.78%
1/2/17 week0.08%0.22%0.49%0.78%
10/3/16 week0.08%0.22%0.49%0.78%
7/4/16 week0.08%0.22%0.49%0.78%
4/4/16 week0.08%0.21%0.49%0.79%
1/4/16 week0.08%0.21%0.49%0.80%
10/5/15 week0.08%0.20%0.48%0.79%
7/6/15 week0.08%0.20%0.47%0.78%
4/6/15 week0.08%0.20%0.47%0.79%
1/5/15 week0.08%0.20%0.47%0.78%
10/6/14 week0.09%0.20%0.47%0.79%
7/7/14 week0.08%0.20%0.46%0.76%
4/7/14 week0.08%0.19%0.45%0.75%
1/6/14 week0.09%0.20%0.45%0.75%
10/7/13 week0.09%0.20%0.45%0.75%
7/1/13 week0.09%0.20%0.45%0.74%
4/1/13 week0.10%0.22%0.48%0.77%
1/7/13 week0.11%0.23%0.52%0.84%
10/1/12 week0.12%0.26%0.57%0.94%
7/2/12 week0.13%0.28%0.64%1.06%
4/2/12 week0.14%0.30%0.68%1.11%
1/2/12 week0.15%0.33%0.74%1.22%
10/3/11 week0.17%0.37%0.79%1.29%
7/4/11 week0.20%0.45%0.99%1.56%
4/4/11 week0.22%0.49%1.06%1.64%
1/3/11 week0.23%0.52%1.09%1.57%
10/4/10 week0.26%0.61%1.23%1.70%
7/5/10 week0.29%0.73%1.50%2.03%
4/5/10 week0.32%0.79%1.58%2.11%
1/4/10 week0.34%0.91%1.65%2.14%
10/5/09 week0.40%1.01%1.75%2.23%
7/6/09 week0.44%1.19%1.78%2.18%

Source: Federal Deposit Insurance Corporation. “Based on a simple average of rates paid (uses annual percentage yield) by all insured depository institutions and branches for which data are available. Data used to calculate the national rates are gathered by RateWatch. … Money market and certificate of deposit are based on the $10,000 and $100,000 product tiers for non-jumbo and jumbo accounts, respectively. Account types and maturities published in these tables are those most commonly offered by the banks and branches for which we have data — no fewer than 45,000 locations and as many as 81,000 locations reported. The deposit rates of credit unions are not included in the calculation.”