Payday Loan Alternatives

When you're short on cash, a payday loan may seem like the only option — but there are alternatives. Explore payday loan alternatives like finding additional income and lower-cost loans.

Find extra cash

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In this video, Finance Nerd Nikita Turk shares tips for finding extra cash in a couple of weeks, a few days or one day.

Afford the necessities

Low-cost loans

Small-dollar bank loans

Bad-credit borrowing options

Learn about predatory lending

Build credit


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To avoid conflicts, NerdWallet's editorial team will not review this card, assign it a star rating or consider it for our roundups of the best credit cards, but you can learn more about NerdUp here, or apply for NerdUp here.

Manage debt

Get help with a high-cost loan