
Chase Freedom Unlimited®
on Chase's website
Chase Freedom Unlimited®
Card details
Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
Earn unlimited 1.5% cash back on all other purchases.
Earn 5% on travel purchased through Chase, 3% on dining at restaurants and drugstores, and 1.5% on all other purchases.
No annual fee.
0% Intro APR for 15 months from account opening on purchases, then a variable APR of 14.99 - 23.74%.
No minimum to redeem for cash back. Cash Back rewards do not expire as long as your account is open.
Rates, fees & offers
Annual fee
$0
Rewards rate
1.5%-5%
Bonus offer
Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
Intro APR
0% intro APR on Purchases for 15 months
Ongoing APR
APR: 14.99% - 23.74% Variable APR
Cash Advance APR: 24.99%, Variable
Balance transfer fee
Either $5 or 5% of the amount of each transfer, whichever is greater.
Foreign transaction fee
3% of each transaction in U.S. dollars
Recommended credit score
Compare to other cards
Annual Fee$0 | Annual Fee$95 | Annual Fee$0 |
Regular APR14.99% - 23.74% Variable APR | Regular APR15.99% - 22.99% Variable APR | Regular APR12.99% - 22.99% Variable APR |
Intro APR0% intro APR on Purchases for 15 months | Intro APRN/A | Intro APR0% intro APR for 18 billing cycles on purchases and on any balance transfers made within 60 days of account opening |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
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NerdWallet review
Rating details
5
Editor's overall rating
Pros and cons
Pros
High rewards rate and no minimum redemption
No annual fee
Intro APR period on Purchases
Cons
Has foreign transaction fee
Requires good/excellent credit
The Chase Freedom Unlimited® earns a flat 1.5% cash back on all purchases, and its annual fee is $0.
You can redeem rewards for cash back or statement credit, but you can also use them to book travel directly through the Chase Ultimate Rewards® travel portal — or you can transfer your points to other Chase cards with more valuable redemption options.
It makes an ideal partner for the Chase Freedom® and the Chase Sapphire Preferred® Card.
For more information, see NerdWallet’s full review of the Chase Freedom Unlimited®.