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Checking Accounts
With all the recent increases in checking account fees and requirements, it's become increasingly difficult to find free checking accounts or even just cheap, low-fee checking. To help you out, we've compiled offers from all sorts of banks and credit unions to help you find the best checking account for your financial needs. We'll do the math to give you a personal recommendation of which checking account is the cheapest. If you're new to checking accounts learn more here!

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Showing 1-10 of 76 Results
Checking Account Account Benefits Fees dollarsign
Federally insured by the FDIC
Earns high interest
No monthly fees
No overdraft fees
No ATM fees
$0.00 / mo

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at MyCBB

Fee Breakdown
Fee Frequency Per Year
Monthly fees $0.00 12 $0.00
ATM fees $ 0.00 0 $0.00
Overdraft fees $0.00 0 $0.00
Early closure $0.00 0 $0.00
Stop payments $0.00 0 $0.00
Paper statements $0.00 0 $0.00
Debit card replacement fee $5.00 0 $0.00
Annual Cost dollarsign - - $0.00
Account Details
  • $100 minimum opening deposit
  • Free debit card and initial check order
See complete MyCBB – MyCBB Free Checking details
Federally insured by the FDIC
No monthly fees
No ATM Fees
Mobile app available
No foreign transaction fee
$0.00 / mo

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at Capital One 360

Fee Breakdown
Fee Frequency Per Year
Monthly fees $0.00 12 $0.00
ATM fees $ 0.00 0 $0.00
Overdraft fees $0.00 0 $0.00
Early closure $0.00 0 $0.00
Stop payments $25.00 0 $0.00
Paper statements $0.00 0 $0.00
Debit card replacement fee $0.00 0 $0.00
Annual Cost dollarsign - - $0.00
Account Details
  • There is no flat fee to use overdraft - you only need to pay interest if the account balance drops below zero and triggers use of an Overdraft Line of Credit
See complete Capital One 360 – 360 Checking details
Federally insured by the FDIC
No monthly fees
No ATM Fees
Mobile app available
$0.00 / mo

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at Moven

Fee Breakdown
Fee Frequency Per Year
Monthly fees $0.00 12 $0.00
ATM fees $ 0.00 0 $0.00
Overdraft fees $0.00 0 $0.00
Early closure $0.00 0 $0.00
Stop payments $0.00 0 $0.00
Paper statements $0.00 0 $0.00
Debit card replacement fee $0.00 0 $0.00
Annual Cost dollarsign - - $0.00
Account Details
  • Check your real-time Spending Meter? to know if you're spending faster or slower than usual, so you can make informed decisions before you make a purchase
  • Get an Instant Receipt with every purchase that tracks your spending on similar items, so you can easily stay on top of your spending patterns
  • The Moven debit card is issued by CBW Bank, member FDIC, so your money is safely held in a federally-insured account
  • Access your money at over 42,000 ATMs with no surcharges
See complete Moven – Mobile Bank Account details
Federally insured by the FDIC
No monthly fees
No ATM Fees from Simple
Mobile app available
Free bill pay
$0.00 / mo

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at Simple

Fee Breakdown
Fee Frequency Per Year
Monthly fees $0.00 12 $0.00
ATM fees $ 0.00 0 $0.00
Overdraft fees $0.00 0 $0.00
Early closure $0.00 0 $0.00
Stop payments $0.00 0 $0.00
Paper statements $0.00 0 $0.00
Debit card replacement fee $2.00 0 $0.00
Annual Cost dollarsign - - $0.00
Account Details
  • See your spending as it happens. Push notifications with every swipe.
  • Know what's Safe-to-Spend® by automatically factoring in upcoming bills, scheduled transactions, and transfers.
  • Save money automatically. Start a Goal, and each day Simple sets aside a small amount to help you reach it.
  • No monthly fees. No minimum balances. No overdraft charges. No hassles.
  • All the features you need: 55,000 fee-free ATMs, free direct deposit, photo check deposit, lightning quick mobile apps.
  • Simple does not charge ATM fees, but the ATM itself might. Use Allpoint ATMs to avoid all fees.
See complete Simple – Mobile Banking details
Federally insured by the FDIC
No monthly fees
Earns interest
No ATM Fees
$0.00 / mo

