Chase Freedom Unlimited®
on Chase's website
Chase Freedom Unlimited®
Card details
Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
Earn unlimited 1.5% cash back on all other purchases.
Earn 5% on travel purchased through Chase, 3% on dining at restaurants and drugstores, and 1.5% on all other purchases.
No annual fee.
0% Intro APR for 15 months from account opening on purchases, then a variable APR of 14.99 - 23.74%.
No minimum to redeem for cash back. Cash Back rewards do not expire as long as your account is open.
Rates, fees & offers
Annual fee
$0
Rewards rate
1.5%-5%
Bonus offer
Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
Intro APR
0% intro APR on Purchases for 15 months
Ongoing APR
APR: 14.99% - 23.74% Variable APR
Cash Advance APR: 24.99%, Variable
Balance transfer fee
Either $5 or 5% of the amount of each transfer, whichever is greater.
Foreign transaction fee
3% of each transaction in U.S. dollars
Recommended credit score
Compare to other cards
Annual Fee$0 | Annual Fee$95 | Annual Fee$0 |
Regular APR14.99% - 23.74% Variable APR | Regular APR15.99% - 22.99% Variable APR | Regular APR12.99% - 22.99% Variable APR |
Intro APR0% intro APR on Purchases for 15 months | Intro APRN/A | Intro APR0% intro APR for 18 billing cycles on purchases and on any balance transfers made within 60 days of account opening |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
Wondering if this card is the best match for you?
Wondering if this card is the best match for you?
Wondering if this card is the best match for you?
Just tell us some details and see which card matches your needs most.
Just tell us some details and see which card matches your needs most.
NerdWallet review
Rating details
5
Editor's overall rating
Pros and cons
Pros
High rewards rate and no minimum redemption
No annual fee
Intro APR period on Purchases
Cons
Has foreign transaction fee
Requires good/excellent credit
The Chase Freedom Unlimited® earns a flat 1.5% cash back on all purchases, and its annual fee is $0.
You can redeem rewards for cash back or statement credit, but you can also use them to book travel directly through the Chase Ultimate Rewards® travel portal — or you can transfer your points to other Chase cards with more valuable redemption options.
It makes an ideal partner for the Chase Freedom® and the Chase Sapphire Preferred® Card.
For more information, see NerdWallet’s full review of the Chase Freedom Unlimited®.
