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Why the United Explorer Card Is Great for Practical Travelers

Dec. 19, 2018
Travel, Travel Credit Cards
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Practical travelers are budget-conscious, yet their comfort and well-being are even more important to them. They don’t want a card with perks and rewards they’ll never use.

The United℠ Explorer Card might be just the card for these level-headed travel planners. Besides earning at least 1 mile per $1 spent, this credit card offers valuable benefits both frequent and infrequent travelers can use. Here are the four reasons to consider the United℠ Explorer Card.

» Learn More: United Explorer: Richer Rewards, Perks You’ll Actually Use

1. No foreign transaction fees

The United℠ Explorer Card does not charge a foreign transaction fee. These fees are usually charged as a percentage of your purchase amount, commonly 3%, and can add up if spending a good chunk of time abroad.

With this card, you avoid foreign transaction fees.

2. Airport perks

It’s always nice to travel with more comfort, less hassle.

Cardholders get free checked bags for you and a companion on your reservation. That saves you $120 on a round-trip flight for you and a traveling partner ($30 per person each way). But note: You must book your airfare with your United℠ Explorer Card to receive this benefit.

United℠ Explorer Cardholders also enjoy priority boarding privileges, meaning more overhead cabin space if you don’t check a bag.

» Learn More: United Airlines MileagePlus Program: The Complete Guide

Additionally, cardholders can visit the United Club with two, one-time passes each year. A day pass at a United Club typically costs $59.

3. Primary car rental insurance

Unlike most airline and credit cards, car rental insurance with the United℠ Explorer Card is primary. That means if you get into an accident in a rental car, the card’s insurance kicks in before your own auto insurance, which can save you money on your deductible.

» Learn more: Chase 5/24 rule explained

4. Save money and earn miles

Cardholders earn 2 miles per every $1 spent at restaurants and on hotel stays, 2 miles per dollar on purchases from United and 1 mile per dollar spent on all other purchases.

Miles never expire. So if you’re willing to pay the annual fee of $0 intro for the first year, then $95, the practical traveler could use this card every day to earn travel rewards.

How to maximize your rewards

You want a travel credit card that prioritizes what’s important to you. Here are our picks for the best travel credit cards of 2020, including those best for:

Planning a trip? Check out these articles for more inspiration and advice:
What the new United Explorer card means for you
NerdWallet’s top airline credit cards
6 smart ways to travel cheaply

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