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at Schwab Bank

Fee Breakdown
Fee Frequency Per Year
Monthly fees $0.00 12 $0.00
ATM fees $ 0.00 0 $0.00
Overdraft fees $25.00 0 $0.00
Early closure $0.00 0 $0.00
Stop payments $0.00 0 $0.00
Paper statements $0.00 0 $0.00
Debit card replacement fee $0.00 0 $0.00
Annual Cost dollarsign - - $0.00
Account Details
  • Requires opening a linked Schwab One® brokerage account with no fees or minimums
  • Unlimited fee rebates from any ATM worldwide
  • Overdraft Fee at left refers to a Non-Sufficient Funds Fee of $25
See complete Schwab Bank – High Yield Investor Checking details
Federally insured by the NCUA
No monthly fee
No minimum balance
$0.00 / mo

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at Polish & Slavic Federal Credit Union


Membership eligibility
Fee Breakdown
Fee Frequency Per Year
Monthly fees $0.00 12 $0.00
ATM fees $ 0.00 0 $0.00
Overdraft fees $20.00 0 $0.00
Early closure $0.00 0 $0.00
Stop payments $20.00 0 $0.00
Paper statements $0.00 0 $0.00
Debit card replacement fee $0.00 0 $0.00
Annual Cost dollarsign - - $0.00
Account Details
  • Free PSFCU VISA Debit Card
See complete Polish & Slavic Federal Credit Union – Share Draft/Checking details
Federally insured by the FDIC
No ATM fees
No overdraft fees
$0.00 / mo

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at BankMobile

Fee Breakdown
Fee Frequency Per Year
Monthly fees $0.00 12 $0.00
ATM fees $ 0.00 0 $0.00
Overdraft fees $0.00 0 $0.00
Early closure $0.00 0 $0.00
Stop payments $0.00 0 $0.00
Paper statements $0.00 0 $0.00
Debit card replacement fee $0.00 0 $0.00
Annual Cost dollarsign - - $0.00
Account Details
See complete BankMobile – Totally Free Checking Account details
Federally insured by the FDIC
Some out of network ATM fees waived
Account pays some interest
$0.00 / mo

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at Ally Bank

Fee Breakdown
Fee Frequency Per Year
Monthly fees $0.00 12 $0.00
ATM fees $ 0.00 0 $0.00
Overdraft fees $25.00 0 $0.00
Early closure $0.00 0 $0.00
Stop payments $15.00 0 $0.00
Paper statements $0.00 0 $0.00
Debit card replacement fee $0.00 0 $0.00
Annual Cost dollarsign - - $0.00
Account Details
See complete Ally Bank – Interest Checking Account details
Federally insured by the FDIC
All ATM fees automatically reimbursed nationwide
No minimum balance
$0.00 / mo

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at Fidelity Investments

Fee Breakdown
Fee Frequency Per Year
Monthly fees $0.00 12 $0.00
ATM fees $ 0.00 0 $0.00
Overdraft fees $0.00 0 $0.00
Early closure $0.00 0 $0.00
Stop payments $15.00 0 $0.00
Paper statements $0.00 0 $0.00
Debit card replacement fee $0.00 0 $0.00
Annual Cost dollarsign - - $0.00
Account Details
  • A Fidelity® Cash Management Account includes automatically reimbursed ATM fees, no minimum balances, and easy money movement among your Fidelity accounts.
See complete Fidelity Investments – Cash Management Account details
Federally insured by the NCUA
No monthly fees
Earns interest
Unlimited nationwide ATM fee refunds
5,000+ CO-OP Shared Branches available
$0.00 / mo

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at Aspire Federal Credit Union


Membership eligibility
Fee Breakdown
Fee Frequency Per Year
Monthly fees $0.00 12 $0.00
ATM fees $ 1.75 0 $0.00
Overdraft fees $30.00 0 $0.00
Early closure $25.00 0 $0.00
Stop payments $10.00 0 $0.00
Paper statements $0.00 0 $0.00
Debit card replacement fee $25.00 0 $0.00
Annual Cost dollarsign - - $0.00
Account Details
  • ATM refunds and reward interest rates apply when you meet the following qualifications each month:
    • Have at least 12 signature-based debit card purchases post and settle
    • Be enrolled and receive monthly e-statement notice
    • Have at least one direct deposit or automatic payment (ACH) post and settle
  • Early closure fee will be charged if the account is closed within 6 months of opening
See complete Aspire Federal Credit Union – Kasasa Cash details
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