Just Got a Deal on a Car? Save on Fuel With These Credit Cards

Use the right credit cards for gas to drive home even more savings long after the new-car thrill subsides. Here are some of our favorites.
Gregory Karp
By Gregory Karp 
Edited by Kenley Young

Many or all of the products featured here are from our partners who compensate us. This influences which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.

Driving home a new car — or new-to-you car — can be exciting, especially when you feel you've scored a good deal on the purchase price. To drive home even more savings long after the new-car thrill subsides, use the right credit cards to buy gasoline.

Here are rewards credit cards that can be ideal for purchases at the pump.

Blue Cash Preferred® Card from American Express

Blue Cash Preferred® Card from American Express
NerdWallet rating 

The Blue Cash Preferred® Card from American Express not only offers 3% cash back at U.S. gas stations and on transit (including such things as taxis, rideshares, parking, tolls, trains and buses), it also offers a huge 6% back on purchases at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%). Additionally, it offers 6% back on select U.S. streaming subscriptions. Terms apply (see rates and fees). It has a fee: $0 intro annual fee for the first year, then $95. Welcome bonus: Earn a $250 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months. Terms Apply.

Good option for: Larger households that spend heavily at supermarkets.

Bank of America® Customized Cash Rewards credit card

Bank of America® Customized Cash Rewards credit card
NerdWallet rating 

The Bank of America® Customized Cash Rewards credit card offers 3% cash back on a category of your choice. One category you can choose is gas, which also includes EV stations. You'll also earn 2% back at grocery stores and wholesale clubs. You'll earn these elevated rewards on up to $2,500 in combined quarterly spending. It also offers 1% cash back on all other purchases. If you're a Bank of America® banking customer, you'll have the opportunity to earn more through the bank’s Preferred Rewards program. It charges an annual fee of $0. Sign-up bonus: $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening..

Good option for: Bank of America® banking customers.

Sam's Club® Mastercard®

Synchrony Bank Sams Club Mastercard Credit Card
NerdWallet rating 

Earn 5% cash back at eligible gas stations worldwide, including gas stations at Sam’s Club (on up to $6,000 spent per year, then 1%), 3% cash back on dining, 1% cash back on all other purchases. For Sam’s Club Plus members only: Up to 5% back on eligible Sam’s Club purchases (an unlimited 3% back with the credit card; and up to 2% back with the membership, though there is a yearly cap on that portion of your rewards). Terms apply. The annual fee is $0, but you must be a Sam’s Club member. The baseline Club membership costs $45 per year and the Plus membership costs $100 per year. Sign-up bonus: Get a $30 statement credit when you open a new account and use it to make $30 in Sam’s Club purchases within 30 days. A major drawback: Rewards are issued only once a year. If you’re already a Costco member, the Costco Anywhere Visa® Card by Citi is also a fine choice. Among other rewards, it offers 4% cash back on eligible gas and EV charging purchases for the first $7,000 per year, then 1% thereafter.

Good option for: Sam’s Club members who can wait for their rewards.

Another option

Rotating category cards can be lucrative options for part of the year when gasoline is a bonus category. One example is the Chase Freedom Flex℠. It earns 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate (1% back on everything else), 5% on travel purchased through Chase, 3% on dining at restaurants and drugstores, and 1% on all other purchases. Bonus categories in the past have included gas stations, as well as department stores, wholesale clubs, grocery stores and more. (Current bonus categories are here.) Sign-up bonus: Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.

Good option for: Cardholders who will use category cards strategically, usually in conjunction with another rewards card.

To view rates and fees of the Blue Cash Preferred® Card from American Express, see this page.

Find the right credit card for you.

Whether you want to pay less interest or earn more rewards, the right card's out there. Just answer a few questions and we'll narrow the search for you.

Get Started
Get more smart money moves – straight to your inbox
Sign up and we’ll send you Nerdy articles about the money topics that matter most to you along with other ways to help you get more from your money.