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Best Accounting Software for Small Businesses of May 2024

Consider your business’s size, budget, whether you’re self-employed and which features you care about most when selecting accounting software for your small business.
By Hillary Crawford, Karrin Sehmbi
Last updated on May 14, 2024
Edited bySally Lauckner
Fact checked and reviewed

⏰ Estimated read time: 32 minutes

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Accounting software helps you track how money moves in and out of your small business. The best accounting software makes it easy to keep a detailed financial record so that you’re ready come tax season. It also includes tools for streamlining accounting tasks, like the invoice process, and gaining insight into your business’s financial health.
To choose the right option for you, think about the present and future versions of your business — your accounting software should be able to support both. Right now, check that it’s within your budget and is compatible with your point-of-sale and/or payroll software, as well as your accountant’s system. Based on how much you expect your small business to grow, keep an eye on scalability, too.
Here are NerdWallet’s picks for the best small-business accounting software, including why we selected each product, monthly price details and features checklists for easy product comparisons.

Best Accounting Software for Small Businesses

Product
Promotion
Learn more

QuickBooks Online

Learn more

on QuickBooks Online's secure website

5.0/5

Best for Overall accounting software

$30/month

Additional pricing tiers (per month): $60, $90, $200.

50% off

for first three months or free 30-day trial.

Learn more

on QuickBooks Online's secure website

Zoho Books

Learn more

on Zoho Books' secure website

4.5/5

Best for Startup accounting software

$0

Additional pricing tiers (per month): $20, $50, $70, $150, $275.

14-day free trial

of the Premium plan.

Learn more

on Zoho Books' secure website

FreshBooks

Learn more

on FreshBooks' secure website

4.5/5

Best for Freelancers

$19/month

Additional pricing tiers (per month): $33, $60, custom.

30-day free trial

or monthly discount (terms vary).

Learn more

on FreshBooks' secure website

Xero

Learn more

on Xero's secure website

5.0/5

Best for Simple accounting software

$15/month

Additional pricing tiers (per month): $42, $78.

30-day free trial

or monthly discount (terms vary).

Learn more

on Xero's secure website

Striven

Learn more

on Striven's secure website

3.5/5

Best for Industry-specific features

$35/month

Per user. Additional pricing tiers per user (per month): $70.

7-day free trial

Learn more

on Striven's secure website

Sage 50 Accounting

Learn more

on Sage 50 Accounting's secure website

3.5/5

Best for Desktop accounting software

$59/month

Additional pricing tiers (per month): $96.58, $160.

Discount for the first year

(terms vary).

Learn more

on Sage 50 Accounting's secure website

QuickBooks Enterprise

4.0/5

Best for Enterprise accounting software with advanced reporting capabilities

$1,481/year

Additional pricing tiers (per year): $1,922; $2,363; $4,668. Adding users or cloud access costs extra.

30-day free trial

Wave Accounting

3.5/5

Best for Free accounting software

$0

Additional pricing tiers (per month): $16

N/A

Odoo

4.0/5

Best for All-in-one business management app

$0

For use of a single app. Additional pricing tiers per user (per month): $38.90, $58.40.

Monthly discount

for the first 12 months.

ZarMoney

3.5/5

Best for Inventory management features

$15/month

Additional pricing tiers (per month): $20, $350.

15-day free trial

TrulySmall Accounting

3.0/5

Best for Accounting software for sole proprietors

$20/month

14-day free trial

Our pick for

Overall accounting software

QuickBooks Online is a popular accounting software that ticks all the boxes. It offers a range of features that are scalable and easy to use, complies with accounting standards, allows for easy sharing with accountants, integrates with top payroll and bookkeeping software, offers live customer support and keeps costs reasonable.

QuickBooks Online

Learn more

on QuickBooks Online's secure website

Starting at
$30/month

Additional pricing tiers (per month): $60, $90, $200.

Promotion
50% off

for first three months or free 30-day trial.

