Best Cafe & Coffee Shop POS Systems of December 2025
Restaurant point-of-sale systems can work well for cafes and coffee shops, but don’t opt for more features than you need.
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If you’ve ever faced a throng of caffeine-craving customers from behind the register, you know how important it is to have a reliable point-of-sale (POS) system
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What is a cafe POS system?
A cafe POS system allows cafes and coffee shops to quickly accept payments (plus tips) from customers in line or at the counter, track sales data, spot trends and, in most cases, implement loyalty programs to keep customers coming back. They may also support online or in-app order ahead functions and accommodate cafes that serve food in addition to coffee and other drinks.
Learn more about POS systems
Discover more about the components that make up a POS system and how they can help your business run smoothly. Some POS systems are industry-specific, but others can be used universally.
What to consider when choosing a cafe or coffee shop POS system
Cafe POS system providers often charge a monthly subscription fee for POS software capabilities, though some offer basic plans for free. For each provider you’re considering, find out which plan includes all of the features your cafe needs — like inventory management and employee management, for instance — and make sure that monthly subscription fee fits into your budget for the foreseeable future.
At a minimum, cafes should consider POS systems that include a screen, cash drawer and receipt printer. A customer-facing display is another useful hardware feature that lets customers easily add tips to their totals
If you’d like to be able to accept orders online credit card processing fees calculator third-party processors
Extra features for managing employees and retaining customers can be nice to have, too. Look for the ability to let employees clock in and out and tip out when a shift is over. Additionally, customer loyalty programs can help employees spot regulars and motivate customers to keep coming in to rack up discounts or points.
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| Product | Best for | NerdWallet rating | Payment processing fees | Monthly fee | Learn more |
|---|---|---|---|---|---|
 Square Restaurant POS | Overall cafe and coffee shop POS | In-person: 2.6% + $0.15 Online: 3.3% + $0.30 | $0 Free plan; $49 Plus plan; $149 Premium plan. | on Square's website | |
 Clover POS | Using third-party payment processors | In-person: 2.5% + $0.10 Online: 3.5% + $0.10 | $0 and up. | on Clover's website | |
 Toast POS | Larger coffee shops that serve food | 2.49% + $0.15 if you buy hardware upfront; 3.09% + $0.15 for pay-as-you-go option. | $0 Starter Kit; $69 Point of Sale plan; custom Build Your Own plan. | on Toast's website | |
 TouchBistro | Customer relationship management platform | N/A Quote-based. | $69 and up. | on TouchBistro's website | |
 Lavu | Cash discount program | N/A Quote-based. | $10 and up. | on Lavu's website | |
 SpotOn Restaurant | Customizable plans | 4.7
/5
| 1.99% + $0.25 For most cards in paid plans. | $0 and up. | on SpotOn's website |
 Lightspeed Restaurant POS | Inventory management | In-person: 2.6% + $0.10 Online: 2.9% + $0.30 | $189 for Starter plan, $189 for Essential plan, $399 for Premium plan. | on Lightspeed's website |
Square Restaurant POS
Best for Overall cafe and coffee shop POS
Payment processing fees
In-person: 2.6% + $0.15
Online: 3.3% + $0.30
Online: 3.3% + $0.30
Monthly fee
$0
Free plan; $49 Plus plan; $149 Premium plan.
on Square's website
Pros
- Free plan available.
- App and card readers are compatible with iOS and Android devices.
- Can pay for hardware in installments.
- No long-term contracts or installation fees.
- In-house payroll software available.
- All plans include a free online ordering page.
Cons
- Free plan only includes phone support for the first 90 days.
- Free plan processing rates are more expensive than competitors.
Clover POS
Best for Using third-party payment processors
Payment processing fees
In-person: 2.5% + $0.10
Online: 3.5% + $0.10
Online: 3.5% + $0.10
Monthly fee
$0
and up.
on Clover's website
Pros
- Free plan available if you’re only using a mobile card reader.
- 24/7 phone support.
