Tips for First-Time Home Buyers

Learn strategies for saving a down payment, applying for a mortgage, shopping for a house and more.
Barbara Marquand
By Barbara Marquand 
Updated
Edited by Alice Holbrook Reviewed by Michael Soon Lee

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It’s exciting — and a little scary — to think about buying your first home. Even when you know you’re ready to buy a house, you might not be sure where to begin. These tips for first-time home buyers will help you navigate the process from start to finish.

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New American Funding - PURCHASE logo
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on New American Funding

New American Funding

4.5

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New American Funding - PURCHASE logo

4.5

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500

Min. down payment 
3.5%

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on New American Funding

NBKC - PURCHASE logo
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on NBKC

NBKC

4.5

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NBKC - PURCHASE logo

4.5

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620

Min. down payment 
3%

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on NBKC

Prosperity Home Mortgage - PURCHASE logo
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on Prosperity Home Mortgage

Prosperity Home Mortgage

4.0

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Prosperity Home Mortgage - PURCHASE logo

4.0

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Min. credit score 
580

Min. down payment 

0%

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on Prosperity Home Mortgage

Veterans United - PURCHASE logo
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on Veterans United

Veterans United

4.5

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Veterans United - PURCHASE logo

4.5

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620

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0%

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on Veterans United

Better - PURCHASE logo
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on Better

Better

4.5

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Better - PURCHASE logo

4.5

NerdWallet rating 
Min. credit score 
620

Min. down payment 
3%

Check Rate

on Better

Mortgage loans from our partners

New American Funding - PURCHASE logo
Check Rate

on New American Funding

New American Funding

4.5

NerdWallet rating 
New American Funding - PURCHASE logo

4.5

NerdWallet rating 
Min. credit score 
500

Min. down payment 
3.5%

Check Rate

on New American Funding

NBKC - PURCHASE logo
Check Rate

on NBKC

NBKC

4.5

NerdWallet rating 
NBKC - PURCHASE logo

4.5

NerdWallet rating 
Min. credit score 
620

Min. down payment 
3%

Check Rate

on NBKC

Prosperity Home Mortgage - PURCHASE logo
Check Rate

on Prosperity Home Mortgage

Prosperity Home Mortgage

4.0

NerdWallet rating 
Prosperity Home Mortgage - PURCHASE logo

4.0

NerdWallet rating 
Min. credit score 
580

Min. down payment 

0%

Check Rate

on Prosperity Home Mortgage