United℠ Explorer Card

United℠ Explorer Card

on Chase's website

United℠ Explorer Card

United℠ Explorer Card

United℠ Explorer Card

on Chase's website

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Card details

  • Earn up to 70,000 bonus miles. Earn 60,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open. Plus, earn an additional 10,000 miles after you spend $6,000 total on purchases in the first 6 months your account is open.

  • $0 introductory annual fee for the first year, then $95.

  • Earn 2 miles per $1 spent on dining, hotel stays, and United® purchases

  • Up to $100 Global Entry or TSA PreCheck® fee Credit

  • 25% back on United® inflight purchases

  • Check your first bag for free (a savings of up to $140 per roundtrip) when you use your card to purchase your ticket

  • Enjoy priority boarding privileges and visit the United Club℠ with 2 one-time passes each year for your anniversary

  • Earn 2 miles per $1 spent on dining including eligible delivery services

Rates, fees & offers

  • Annual fee

    $0 intro for the first year, then $95

  • Rewards rate

    1x-2x

  • Bonus offer

    Earn up to 70,000 bonus miles. Earn 60,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open. Plus, earn an additional 10,000 miles after you spend $6,000 total on purchases in the first 6 months your account is open.

  • Intro APR

    N/A

  • Ongoing APR

    APR: 16.74%-23.74% Variable APR

    Cash Advance APR: 25.24%, Variable

    Penalty APR: 29.99%, Variable

  • Balance transfer fee

    Either $5 or 5% of the amount of each transfer, whichever is greater.

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
Learn more
Annual fee

$0 intro for the first year, then $95

Annual fee

$99

Annual fee

$95

Regular APR

16.74%-23.74% Variable APR

Regular APR

16.24%, 20.24% or 25.24%, Variable APR

Rates & Fees

Regular APR

16.74%-23.74% Variable APR

Intro APR

N/A

Intro APR

0% intro APR for 15 months on balance transfers made within 45 days of account opening.

Intro APR

N/A

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

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NerdWallet review

By Erin El Issa

Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.

Rating details

5

Editor's overall rating

Pros and cons

Pros
  • Bonus categories

  • Luxury perks

  • New cardholder bonus offer

  • Free checked bag

Cons
  • Has annual fee

  • Rewards have limited flexibility

United fliers, rejoice — the United℠ Explorer Card is a fantastic card to rack up the miles on your airfare and redeem them for free flights. It offers 2 MileagePlus miles per dollar spent on purchases from United; 2 miles per dollar spent on restaurant purchases and hotel stays; and 1 mile per dollar spent on all other purchases.

There's also a sign-up bonus: Earn up to 70,000 bonus miles. Earn 60,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open. Plus, earn an additional 10,000 miles after you spend $6,000 total on purchases in the first 6 months your account is open.. Miles can be used on any United flight, as well as flights on any of the other Star Alliance airlines. The United℠ Explorer Card boasts great United perks for cardholders, including a free checked bag for you and a traveling companion, priority boarding and two free United Club passes per year.

The United℠ Explorer Card has an annual fee of $0 intro for the first year, then $95, and no foreign transaction fees. The free checked bags could save you up to $120 per round trip, making up for the card's annual fee. This card is best for regular United fliers who check bags; otherwise, you're probably better off with a general travel card.

Want to learn more? Check out our full review of the United℠ Explorer Card for additional details.