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Mortgage Rates Monday, May 22: Mostly Unchanged

May 22, 2017
Mortgage Rates, Mortgages
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Mortgage rates for 30- and 15-year fixed home loans were unchanged, while 5/1 ARM rates ticked down today, according to a NerdWallet survey of current mortgage rates published by national lenders Monday morning.

With President Trump overseas, political turbulence in Washington may be on hold until his return. The U.S. stock market was once again in positive territory in early trading today, and 10-year Treasurys, a benchmark for mortgage rates, are little changed.

With no major economic reports on the horizon — and barring a political surprise — mortgage rates may have little momentum one way or the other. A couple of housing reports midweek may cause a ripple or two. But for now, after sailing lower for five of the past six days, and dipping more than an eighth of a percentage point, fixed mortgage rates seem content to ride out a calm wave.


(Change from 5/19)
30-year fixed: 4.08% APR (NC)
15-year fixed: 3.45% APR (NC)
5/1 ARM: 3.81% APR (-0.01)

» MORE: How much home can you afford?

Homeowners looking to lower their mortgage rate can shop for refinance lenders here.

NerdWallet daily mortgage rates are an average of the published annual percentage rate with the lowest points for each loan term offered by a sampling of major national lenders. APR quotes reflect an interest rate plus points, fees and other expenses, providing the most accurate view of the costs a borrower might pay.

More from NerdWallet
Calculate your refinance savings
The pros and cons of home equity lines of credit
Best lenders for FHA loans

Hal Bundrick is a staff writer at NerdWallet, a personal finance website. Email: [email protected]. Twitter: @halmbundrick.