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NerdWallet rating 5.0/5

on Discover's website, or call 800-347-0264

Annual fee

$0

Regular APR

22.99% Variable APR

Intro APR

10.99% intro APR on Balance Transfers for 6 months

Minimum deposit

$200

NerdWallet rating 4.9/5

on Capital One's website

Annual fee

$0

Regular APR

26.99% Variable APR

Intro APR

N/A

Minimum deposit

$49, $99 or $200

NerdWallet rating 4.4/5

Annual fee

$0

Regular APR

22.99%, Variable

Intro APR

N/A

Minimum deposit

$300

NerdWallet rating 4.3/5

on OakStone's website

Annual fee

$39*

Regular APR

13.99%

Intro APR

N/A

NerdWallet rating 4.2/5

on First Progress's website

Annual fee

$29

Regular APR

19.99% Variable

Intro APR

N/A

Minimum deposit

$200

NerdWallet rating 4.2/5

on First Progress's website

Annual fee

$39

Regular APR

13.99% Variable

Intro APR

N/A

Minimum deposit

$200

NerdWallet rating 4.2/5

on OakStone's website

Annual fee

$49*

Regular APR

9.99%

Intro APR

N/A

Minimum deposit

$200

NerdWallet rating 4.1/5

on First Progress's website

Annual fee

$49

Regular APR

9.99% Variable

Intro APR

N/A

Minimum deposit

$200

NerdWallet rating 4.1/5

on Plains Commerce Bank's website

Annual fee

$39*

Regular APR

18.90%

Intro APR

N/A

Minimum deposit

$200

NerdWallet rating 3.9/5

on Petal's website

Annual fee

$0

Regular APR

19.99% - 29.49% Variable APR

Intro APR

N/A