Cash Back Credit Cards

Cash back credit cards offer a percentage of cash back on purchases that can be used for credits, gift cards, or other rewards. Some cards offer higher cash back rates based on purchase type.

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How to Choose The Best Cash Back Credit Card

For most people, cash back cards are the best. Take your cash rewards, and spend them however you please. With cash back rewards, you know exactly what a dollar is worth … but which cash back card should you choose? Sally French breaks it down for you.

Cash back credit cards FAQs

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Read reviews of the top cash back cards

Chase Freedom Unlimited Review: A Potential One-Card Solution

5.0

NerdWallet rating 
Start with a lucrative bonus, add 3% back on restaurants, 1.5% back outside of bonus categories and flexible redemption options, and you have a winner.

Wells Fargo Active Cash® Card Review: 2% Cash Back With a Bonus

5.0

NerdWallet rating 
The card features unlimited 2% cash back on all purchases, a sign-up bonus and a 0% intro APR promotion.

Capital One Quicksilver Review: A No-Fuss, No-Gimmicks Card

4.6

NerdWallet rating 
The card earns 1.5% cash back on all purchases, features a sign-up bonus as well as a 0% APR promotion.

Capital One SavorOne Review: Delicious Foodie-Focused Rewards, for No Fee

5.0

NerdWallet rating 
Food and entertainment rewards are the centerpiece of this card, which pays an unlimited 3% cash back at restaurants and grocery stores, but also on streaming and more.

Citi Custom Cash Card Review: Low-Maintenance 5% Cash Back

4.7

NerdWallet rating 
The card earns 5% cash back (up to a spending cap) in your top spending category each billing cycle. Everything else earns an unlimited 1% back.

American Express Blue Cash Preferred Review: Perhaps the Ultimate Family Card

5.0

NerdWallet rating 
You'll earn 6% back at U.S. supermarkets on up to $6,000 a year in spending, plus 6% back on select U.S. streaming services and 3% back at U.S. gas stations and eligible transit. Terms apply. The catch? A sizable annual fee.

Citi Double Cash Review: A Solid Choice for Everyday Spending

4.9

NerdWallet rating 
The combined 2% rewards rate — 1% when you make a purchase and 1% when you pay it off — is among the best on any cash-back card, especially for an annual fee of $0.

Discover it Cash Back Review: 5% Rewards Are Worth a Little Work

4.9

NerdWallet rating 
This card offers a high rewards rate in rotating categories, a good 0% APR offer and an unusual bonus that could become a windfall.

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