UNITY Visa® Secured Credit Card

UNITY Visa® Secured Credit Card

UNITY Visa® Secured Credit Card

UNITY Visa® Secured Credit Card

UNITY Visa® Secured Credit Card

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Card details

  • No Minimum Credit Score required; low interest rate of 17.99%

  • Apply online in less than 5 minutes, and you could be approved today!

  • Fully refundable FDIC security deposit* required at time of application; if you have a min of $250 to deposit immediately, you can start now!

  • Build your credit with monthly reporting to all 3 major credit bureaus

Rates, fees & offers

  • Annual fee

    $39

  • Rewards rate

    N/A

  • Bonus offer

    None

  • Intro APR

    9.95% on balance transfers for 6 months

  • Ongoing APR

    APR: 17.99% (Fixed)

    Cash Advance APR: 17.99%

  • Balance transfer fee

    3%

  • Foreign transaction fee

    3%

Recommended credit score

Compare to other cards

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
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Annual Fee

$39

Annual Fee

$0

Annual Fee

$0

Regular APR

17.99% (Fixed)

Regular APR

22.99% Variable APR

Rates & Fees

Regular APR

18.00%, Variable

Intro APR

9.95% on balance transfers for 6 months

Intro APR

10.99% intro APR on Balance Transfers for 6 months

Intro APR

N/A

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

Wondering if this card is the best match for you?

Wondering if this card is the best match for you?

Wondering if this card is the best match for you?

Just tell us some details and see which card matches your needs most.

Just tell us some details and see which card matches your needs most.