Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.
Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.
Here are the best business credit cards from our partners
Credit card▼ | NerdWallet rating▼ | Annual fee▼ | Rewards rate | Intro offer | Learn more |
---|---|---|---|---|---|
Ink Business Unlimited® Credit Card Apply now on Chase's website | 5.0/5 Best for Cash-back business credit card | $0 | 1.5% Cashback | $900 | Apply now on Chase's website |
Ink Business Cash® Credit Card Apply now on Chase's website | 5.0/5 Best for Up to 5% cash back | $0 | 1%-5% Cashback | $900 | Apply now on Chase's website |
Capital One Spark Cash Plus Apply now on Capital One's website Rates & Fees | 4.2/5 Best for Business charge card for heavy spenders | $150 | 2%-5% Cashback | $1,200 | Apply now on Capital One's website Rates & Fees |
Ink Business Preferred® Credit Card Apply now on Chase's website | 5.0/5 Best for Business card for points | $95 | 1x-3x Points | 100,000 Points | Apply now on Chase's website |
The Blue Business® Plus Credit Card from American Express Apply now on American Express' website Rates & Fees | 4.9/5 Best for Business card for new businesses | $0 | 1x-2x Points | 15,000 Points | Apply now on American Express' website Rates & Fees |
Capital One Venture X Business Apply now on Capital One's website Rates & Fees | 5.0/5 Best for Welcome offer + annual travel credit | $395 | 2x-10x Miles | 150,000 Miles | Apply now on Capital One's website Rates & Fees |
Ink Business Premier℠ Credit Card Apply now on Chase's website | 4.9/5 Best for Business charge card | $195 | 2%-5% Cashback | $1,000 | Apply now on Chase's website |
Capital One Spark Miles for Business Apply now on Capital One's website Rates & Fees | 4.7/5 Best for Travel rewards (flat-rate) | $0 intro for the first year, then $95 | 2x-5x Points | 50,000 Points | Apply now on Capital One's website Rates & Fees |
The Business Platinum Card® from American Express Apply now on American Express' website Rates & Fees | 5.0/5 Best for Airport lounge access + travel credits | $695 | 1x-5x Points | 120,000 Points | Apply now on American Express' website Rates & Fees |
Bank of America® Business Advantage Travel Rewards World Mastercard® credit card Apply now on Bank of America's website | 3.7/5 Best for No annual fee business travel card | $0 | 1.5x Points | 30,000 Points | Apply now on Bank of America's website |
Capital on Tap Business Credit Card Apply now on Capital on Tap's website | 3.8/5 Best for Fair credit | $0 | 1.5% | $200 | Apply now on Capital on Tap's website |
Ramp Card Apply now on Ramp's website | 4.0/5 Best for Corporate card (no personal guarantee) | $0 | 1.5% Cashback | N/A | Apply now on Ramp's website |
Capital One Spark Cash Select for Excellent Credit Apply now on Capital One's website Rates & Fees | 4.6/5 Best for Sign-up bonus (cash back) | $0 | 1.5%-5% Cashback | $750 | Apply now on Capital One's website Rates & Fees |
The American Express Blue Business Cash™ Card Apply now on American Express' website Rates & Fees | 5.0/5 Best for Intro APR + up to 2% cash back | $0 | 1%-2% Cashback | $250 | Apply now on American Express' website Rates & Fees |
U.S. Bank Business Triple Cash Rewards World Elite Mastercard® Apply now on US Bank's website Rates & Fees | 5.0/5 Best for Balance transfer business card | $0 | 1%-3% Cashback | $500 | Apply now on US Bank's website Rates & Fees |
Marriott Bonvoy Business® American Express® Card Apply now on American Express' website Rates & Fees | 4.1/5 Best for Hotel business card for free nights, flexible rewards | $125 | 2x-6x Points | N/A | Apply now on American Express' website Rates & Fees |
The Hilton Honors American Express Business Card Apply now on American Express' website Rates & Fees | 5.0/5 Best for Hotel business credit card (overall) | $95 | 3x-12x Points | 130,000 Points | Apply now on American Express' website Rates & Fees |
United℠ Business Card Apply now on Chase's website | 5.0/5 Best for Airline business credit card | $0 intro for the first year, then $99 | 1x-2x Miles | 50,000 Miles | Apply now on Chase's website |
Brex Card Apply now on Brex's website | 3.2/5 Best for Corporate card for startups | $0 | 1x-7x Points | 10,000 Points | Apply now on Brex's website |
IHG® One Rewards Premier Business Credit Card Apply now on Chase's website | 5.0/5 Best for Hotel business credit card (sign-up bonus + free nights) | $99 | 3x-26x Points | 140,000 Points | Apply now on Chase's website |