Our pick for

Startup accounting software

Zoho Books offers one of the largest selections of paid plan tiers among competitors, including a free plan. For this reason, and because of Zoho's suite of additional business software that will integrate seamlessly with its accounting software, Zoho Books is a great choice for startups and young businesses that intend to grow quickly.

Zoho Books

Learn more

on Zoho Books' secure website

Starting at
$0

Additional pricing tiers (per month): $20, $50, $70, $150, $275.

Promotion
14-day free trial

of the Premium plan.

Our pick for

Freelancers

With strong invoicing and project tracking features and a low-cost plan designed specifically for freelancers, FreshBooks’ accounting software makes great sense for those looking to efficiently manage finances for a business of one.

FreshBooks

Learn more

on FreshBooks' secure website

Starting at
$19/month

Additional pricing tiers (per month): $33, $60, custom.

Promotion
30-day free trial

or monthly discount (terms vary).

Our pick for

Simple accounting software

Accounting itself can be complex, but that doesn’t mean the software should be. Xero is another popular accounting software product that stands out for its clean design, user-friendly experience and automation capabilities.

Learn more

on Xero's secure website

Starting at
$15/month

Additional pricing tiers (per month): $42, $78.

Promotion
30-day free trial

or monthly discount (terms vary).

Our pick for

Industry-specific features

Striven offers versions of its software that are tailored to particular industry needs. From manufacturing, legal and field services to consulting, retail, education and others, Striven has designed the features your business most needs in its accounting, CRM and inventory software.

Striven

3.5
NerdWallet rating 
Learn more

on Striven's secure website

Starting at
$35/month

Per user. Additional pricing tiers per user (per month): $70.

Promotion
7-day free trial

Our pick for

Desktop accounting software

If you prefer a locally installed software option to access solely from your desktop business hardware, rather than a cloud solution you can access from any device anywhere, Sage 50 Accounting offers strong accounting tools for your needs. And if you later decide you're ready to make the move to the cloud, Sage offers cloud solutions as well.

Sage 50 Accounting

Learn more

on Sage 50 Accounting's secure website

Starting at
$59/month

Additional pricing tiers (per month): $96.58, $160.

Promotion
Discount for the first year

(terms vary).

Our pick for

Enterprise accounting software with advanced reporting capabilities

Businesses that fall on the larger end of the spectrum of small- to medium-size businesses may find they quickly outgrow some of the free and low-cost accounting software options on the market. They may find a worthy solution in QuickBooks Enterprise, desktop enterprise accounting software with cloud-access add-on options. It’s costlier than any of the other options on this list, but it’s built to fulfill the more sophisticated accounting needs of larger businesses.

QuickBooks Enterprise

Starting at
$1,481/year

Additional pricing tiers (per year): $1,922; $2,363; $4,668. Adding users or cloud access costs extra.

Promotion
30-day free trial

Our pick for

Free accounting software

Wave offers free accounting and free invoicing. If you're a newer or smaller business with simple accounting needs, Wave's free software will likely meet your requirements. And as your business grows, if you find you're in need of payroll software and/or the ability to accept online payments for the invoices you're sending out, Wave offers paid plans for those solutions.

Wave Accounting

Starting at
$0

Additional pricing tiers (per month): $16

Promotion
N/A

Our pick for

All-in-one business management app

Odoo is an ecosystem of business software applications that are intended to smoothly integrate with one another. Because the core software is developed through the open-source model, thousands of business professionals and coders work together to ensure seamless integration of all of Odoo’s apps.

Odoo

4.0
NerdWallet rating 
Starting at
$0

For use of a single app. Additional pricing tiers per user (per month): $38.90, $58.40.

Promotion
Monthly discount

for the first 12 months.

Our pick for

Inventory management features

If your business involves managing inventory, particularly moving and tracking stock within and across warehouses, then ZarMoney’s accounting software, which includes tools for managing warehouse inventory, is a solid choice.

ZarMoney

3.5
NerdWallet rating 
Starting at
$15/month

Additional pricing tiers (per month): $20, $350.

