At NerdWallet, we strive to help you make financial decisions with confidence. To do this, many or all of the products featured here are from our partners. However, this doesn’t influence our evaluations. Our opinions are our own.
Driving home a new car — or new-to-you car — can be exciting, especially when you feel you’ve scored a good deal on the purchase price. To drive home even more savings long after the new-car thrill subsides, use the right credit cards to buy gasoline.
Here are rewards credit cards that can be ideal for purchases at the pump.
» MORE: NerdWallet’s best gas credit cards
Wells Fargo Propel American Express® card
With the Wells Fargo Propel American Express® card, gasoline is one of its 3-points-per-dollar bonus categories, along with dining, travel and eligible streaming services. Non-bonus-category spending earns 1 point per dollar. Its annual fee is $0. It also has a welcome offer, which the issuer phrases this way: “Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value.”
Good option for: Those who want a travel and entertainment card with an annual fee of $0.
» MORE: How to choose a gas credit card
Blue Cash Preferred® Card from American Express
The Blue Cash Preferred® Card from American Express not only offers 3% cash back at U.S. gas stations and on transit (including such things as taxis, rideshares, parking, tolls, trains and buses), it also offers a huge 6% back on purchases at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%). Additionally, it offers 6% back on select U.S. streaming subscriptions. Terms apply. It has an annual fee of $95. Welcome bonus: $250 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months. Terms Apply.
Good option for: Larger households that spend heavily at supermarkets.
Bank of America® Cash Rewards credit card
The Bank of America® Cash Rewards credit card offers 3% cash back on a category of your choice — of which one is gas — and 2% back at grocery stores and wholesale clubs (up to $2,500 in combined quarterly spending). It also offers 1% cash back on all other purchases. If you’re a Bank of America® banking customer, you’ll have the opportunity to earn more through the bank’s Preferred Rewards program. It charges an annual fee of $0. Sign-up bonus: $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
Good option for: Bank of America® banking customers.
Sam's Club® Mastercard®
Earn 5% cash back at eligible gas stations worldwide, including gas stations at Sam’s Club (on up to $6,000 spent per year, then 1%), 3% cash back on dining and travel, 1% cash back on all other purchases. The annual fee is $0, but you must be a Sam’s Club member. The membership fee starts at $45 a year. Sign-up bonus: Get $45 as a statement credit when you open a new account and spend $45 online in the same day. Offer Ends June 15, 2020. A major drawback: You can redeem rewards only once a year, in person at a Sam’s Club store. If you’re already a Costco member, the Costco Anywhere Visa® Card by Citi is also a fine choice. Among other rewards, it offers 4% cash back on eligible gas for the first $7,000 per year, then 1% thereafter.
Good option for: Sam’s Club members who can wait for their rewards.
Rotating category cards can be lucrative options for part of the year when gasoline is a bonus category. One example is the Chase Freedom®. It earns 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate (1% back on everything else). Bonus categories in the past have included gas stations, as well as department stores, wholesale clubs, grocery stores and more. (Current bonus categories are here.) Sign-up bonus: Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening.
Good option for: Cardholders who will use category cards strategically, usually in conjunction with another rewards card.