Capital One® Savor® Cash Rewards Credit Card

Capital One® Savor® Cash Rewards Credit Card

on Capital One's website

Capital One® Savor® Cash Rewards Credit Card

Capital One® Savor® Cash Rewards Credit Card

Capital One® Savor® Cash Rewards Credit Card

on Capital One's website

Card details

  • Earn a one-time $300 cash bonus after you spend $3000 on purchases within the first 3 months from account opening

  • Earn unlimited 4% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases. Plus, earn 8% cash back on tickets at Vivid Seats through May 2020.

  • No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn

  • No foreign transaction fees

  • Capital One cardholders get access to premium experiences in dining, entertainment and more

  • $0 intro annual fee for the first year, $95 after that

Rates, fees & offers

  • Annual fee

    $0 intro for the first year, then $95

  • Rewards rate

    1%-4%

  • Bonus offer

    Earn a one-time $300 cash bonus after you spend $3,000 on purchases within the first 3 months from account opening

  • Intro APR

    N/A

  • Ongoing APR

    APR: 15.99% - 24.99% Variable APR

    Cash Advance APR: 24.99%, Variable

  • Balance transfer fee

    $0

  • Foreign transaction fee

    None

Recommended credit score

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NerdWallet review

By Claire Tsosie

Rating details

5

Editor's overall rating

Pros and cons

Pros
  • No foreign transaction fee

  • Rich rewards on dining, entertainment

  • Broad definition of entertainment

  • Generous sign-up bonus

Cons
  • Has annual fee

  • High APR, no 0% intro period

The Capital One® Savor® Cash Rewards Credit Card offers a generous 4% cash back on dining and entertainment, 2% back at grocery stores, and 1% back on everything else, for an annual fee of $0 intro for the first year, then $95. It also features a supersized sign-up bonus: Earn a one-time $300 cash bonus after you spend $3,000 on purchases within the first 3 months from account opening.

For folks who don't spend much on going out, it's not the best pick. But for those who shell out plenty on dining and entertainment, it's an excellent choice.

For more information, read NerdWallet's full review.