Promotion
15-day free trial

Our pick for

Accounting software for sole proprietors

Many accounting programs on this list are scalable, meaning they have multiple plans that can accommodate small businesses as they grow. Some businesses plan to stay very small, though, and only need basic accounting software that’s simple to use.

TrulySmall Accounting

3.0
NerdWallet rating 
Starting at
$20/month
Promotion
14-day free trial

Our picks for the best accounting software

QuickBooks Online

Best overall accounting software
Consider QuickBooks Online for your business if you:
  • Run a small business with zero to 50 employees.
  • Need access for one to 25 users.
  • Have a monthly accounting software budget of $30-$200. 
  • Require multiple software integrations (QuickBooks has 750+).
Read our full QuickBooks Online review.
Features checklist
Double-entry accounting
Automatic bank imports
Automatic transaction reconciliation
Unlimited users with at least one plan
Accountant access with all plans
Standard accounting reports (e.g., P&L, balance sheet, AP and AR)
Customizable reports
Industry-specific reports
Invoicing features
Inventory management features
Project tracking features
Mobile app
Business software integrations (e.g., payroll, HR, CRM, time tracking)
Live customer support

🤓 Nerdy Tip

Many of the household accounting software names, such as QuickBooks, Xero and Zoho Books, can be classified as integrated accounting software solutions. This means that in addition to maintaining a general ledger and assisting with day-to-day bookkeeping, the software includes functions for tracking accounts receivable and accounts payable, reconciling bank transactions (often with some level of automation for convenience and time-saving), managing inventory and purchase orders and handling the billing process.

Xero

Best simple accounting software
Consider Xero for your business if you:
  • Run a small business with zero to 100 employees.
  • Need access for an unlimited number of users.
  • Have a monthly accounting software budget of $15-$78.
  • Require multiple software integrations (Xero has hundreds).
Read our full Xero Accounting review.
Features checklist
Double-entry accounting
Automatic bank imports
Automatic transaction reconciliation
Unlimited users with at least one plan
Accountant access with all plans
Standard accounting reports (e.g., P&L, balance sheet, AP and AR)
Customizable reports
Industry-specific reports
Invoicing features
Inventory management features
Project tracking features
Mobile app
Business software integrations (e.g., payroll, HR, CRM, time tracking)
Live customer support

Zoho Books

Best startup accounting software
Consider Zoho Books for your business if you:
  • You run a small business of zero to 100 employees.
  • Need access for one to 15 users.
  • Have a monthly accounting software budget of $0-$240.
  • Require limited software integrations (Zoho Books integrates with other Zoho apps, a handful of payment gateways and about a dozen additional software products).
Read our full Zoho Books review.
Features checklist
Double-entry accounting
Automatic bank imports
Automatic transaction reconciliation
Unlimited users with at least one plan
Accountant access with all plans
Standard accounting reports (e.g., P&L, balance sheet, AP and AR)
Customizable reports
Industry-specific reports
Invoicing features
Inventory management features
Project tracking features
Mobile app
Business software integrations (e.g., payroll, HR, CRM, time tracking)
Live customer support

🤓 Nerdy Tip

To find startup accounting software that will best serve your business at any stage, consider scalability as well as strong customer support. You will also want to choose software that uses the accrual basis accounting method for recording transactions. It’s a more detailed (and therefore more involved) method of accounting, but for many businesses — especially those tracking a large amount of inventory and those in need of a business loan — it’s the preferred method.

