
Mortgage Rates Today, Monday, October 12: A Little Higher
TL;DR: Mortgage rates went up today, inching closer to 7.5%.

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Paying for mortgage points reduces your interest rate, but whether they're worth it depends on how long you stay in the home.

A “temporary buydown" is a strategy some sellers, builders and lenders use to reduce a buyer’s monthly mortgage payments during the first few years of the loan term, helping make the purchase more affordable.

Buying down the rate could help your homebuying budget stretch a little further.

Paying for mortgage points reduces your interest rate, but whether they're worth it depends on how long you stay in the home.

A “temporary buydown" is a strategy some sellers, builders and lenders use to reduce a buyer’s monthly mortgage payments during the first few years of the loan term, helping make the purchase more affordable.

Buying down the rate could help your homebuying budget stretch a little further.

Paying for mortgage points reduces your interest rate, but whether they're worth it depends on how long you stay in the home.

A “temporary buydown" is a strategy some sellers, builders and lenders use to reduce a buyer’s monthly mortgage payments during the first few years of the loan term, helping make the purchase more affordable.

Buying down the rate could help your homebuying budget stretch a little further.

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TL;DR: Mortgage rates went up today, inching closer to 7.5%.


TL;DR: A pause in active fighting in Iran could pump the brakes on inflation, which is good news for mortgage rates.


Buying down the rate could help your homebuying budget stretch a little further.


TL;DR: Assessments of the Fed's next move may be shifting, potentially pushing up rates.


TL;DR: Rates didn't move much this morning, but today's Treasury auction could change that.


TL;DR: That dip in rates we saw yesterday just got erased.


As the cost of borrowing climbs, it’s OK to reevaluate your homebuying plans in the typically slow fall and winter months.


Inflation, an AI borrowing boom and rising government debt are pushing bond yields to their highest levels in 20 years — and mortgage rates are climbing right along with them.


Think like a grocery shopper on a budget: Compare options, find savings and stay flexible.


The Fed's announcement could actually relieve some of the upward pressure on rates.


All eyes are on the Federal Reserve, as it weighs whether to raise its benchmark rate next week.


Some mortgage lenders are already advertising rates above 7%.


TL;DR: Mortgage rates went up today, but not enough to bust your homebuying budget.


An influx of tech bonds and new inflation data sent mortgage rates up this week.


Wednesday's Treasury announcement bolstering the bond market might ease mortgage rates.


Mortgage rates gave home buyers a little breathing room this week — but not much.


You can choose between raw, unimproved or improved land, each with its own level of development.


Mortgage rates were mostly the same this week, as markets juggle jobs data and news from Iran.


Renewed fighting in Iran and a lack of clarity from the Federal Reserve are likely to push up mortgage rates.


Mortgage rates rose this week as the Federal Reserve voted to leave overnight borrowing rates unchanged.
