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Mortgage Rates Tuesday: Settling Down

Jan. 23, 2018
Mortgage Rates, Mortgages
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The average rate on a 30-year fixed-rate mortgage was unchanged, the rate for the 15-year fixed fell two basis points and the 5/1 ARM dropped two basis points, according to a NerdWallet survey of daily mortgage rates published Tuesday by national lenders.

The average rate on the 30-year fixed has climbed 12 basis points in one week. The rate is seven basis points lower than one year ago. A basis point is one one-hundredth of one percent.

MORTGAGE RATES TODAY, TUESDAY, JAN. 23:

(Change from 01/22)
30-year fixed: 4.34% APR (NC)
15-year fixed: 3.94% APR (-0.02)
5/1 ARM: 4.41% APR (-0.02)


NerdWallet daily mortgage rates are an average of the published annual percentage rate with the lowest points for each loan term offered by a sampling of major national lenders. APR quotes reflect an interest rate plus points, fees and other expenses, providing the most accurate view of the costs a borrower might pay.

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