FreshBooks

Best for freelancers
Consider FreshBooks for your business if you:
  • Run a freelance or solo business.
  • Need access for only one user or can afford to pay $11 per additional user per month.
  • Have a monthly accounting software budget of $19-$60.
  • Require multiple software integrations (FreshBooks has more than 100).
Read our full FreshBooks review.
Features checklist
Double-entry accounting
Automatic bank imports
Automatic transaction reconciliation
Unlimited users with at least one plan
Accountant access with all plans
Standard accounting reports (e.g., P&L, balance sheet, AP and AR)
Customizable reports
Industry-specific reports
Invoicing features
Inventory management features
Project tracking features
Mobile app
Business software integrations (e.g., payroll, HR, CRM, time tracking)
Live customer support

Sage 50 Accounting

Best desktop accounting software
Consider Sage 50 Accounting for your business if you:
  • Run a small business of zero to 500+ employees.
  • Need access for one to 5 users (Sage 50 can support up to 50 users, but the price increases dramatically).
  • Have a monthly accounting software budget of $58.92 to over $400.
  • Require few to no software integrations (Sage has fewer than 20).
Features checklist
Double-entry accounting
Automatic bank imports
Automatic transaction reconciliation
Unlimited users with at least one plan
Accountant access with all plans
Standard accounting reports (e.g., P&L, balance sheet, AP and AR)
Customizable reports
Industry-specific reports
Invoicing features
Inventory management features
Project tracking features
Mobile app
Business software integrations (e.g., payroll, HR, CRM, time tracking)
Live customer support

🤓 Nerdy Tip

Also sometimes called on-premise software, desktop accounting software must be locally installed on a specific computer and can only be accessed from that one device or location. For some small-business owners, this type of program feels more secure than online accounting software from a data protection perspective, though regular manual backups are necessary to protect against total loss of data in the event of a technology failure.

Wave Accounting

Best free accounting software
Consider Wave for your business if you:
  • Run a solo business or a small business with fewer than 10 employees.
  • Need access for an unlimited number of users (available with Wave’s paid plan).
  • Have a monthly accounting software budget of $0-$16.
  • Don’t require any software integrations.
Read our full Wave Accounting review.
Features checklist
Double-entry accounting
Automatic bank imports
Automatic transaction reconciliation
Unlimited users with at least one plan
Accountant access with all plans
Standard accounting reports (e.g., P&L, balance sheet, AP and AR)
Customizable reports
Industry-specific reports
Invoicing features
Inventory management features
Project tracking features
Mobile app
Business software integrations (e.g., payroll, HR, CRM, time tracking)
Live customer support

QuickBooks Enterprise

Best for enterprise accounting software with advanced reporting capabilities
Consider QuickBooks Enterprise for your business if you:
  • Run a midsize or large business that can support the high software price tag.
  • Need access for one to 40 users.
  • Have a yearly accounting software budget of $1,481-$4,668.
  • Require multiple software integrations (QuickBooks Desktop, which Enterprise is built on, has more than 250).
Features checklist
Double-entry accounting
Automatic bank imports
Automatic transaction reconciliation
Unlimited users with at least one plan
Accountant access with all plans
Standard accounting reports (e.g., P&L, balance sheet, AP and AR)
Customizable reports
Industry-specific reports
Invoicing features
Inventory management features
Project tracking features
Mobile app
Business software integrations (e.g., payroll, HR, CRM, time tracking)
Live customer support

Striven

Best for industry-specific features
Consider Striven for your business if you:
  • Run a small, medium or enterprise business.
  • Need access for an unlimited number of users.
  • Have a monthly accounting software budget of $35-$70.
  • Require few or no software integrations (Striven has only a handful but offers an open API for creating your own integrations).
Features checklist
Double-entry accounting
Automatic bank imports
Automatic transaction reconciliation
Unlimited users with at least one plan
Accountant access with all plans
Standard accounting reports (e.g., P&L, balance sheet, AP and AR)
Customizable reports
Industry-specific reports
Invoicing features
Inventory management features
Project tracking features
Mobile app
Business software integrations (e.g., payroll, HR, CRM, time tracking)
Live customer support

Odoo

Best all-in-one business management app
Consider Odoo for your business if you:
  • Run a small, medium or enterprise business.
  • Need access for an unlimited number of users.
  • Have a monthly accounting software budget of $0-$46.70.
  • Require multiple software integrations (Odoo has dozens of its own apps for a variety of business needs plus thousands of third-party integrations).
Features checklist
Double-entry accounting
Automatic bank imports
Automatic transaction reconciliation
Unlimited users with at least one plan
Accountant access with all plans
Standard accounting reports (e.g., P&L, balance sheet, AP and AR)
Customizable reports
Industry-specific reports
Invoicing features
Inventory management features
Project tracking features
Mobile app
Business software integrations (e.g., payroll, HR, CRM, time tracking)
Live customer support