- All restaurant plans include no-fee online ordering, and retail plans let you integrate with existing online stores.
- Offers a variety of plans tailored to six specific types of businesses.
- Can pair POS systems with third-party payment processors.
Cons
- Promotions require a three-year contract.
- May be subject to early termination fees if you use Clover as your payment processor.
- Online payment processing rates are more expensive than competitors.
Toast POS
Best for Larger coffee shops that serve food
Payment processing fees
2.49% + $0.15
if you buy hardware upfront; 3.09% + $0.15 for pay-as-you-go option.
Monthly fee
$0
Starter Kit; $69 Point of Sale plan; custom Build Your Own plan.
on Toast's website
Pros
- Free plan available for restaurants with up to two POS terminals.
- 24/7 phone and web messaging support.
- Offers helpful related services, like payroll and team management software, that integrate closely with its POS system.
- Built specifically for restaurants with in-house delivery platform available, among other industry-specific features.
Cons
- Requires a two-year contract and charges early termination fees.
- Online payment processing rates are more expensive than competitors.
- Charges setup fee, and offline mode includes hidden cost of backup router.
- Online ordering and accounting integrations cost extra.
TouchBistro
Best for Customer relationship management platform
Payment processing fees
N/A
Quote-based.
Monthly fee
$69
and up.
on TouchBistro's website
Pros
- 24/7 phone, chat and email support.
- Includes restaurant-specific features, like table and menu management.
- Optional profit management system provides tools for improving margins.
- As a hybrid POS system, TouchBistro can operate without the cloud. Offline capabilities include accepting payments, taking orders, editing menus and managing staff.
Cons
- Payment processing rates are quote-based, making them difficult to compare to the competition.
- Contracts are automatically renewed and can't be terminated early.
- No free plan options and charges setup fee.
- Ability to accept online orders costs extra.
Lavu
Best for Cash discount program
Payment processing fees
N/A
Quote-based.
Monthly fee
$10
and up.
on Lavu's website
Pros
- 24/7 phone and email support.
- Highly customizable POS platform for those with programming skills.
- Restaurants can set up timed menu changes, start customers’ tabs on one register and cash them out at another.
- Dual pricing program can help decrease payment processing fees.
Cons
- No free plan options.
- Cannot cancel subscription before term is up.
- Does not list payment processing or monthly software fees.
SpotOn Restaurant
Best for Customizable plans
Payment processing fees
1.99% + $0.25
For most cards in paid plans.
Monthly fee
$0
and up.
on SpotOn's website
Pros
- Offers a free plan.
- Restaurants can customize plans by adding loyalty programs, reservation capabilities, online ordering or employee scheduling software.
- 24/7 phone support.
- No long-term contract or termination fees.
Cons
- Charges setup fee.
- Offline mode includes the hidden cost of a router.
Lightspeed Restaurant POS
Best for Inventory management
Payment processing fees
In-person: 2.6% + $0.10
Online: 2.9% + $0.30
Online: 2.9% + $0.30
Monthly fee
$189
for Starter plan, $189 for Essential plan, $399 for Premium plan.
on Lightspeed's website
Pros
- Offers advanced inventory management and recipe costing tools.
- Essential and Premium plans include one-on-one support.
- 24/7 support available.
Cons
- Syncing with accounting software costs extra.
- Charges setup fee.
Sort by:
Payment processing fees
In-person: 2.6% + $0.15
Online: 3.3% + $0.30
Online: 3.3% + $0.30
Monthly fee
$0
Free plan; $49 Plus plan; $149 Premium plan.
on Square's website
Pros
- Free plan available.
- App and card readers are compatible with iOS and Android devices.
- Can pay for hardware in installments.
- No long-term contracts or installation fees.
- In-house payroll software available.
- All plans include a free online ordering page.
Cons
- Free plan only includes phone support for the first 90 days.
- Free plan processing rates are more expensive than competitors.
