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Mortgage Rates Tuesday, July 25: Stepping Up From July Lows

Finding the Right Mortgage, Mortgage Rates, Mortgages
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Mortgage rates for 30-year and 15-year fixed loans, as well as 5/1 ARMs, all stepped higher today, according to a NerdWallet survey of daily mortgage rates published by national lenders Tuesday morning.

The economy seems to be coasting along more than accelerating ahead, so most analysts believe the Federal Reserve will leave short-term interest rates unchanged tomorrow.

In early trading today, the S&P 500 was setting record highs while Treasurys moved lower. As a result, government bond yields were higher — and mortgage rates were bouncing off of their lows for the month.

MORTGAGE RATES TODAY, TUESDAY, JULY 25:

(Change from 7/24)
30-year fixed: 4.06% APR (+0.01)
15-year fixed: 3.46% APR (+0.01)
5/1 ARM: 3.88% APR (+0.01)


NerdWallet daily mortgage rates are an average of the published annual percentage rate with the lowest points for each loan term offered by a sampling of major national lenders. APR quotes reflect an interest rate plus points, fees and other expenses, providing the most accurate view of the costs a borrower might pay.

Hal Bundrick is a staff writer at NerdWallet, a personal finance website. Email: hal@nerdwallet.com. Twitter: @halmbundrick.