🤓 Nerdy Tip

Like its name suggests, open-source software is open to the public, meaning anyone can access and tweak its code. This makes it more customizable than typical closed-source, or proprietary, software, that you purchase, download and work with as-is. Open-source products, like Odoo, are ideal for business owners who know how to code and want to play a hands-on role in customizing the product to fit their business needs.

ZarMoney

Best for inventory management features
Consider ZarMoney for your business if you:
  • Run a small, medium or enterprise business.
  • Need access for one to 30 users.
  • Have a monthly accounting software budget of $20-$350.
  • Require few or no software integrations (ZarMoney has only a handful).
Features checklist
Double-entry accounting
Automatic bank imports
Automatic transaction reconciliation
Unlimited users with at least one plan
Accountant access with all plans
Standard accounting reports (e.g., P&L, balance sheet, AP and AR)
Customizable reports
Industry-specific reports
Invoicing features
Inventory management features
Project tracking features
Mobile app
Business software integrations (e.g., payroll, HR, CRM, time tracking)
Live customer support

TrulySmall Accounting

Best accounting software for sole proprietors
Consider TrulySmall for your business if you:
  • Run a very small business.
  • Need access for an unlimited number of users.
  • Have a monthly accounting software budget of $20.
  • Do not require software integrations.
Features checklist
Double-entry accounting
Automatic bank imports
Automatic transaction reconciliation
Unlimited users with at least one plan
Accountant access with all plans
Standard accounting reports (e.g., P&L, balance sheet, AP and AR)
Customizable reports
Industry-specific reports
Invoicing features
Inventory management features
Project tracking features
Mobile app
Business software integrations (e.g., payroll, HR, CRM, time tracking)
Live customer support

What is accounting software?

Accounting software is like a database for all of your business’s financial transactions. It helps you follow basic accounting principles so that you can keep your books up to date and in order, which is especially important come tax season. Most software uses double-entry accounting, meaning it factors in assets, liabilities and equity, in addition to revenue and expenses.
You can use accounting software to do the following:
  • Enter and organize financial transactions. 
  • Record income and expenses. 
  • Reconcile accounts.
  • Generate financial statements and reports.  
  • Keep track of how much money you’re owed and vice versa.  
Most accounting software goes beyond these tasks with additional built-in modules for invoicing, bill-pay and inventory management, among other functions. The more your accounting software becomes a one-stop shop for these financial chores, the fewer integrations you need to consider.
Many of the options above are cloud-based accounting software, also known as online accounting software, and can be accessed from multiple computers or mobile devices with an internet connection. This makes it easy to collaborate with other users and your accountant, and empowers you to send invoices, collect online payments and view real-time financial data on the go.

Learn more about how accounting software works

You’ll get the most out of your accounting software if you understand its main use cases and which features to look for. If used correctly, it can help minimize manual data entry and simplify tedious back-office tasks.