Square Restaurant POS
Best for Overall cafe and coffee shop POS
Best for Overall cafe and coffee shop POS
Payment processing fees
In-person: 2.6% + $0.15
Online: 3.3% + $0.30
Online: 3.3% + $0.30
Monthly fee
$0
Free plan; $49 Plus plan; $149 Premium plan.
on Square's website
Pros
- Free plan available.
- App and card readers are compatible with iOS and Android devices.
- Can pay for hardware in installments.
- No long-term contracts or installation fees.
- In-house payroll software available.
- All plans include a free online ordering page.
Cons
- Free plan only includes phone support for the first 90 days.
- Free plan processing rates are more expensive than competitors.
Payment processing fees
In-person: 2.5% + $0.10
Online: 3.5% + $0.10
Online: 3.5% + $0.10
Monthly fee
$0
and up.
on Clover's website
Pros
- Free plan available if you’re only using a mobile card reader.
- 24/7 phone support.
- All restaurant plans include no-fee online ordering, and retail plans let you integrate with existing online stores.
- Offers a variety of plans tailored to six specific types of businesses.
- Can pair POS systems with third-party payment processors.
Cons
- Promotions require a three-year contract.
- May be subject to early termination fees if you use Clover as your payment processor.
- Online payment processing rates are more expensive than competitors.
Clover POS
Best for Using third-party payment processors
Best for Using third-party payment processors
Payment processing fees
In-person: 2.5% + $0.10
Online: 3.5% + $0.10
Online: 3.5% + $0.10
Monthly fee
$0
and up.
on Clover's website
Pros
- Free plan available if you’re only using a mobile card reader.
- 24/7 phone support.
- All restaurant plans include no-fee online ordering, and retail plans let you integrate with existing online stores.
- Offers a variety of plans tailored to six specific types of businesses.
- Can pair POS systems with third-party payment processors.
Cons
- Promotions require a three-year contract.
- May be subject to early termination fees if you use Clover as your payment processor.
- Online payment processing rates are more expensive than competitors.
Payment processing fees
2.49% + $0.15
if you buy hardware upfront; 3.09% + $0.15 for pay-as-you-go option.
Monthly fee
$0
Starter Kit; $69 Point of Sale plan; custom Build Your Own plan.
on Toast's website
Pros
- Free plan available for restaurants with up to two POS terminals.
- 24/7 phone and web messaging support.
- Offers helpful related services, like payroll and team management software, that integrate closely with its POS system.
- Built specifically for restaurants with in-house delivery platform available, among other industry-specific features.
Cons
- Requires a two-year contract and charges early termination fees.
- Online payment processing rates are more expensive than competitors.
- Charges setup fee, and offline mode includes hidden cost of backup router.
- Online ordering and accounting integrations cost extra.
Toast POS
Best for Larger coffee shops that serve food
Best for Larger coffee shops that serve food
Payment processing fees
2.49% + $0.15
if you buy hardware upfront; 3.09% + $0.15 for pay-as-you-go option.
Monthly fee
$0
Starter Kit; $69 Point of Sale plan; custom Build Your Own plan.
on Toast's website
Pros
- Free plan available for restaurants with up to two POS terminals.
- 24/7 phone and web messaging support.
- Offers helpful related services, like payroll and team management software, that integrate closely with its POS system.
- Built specifically for restaurants with in-house delivery platform available, among other industry-specific features.
Cons
- Requires a two-year contract and charges early termination fees.
- Online payment processing rates are more expensive than competitors.
- Charges setup fee, and offline mode includes hidden cost of backup router.
- Online ordering and accounting integrations cost extra.
Pros
- 24/7 phone, chat and email support.
- Includes restaurant-specific features, like table and menu management.
- Optional profit management system provides tools for improving margins.
- As a hybrid POS system, TouchBistro can operate without the cloud. Offline capabilities include accepting payments, taking orders, editing menus and managing staff.
Cons
- Payment processing rates are quote-based, making them difficult to compare to the competition.
- Contracts are automatically renewed and can't be terminated early.
- No free plan options and charges setup fee.