Bank of America® Business Advantage Unlimited Cash Rewards Mastercard® credit card Apply now on Bank of America's website | 4.3/5 Best for Cash back boost (up to 75% more) | $0 | 1.5% Cashback | $300 | Apply now on Bank of America's website |
Credit card▼ | NerdWallet rating▼ | Annual fee▼ | Rewards rate | Intro offer | Learn more |
---|---|---|---|---|---|
Ink Business Unlimited® Credit Card Apply now on Chase's website | 5.0/5 Best for Cash-back business credit card | $0 | 1.5% Cashback | $900 | Apply now on Chase's website |
Ink Business Cash® Credit Card Apply now on Chase's website | 5.0/5 Best for Up to 5% cash back | $0 | 1%-5% Cashback | $900 | Apply now on Chase's website |
Capital One Spark Cash Plus Apply now on Capital One's website Rates & Fees | 4.2/5 Best for Business charge card for heavy spenders | $150 | 2%-5% Cashback | $1,200 | Apply now on Capital One's website Rates & Fees |
Ink Business Preferred® Credit Card Apply now on Chase's website | 5.0/5 Best for Business card for points | $95 | 1x-3x Points | 100,000 Points | Apply now on Chase's website |
The Blue Business® Plus Credit Card from American Express Apply now on American Express' website Rates & Fees | 4.9/5 Best for Business card for new businesses | $0 | 1x-2x Points | 15,000 Points | Apply now on American Express' website Rates & Fees |
Capital One Venture X Business Apply now on Capital One's website Rates & Fees | 5.0/5 Best for Welcome offer + annual travel credit | $395 | 2x-10x Miles | 150,000 Miles | Apply now on Capital One's website Rates & Fees |
Ink Business Premier℠ Credit Card Apply now on Chase's website | 4.9/5 Best for Business charge card | $195 | 2%-5% Cashback | $1,000 | Apply now on Chase's website |
Capital One Spark Miles for Business Apply now on Capital One's website Rates & Fees | 4.7/5 Best for Travel rewards (flat-rate) | $0 intro for the first year, then $95 | 2x-5x Points | 50,000 Points | Apply now on Capital One's website Rates & Fees |
The Business Platinum Card® from American Express Apply now on American Express' website Rates & Fees | 5.0/5 Best for Airport lounge access + travel credits | $695 | 1x-5x Points | 120,000 Points | Apply now on American Express' website Rates & Fees |
Bank of America® Business Advantage Travel Rewards World Mastercard® credit card Apply now on Bank of America's website | 3.7/5 Best for No annual fee business travel card | $0 | 1.5x Points | 30,000 Points | Apply now on Bank of America's website |
Capital on Tap Business Credit Card Apply now on Capital on Tap's website | 3.8/5 Best for Fair credit | $0 | 1.5% | $200 | Apply now on Capital on Tap's website |
Ramp Card Apply now on Ramp's website | 4.0/5 Best for Corporate card (no personal guarantee) | $0 | 1.5% Cashback | N/A | Apply now on Ramp's website |
Capital One Spark Cash Select for Excellent Credit Apply now on Capital One's website Rates & Fees | 4.6/5 Best for Sign-up bonus (cash back) | $0 | 1.5%-5% Cashback | $750 | Apply now on Capital One's website Rates & Fees |
The American Express Blue Business Cash™ Card Apply now on American Express' website Rates & Fees | 5.0/5 Best for Intro APR + up to 2% cash back | $0 | 1%-2% Cashback | $250 | Apply now on American Express' website Rates & Fees |
U.S. Bank Business Triple Cash Rewards World Elite Mastercard® Apply now on US Bank's website Rates & Fees | 5.0/5 Best for Balance transfer business card | $0 | 1%-3% Cashback | $500 | Apply now on US Bank's website Rates & Fees |
Marriott Bonvoy Business® American Express® Card Apply now on American Express' website Rates & Fees | 4.1/5 Best for Hotel business card for free nights, flexible rewards | $125 | 2x-6x Points | N/A | Apply now on American Express' website Rates & Fees |
The Hilton Honors American Express Business Card Apply now on American Express' website Rates & Fees | 5.0/5 Best for Hotel business credit card (overall) | $95 | 3x-12x Points | 130,000 Points | Apply now on American Express' website Rates & Fees |
United℠ Business Card Apply now on Chase's website | 5.0/5 Best for Airline business credit card | $0 intro for the first year, then $99 | 1x-2x Miles | 50,000 Miles | Apply now on Chase's website |
Brex Card Apply now on Brex's website | 3.2/5 Best for Corporate card for startups | $0 | 1x-7x Points | 10,000 Points | Apply now on Brex's website |