How to choose accounting software

Ideally, your accounting software will make your day-to-day routine easier through automation. Here are some key factors to consider when researching and choosing the best accounting software for your small business.
  • Accessibility: Cloud-based software enables access through any device with an internet connection. This generally allows for easier collaboration with accountants and seamless integration with other business software. Desktop-based software, however, can only be accessed from a single computer.
  • Scalability: Take a look at products’ plan offerings, including how many employees and users the software can support, to make sure you can upgrade to a more robust version of the software as your business grows. If you anticipate rapid or high growth, consider accounting software for medium-sized businesses
  • Your budget: Determine how much your business can afford to spend monthly on accounting software in conjunction with other recurring costs, like utilities, rent and additional software subscriptions for a POS system or payroll, for example. If you’re a solopreneur and want to keep costs down, check out our list of best accounting software for freelancers and the self-employed.
  • Ease of use: Accounting software that isn’t intuitive and user-friendly can take up an unnecessary amount of your time or discourage you from using it as often as you should to keep your finances in order. Test out free trials of accounting software, request a demo and watch tutorial videos to get a feel for navigating the software. 
  • Integrations: Think about the other types of software you already use or plan to use, and check to see if direct integrations are available between those products and the accounting software you’re considering. If not, you may need to pay for an indirect integration or manually transfer data from one product to another. 
  • Customer support: Think about what time of the day you’re most likely to reach out for assistance and how you’d like to communicate with customer service representatives. Free accounting software options typically offer less robust customer support solutions than paid products do. 
  • Sharing with your accountant: If you’re working with an outside accountant, take note of how easy (or not) a product makes it for you to share your financial details and reports with your accountant. Many popular accounting software products allow you to easily share access, but some require upgrades to costlier plans for this access and some products only enable you to export data to be sent to your accountant.

How much does accounting software cost?

Accounting software for small businesses can cost anywhere from $0 for the basics to $200 or more per month for the most advanced plans. The picks listed above include both free and paid products, and most options have multiple plans at different price points. Here are a handful of factors that could impact how much you’re paying for accounting software:
Paper documents wrapped with a ribbon that has a checkmark on it.
Sign-up discountsAs a new customer, you can sometimes choose between a monthly discount or a free trial. If you go with the monthly discount, understand exactly how much more you’ll be paying when the introductory period is up.
A calculator with cash next to it.
Payment frequencyYou might be able to save money by committing to a yearly subscription — instead of a monthly one — and paying the total annual cost upfront. However, there’s a chance you won’t be reimbursed if you pay upfront and decide to cancel before the year is up. If you’re considering an annual subscription, make sure to read the fine print. The prices listed above apply to month-to-month subscriptions.
A person looking at a mobile phone.
Number of usersIn some cases, you’ll need to pay a monthly fee per additional user. Factor in how many users an accounting software product includes, how much it costs to add additional users and how many people in your business need to have access to the software.
Couple of hands typing on a laptop.
IntegrationsMake a list of the integrations you’ll require and check to see if they’re built into your accounting software already. If not, you might need to pay a monthly subscription fee to connect one program to another.

Accounting software features

Determining which accounting tools you require will depend on your business type, size and industry, among other factors. Here are some features to keep top of mind as you compare options.
  • Double-entry accounting: This means your accounting software enters a balancing debit or credit for each transaction, so that you don’t have to do it manually.  
  • Chart of accounts: Most accounting software comes with a built-in chart of accounts you can use to categorize transactions. You should be able to add or remove accounts as needed. 
  • Income and expense tracking: Tracking money-in and money-out transactions is central to bookkeeping
  • Online bank connections: You may have the option to automatically pull transactions from your business’s bank and credit card accounts into your software. This reduces time and error from manual entry.  
  • Reconciliation tools: Some accounting software products will automatically match your bank and credit card statements with the transactions in your accounting software to ensure alignment, meaning you only have to look them over and approve. 
  • Accountant access: Cloud-based accounting software makes it easy to invite your accountant to look over your books remotely.
  • Reporting: Look for report templates — think a profit and loss statement, balance sheet and cash flow statement — along with reports on aged receivables and sales tax. You should be able to customize them by date so that you can compare time periods. 
  • Invoicing: The ability to invoice clients from your accounting software is key for service-based businesses. You want to be able to customize invoices with your logo, easily turn estimates into invoices, add terms and due dates, and accept online payments. While it might not be as convenient, third-party invoicing software is also available.
  • Integrations: To minimize manual data entry, you’ll want to integrate your accounting software with the rest of your business software ecosystem so they can exchange information automatically. This may include your point-of-sale software, payroll software, inventory software and third-party time or mileage tracking tools. 
  • Mobile app: Accounting software for freelancers, for example, often includes mobile apps for iOS and Android devices that let you track time and miles. Accounting apps are also convenient for sending invoices on the go and snapping photos of receipts and other documents.
  • Inventory tracking: It’s not uncommon for accounting software to include basic inventory management in lower-tier plans, though you might have to pay extra or integrate with a third-party app to sync in-store and online sales.
  • Bill management: Just like you keep track of how much money your business is owed, you may need to keep tabs on what your business owes. Bill management features can help you schedule payments so you don’t risk late fees. 
  • Project tracking: Service-based businesses may want insight into each job’s profitability, so they know how to best spend their time. 
  • Industry-specific features: Many of the popular accounting products can work well for a variety of business types and sizes, but they do come with limits. If you work in an industry with more stringent tax requirements, such as the nonprofit sector or legal professions, or in a field that benefits from detailed and specialized financial reporting, such as construction or manufacturing, then accounting software designed specifically with those needs in mind may be the way to go.