- Ability to accept online orders costs extra.
TouchBistro
Best for Customer relationship management platform
Best for Customer relationship management platform
Payment processing fees
N/A
Quote-based.
Monthly fee
$69
and up.
on TouchBistro's website
Pros
- 24/7 phone, chat and email support.
- Includes restaurant-specific features, like table and menu management.
- Optional profit management system provides tools for improving margins.
- As a hybrid POS system, TouchBistro can operate without the cloud. Offline capabilities include accepting payments, taking orders, editing menus and managing staff.
Cons
- Payment processing rates are quote-based, making them difficult to compare to the competition.
- Contracts are automatically renewed and can't be terminated early.
- No free plan options and charges setup fee.
- Ability to accept online orders costs extra.
Pros
- 24/7 phone and email support.
- Highly customizable POS platform for those with programming skills.
- Restaurants can set up timed menu changes, start customers’ tabs on one register and cash them out at another.
- Dual pricing program can help decrease payment processing fees.
Cons
- No free plan options.
- Cannot cancel subscription before term is up.
- Does not list payment processing or monthly software fees.
Lavu
Best for Cash discount program
Best for Cash discount program
Payment processing fees
N/A
Quote-based.
Monthly fee
$10
and up.
on Lavu's website
Pros
- 24/7 phone and email support.
- Highly customizable POS platform for those with programming skills.
- Restaurants can set up timed menu changes, start customers’ tabs on one register and cash them out at another.
- Dual pricing program can help decrease payment processing fees.
Cons
- No free plan options.
- Cannot cancel subscription before term is up.
- Does not list payment processing or monthly software fees.
Payment processing fees
1.99% + $0.25
For most cards in paid plans.
Monthly fee
$0
and up.
on SpotOn's website
Pros
- Offers a free plan.
- Restaurants can customize plans by adding loyalty programs, reservation capabilities, online ordering or employee scheduling software.
- 24/7 phone support.
- No long-term contract or termination fees.
Cons
- Charges setup fee.
- Offline mode includes the hidden cost of a router.
SpotOn Restaurant
Best for Customizable plans
Best for Customizable plans
Payment processing fees
1.99% + $0.25
For most cards in paid plans.
Monthly fee
$0
and up.
on SpotOn's website
Pros
- Offers a free plan.
- Restaurants can customize plans by adding loyalty programs, reservation capabilities, online ordering or employee scheduling software.
- 24/7 phone support.
- No long-term contract or termination fees.
Cons
- Charges setup fee.
- Offline mode includes the hidden cost of a router.
Payment processing fees
In-person: 2.6% + $0.10
Online: 2.9% + $0.30
Online: 2.9% + $0.30
Monthly fee
$189
for Starter plan, $189 for Essential plan, $399 for Premium plan.
on Lightspeed's website
Pros
- Offers advanced inventory management and recipe costing tools.
- Essential and Premium plans include one-on-one support.
- 24/7 support available.
Cons
- Syncing with accounting software costs extra.
- Charges setup fee.
Lightspeed Restaurant POS
Best for Inventory management
Best for Inventory management
Payment processing fees
In-person: 2.6% + $0.10
Online: 2.9% + $0.30
Online: 2.9% + $0.30
Monthly fee
$189
for Starter plan, $189 for Essential plan, $399 for Premium plan.
on Lightspeed's website
Pros
- Offers advanced inventory management and recipe costing tools.
- Essential and Premium plans include one-on-one support.
- 24/7 support available.
Cons
- Syncing with accounting software costs extra.
- Charges setup fee.
Jump to
Full details: Best coffee shop and cafe POS systems
Square Restaurant POS
Best overall cafe and coffee shop POS
Why we like it: Square is easy to use and built to incorporate customer-facing displays for tipping. The Square Stand swivels to face the customer, while the Square Register has a separate customer-facing screen. The free software plan, which comes with an online ordering page, may be sufficient for smaller cafes and coffee shops. However, with an array of add-ons, plan tiers and kitchen display system hardware, the product leaves room for growth, too. Read our full Square POS for Restaurants review
- $0 for Square Free plan.
- $49 for Square Plus plan.
- $149 for Square Premium plans.
- 2.6% plus 15 cents for in-person transactions with Free plan.
- 3.3% plus 30 cents for online transactions with Free plan.
- 2.5% plus 15 cents for in-person transactions with Plus plan.
- 2.4% plus 15 cents for in-person transaction with Premium plan.
- 2.9% plus 30 cents for online transactions with Plus and Premium plans.
- 3.5% plus 15 cents for manually keyed transactions.
- $0 for Square magstripe-only card reader ($10 for each additional reader) or if using Tap to Pay for iPhone (iPhone not included).
- $59 for Square Reader contactless and chip card reader.
- $149 for Square Stand iPad POS or Square Stand Mount (iPad not included; monthly financing available).
- $149 for Square Kiosk for self-serve ordering.
- $299 for Square Terminal mobile card reader with built-in printer (monthly financing available).
- $399 for Square Handheld portable POS system with built-in barcode scanner (monthly financing available).
- $799 for Square Register two-screen system (monthly financing available).
Clover POS
Best for using third-party payment processors
Why we like it: Clover's core software plan for counter service restaurants like coffee shops includes a loyalty program and no-fee online ordering. In addition, Clover Flex and Mini POS systems are equipped with LTE, a standard for wireless data transmission, which will kick in during Wi-Fi outages and allow cashiers to continue taking orders as usual. And if your coffee shop deals with long lines, the handheld Flex POS system enables staff to take orders anywhere. Read our full Clover POS review
- $0 for Clover Go Starter, Retail Basic and Personal Services Basic plans.
- $29.95 for Clover Go Essentials, Professional Services Basic, Home and Field Services Starter and Standard plans.
- $84.95 for Retail Standard and Professional, Personal Services Standard and Advanced, and Home & Field Services Advanced plans.
- $89.95 for Full-Service Dining Starter and Quick-Service Dining Starter and Standard plans.
- $104.90 for Retail Advanced plan.
- $109.90 for Full-Service Dining Standard and Quick-Service Dining Advanced plans.
- $129.85 for Full-Service Dining Advanced plan.
- 2.3% plus 10 cents for in-person transactions on Full-Service and Quick-Service Restaurant plans.
- 2.5% plus 10 cents for in-person transactions on all Retail plans, Professional Services Standard and Advanced plans, all Personal Services plans and the Home and Field Services Advanced plan.
- 2.6% plus 10 cents for in-person transactions on the Home and Field Services Standard plan.
- 3.5% plus 10 cents for online or keyed-in transactions.
- $199 for chip, swipe and contactless Clover Go card reader.
- $349 for countertop card reader.
- $749 for Clover Flex mobile POS with receipt printer.
- $699 for slimmer Flex Pocket with no printer.
- $849 for Clover Mini POS.
- $799-$899 + $25 per month for kitchen display system.
- $1,799 for Clover Station Solo.
- $1,899 for Clover Station Duo.
- $3,499 + $34.95 per month for self-ordering kiosk.
Toast
Best for larger coffee shops that serve food
Why we like it: As NerdWallet's top overall pick for restaurant POS systems, Toast is a solid pick for cafes and coffee shops that sell made-to-order food options and plan to expand. Highlights include an offline mode, in-house delivery service, the Toast TakeOut app kitchen display system Toast POS review
- $0 for Starter Kit plan.
- $69 Point of Sale plan.
- Custom plans available.
- 3.09-3.69% plus 15 cents per transaction, if you choose a pay-as-you-go plan.
- 2.49% plus 15 cents for card-present transactions, if you pay for hardware upfront.
- 3.50% plus 15 cents for card-not-present transactions, if you pay for hardware upfront.
- $494.10 for Handheld Starter Kit (but $0 if you agree to a higher processing fee).