Compare NerdWallet’s top accounting software picks by features

To help determine which accounting software is best for your business, start by comparing each product’s maximum user limit, invoicing capabilities, time-tracking tools, inventory tracking features and phone support availability.
Maximum users
Invoicing
Time tracking
Inventory tracking
Phone support
QuickBooks

5.0

NerdWallet rating 
Up to 25 in Advanced plan.
Unlimited.
Can manually enter time in Essentials plan and higher; automatic time tracking costs extra.
Yes, but only in Plus plan and higher.
Yes, available seven days a week.

5.0

NerdWallet rating 
Unlimited.
20/month in Early plan; unlimited in higher-tier plans.
Yes, but only in Established plan.
Yes.
Does not provide a phone number, but a rep will call if necessary.
Zoho Books

4.5

NerdWallet rating 
Up to 15 in Ultimate plan. Additional users cost extra.
1,000/year in free plan; up to 100,000/year in paid plans.
Yes, in paid plans.
Yes, Zoho Inventory offers free, integrated plans.
Yes, available weekdays in paid plans.

4.5

NerdWallet rating 
Up to two in Select plan. Additional users cost extra.
Unlimited, but Lite and Plus plans cap number of billable clients.
Yes.
Yes.
Yes, available weekdays.

3.5

NerdWallet rating 
Free plan is limited to one user. Must subscribe to paid plan to add additional users.
Unlimited.
No.
No.
No live support available unless you subscribe to a paid Wave product.
Sage

3.5

NerdWallet rating 
Up to 40 in Quantum Accounting plan.
Unlimited.
No.
Yes.
Yes, available weekdays.
QuickBooks

4.0

NerdWallet rating 
Up to 40, but each user license costs extra.
Unlimited.
Yes, but only in Diamond plan and fees apply.
Yes.
Yes, available 24/7.
Striven

3.5

NerdWallet rating 
Unlimited, but each user license costs extra.
Unlimited.
Yes.
Yes.
Yes, available weekdays.
Odoo

3.5

NerdWallet rating 
Unlimited.
No.
No.
No.
No.
ZarMoney

3.5

NerdWallet rating 
30+ in Enterprise plan.
Unlimited.
No.
Yes.
Yes, available weekdays.
TrulySmall Accounting

3.0

NerdWallet rating 
Unlimited.
Unlimited.
No.
No.
Yes.

Frequently asked questions

Last updated on May 14, 2024

Methodology

NerdWallet independently reviews accounting software products before determining our top picks. We collect the data for our software ratings from products’ public-facing websites and from company representatives. Information is gathered on a regular basis and reviewed by our editorial team for consistency and accuracy.
NerdWallet’s accounting software ratings favor products that are easy to use, reasonably priced, have a robust feature set and can grow with your business. The best accounting software received top marks when evaluated across 10 categories and more than 30 subcategories. Learn more about how we rate small-business accounting software.
These ratings are meant to provide clarity in the decision-making process, but what’s best for your business will depend on its size, growth trajectory and which features you need most. We encourage you to research and compare multiple accounting software products before choosing one.
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