- $1,123.20 for Countertop Starter Kit (but $0 if you agree to a higher processing fee).
- $1,438.20 for Guest Self-Service Starter Kit (but $0 if you agree to a higher processing fee).
TouchBistro
Best customer relationship management platform
Why we like it: TouchBistro's software is locally installed, meaning it's fully functional in the event of a Wi-Fi outage. Just ensure your payment processor is integrated with the POS or has its own offline mode so you can continue accepting payments. In addition, the company's loyalty program, which starts at $99 per month, doubles as a customer relationship management platform. The program keeps track of customer data like allergies, birthdays and preferences and sends targeted offers to customers, making it easier to recognize repeat customers and their orders. Read our full TouchBistro review
- $69 and up for base plan.
- Additional features (e.g., gift cards, online ordering, loyalty program, reservations and marketing) are quote-based.
TouchBistro Payments is quote-based and works with third-party payment solutions.
Quote-based.
Lavu
Best cash discount program
Why we like it: Lavu's terminals are entirely iPad-based and business owners can piece their hardware components down to the rotation bases and brackets. One of the company's most unique features is its cash discount program that rewards customers for paying in cash and upcharges those who pay with a card. Read NerdWallet's Lavu POS review
Subscription pricing starts at $9.99 per month.
Lavu Pay, the system's integrated solution, is quote-based; using a third-party payment processor costs $20 per month per terminal.
Lavu's POS terminals use iPads, which can be bought through Lavu or elsewhere. The Vault Pro iPad enclosure is $219. Stands, rotation bases, receipt printers and cash drawers are sold separately.
SpotOn Restaurant
Best for customizable plans
Why we like it: Similar to Toast and TouchBistro, SpotOn can support full-service restaurants as well as smaller cafes or coffee shops that also serve food. And with its add-ons — like DoorDash delivery, digital menus, gift cards, loyalty programs and reservations — SpotOn gives business owners the flexibility to customize their plans and just pay for what they need.
- $0 for Quick Start plan.
- $99 for Counter-service plan, plus $3 per employee.
- $135 for Full-service plan, plus $3 per employee.
- Custom pricing available as well.
- 1.99% plus 25 cents for most cards in the Counter-service, Full-service and Customizable plans.
- 2.89% plus 25 cents for Quick Start plan subscribers (this processing rate includes hardware and software costs).
- 2.99% plus 25 cents for reward, international, corporate and keyed-in cards.
- $600 for the KDS.
- $750 for the Station POS.
- $850 for the Counter POS.
- Other hardware devices, like the handheld option, are custom.
Lightspeed Restaurant
Best for inventory management
Why we like it: Lightspeed Restaurant’s focus on detailed inventory management makes it a good option for cafes and coffee shops that are trying to maximize profit margins and see how different menu items are impacting their bottom line. For that reason, it’s most cost-effective for cafes that are working with a large number of ingredients and also serving food. Read NerdWallet's Lightspeed Restaurant review
- $69 for Starter plan.
- $189 for Essential plan.
- $399 for Premium plan.
- 2.6% plus 10 cents per in-person transaction.
- 2.9% plus 30 cents for online transactions.
Pricing for Lightspeed's iPad and desktop hardware kits is quote-based. Individual hardware products are listed in Lightspeed's online store:
- $79 for Mobile Tap V2 card reader.
- $199 for iPad swivel stand.
- $329 for WisePOS E countertop reader.
- $429 for Lightspeed Lite Server for data backup and offline mode functionality.
Methodology
NerdWallet’s point-of-sale systems provider ratings reward companies whose products and services are priced well and work in a variety of payment scenarios, among other criteria. Ratings are based on weighted averages of scores in several categories, including cost, system capabilities, contract requirements, customer service and integrations and add-ons. Learn more about how we rate point-of-sale (POS) systems providers
These ratings are a guide, but services, hardware and pricing can vary widely from business to business and provider to provider. We encourage you to shop around and compare several providers.
NerdWallet does not receive compensation for any reviews. Read our editorial guidelines