IHG® One Rewards Premier Business Credit Card Apply now on Chase's website | 5.0/5 Best for Hotel business credit card (sign-up bonus + free nights) | $99 | 3x-26x Points | 140,000 Points | Apply now on Chase's website |
Bank of America® Business Advantage Unlimited Cash Rewards Mastercard® credit card Apply now on Bank of America's website | 4.3/5 Best for Cash back boost (up to 75% more) | $0 | 1.5% Cashback | $300 | Apply now on Bank of America's website |
I'M INTERESTED IN:
Our pick for
Cash-back business credit card
Ink Business Unlimited® Credit Card
on Chase's website
Pros
- No annual fee
- Intro APR period
- No reward caps
- New cardholder bonus offer
Cons
- No bonus categories
- Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
- Earn unlimited 1.5% cash back on every purchase made for your business
- No Annual Fee
- Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
- Earn rewards faster with employee cards at no additional cost. Set individual spending limits for greater control.
- Round-the-clock monitoring for unusual credit card purchases
- With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
- 0% introductory APR for 12 months on purchases
- Member FDIC
Our pick for
Up to 5% cash back
Ink Business Cash® Credit Card
on Chase's website
Pros
- No annual fee
- Intro APR period
- New cardholder bonus offer
Cons
- Requires good/excellent credit
- Low rate outside bonus categories
- Spending caps on bonus rewards
- Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
- Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
- Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases
- Round-the-clock monitoring for unusual credit card purchases
- With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
- No Annual Fee
- Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
- 0% introductory APR for 12 months on purchases
- Member FDIC
Our pick for
Business charge card for heavy spenders
Capital One Spark Cash Plus
Pros
- Earns cash back on primary and employee cards
- Rewards don’t expire
- No foreign transaction fees
Cons
- Balance must be paid in full every month
- Has annual fee
- High spending requirement to hit full welcome bonus, annual bonus offers
- Earn a one-time cash bonus of $1,200 once you spend $30,000 in the first 3 months
- Earn unlimited 2% cash back on every purchase, everywhere—with no limits or category restrictions
- Comes with no preset spending limit, so it can adapt to your needs based on your spending behavior, payment history and credit profile
- Get your $150 annual fee refunded every year you spend at least $150,000
- Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel
- Add employee cards for free, and earn unlimited 2% cash back from their purchases
- $150 annual fee
- Spark Cash Plus has no APR because your balance is due in full every month
View Rates & Fees
Our pick for
Business card for points
Ink Business Preferred® Credit Card
on Chase's website
Pros
- New cardholder bonus offer
- Bonus categories
- Transfer partners
Cons
- Has annual fee
- No intro APR offer
- Earn 100k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $1,000 cash back or $1,250 toward travel when redeemed through Chase Ultimate Rewards®
- Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases
- Round-the-clock monitoring for unusual credit card purchases
- With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
- Redeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open
- Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards®
- Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.
- Member FDIC
Our pick for
Business card for new businesses
The Blue Business® Plus Credit Card from American Express
Pros
- No annual fee
- High rewards rate
- Intro APR period
- Transfer partners
Cons
- Spending caps on bonus rewards
- Requires good/excellent credit
- Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.
- 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 18.49% - 26.49%, based on your creditworthiness and other factors at account opening. APR will not exceed 29.99%
- Earn 2X Membership Rewards® points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter.
- You’ve got the power to use your Card beyond its credit limit* with Expanded Buying Power.
- *The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors.
- No Annual Fee
- Terms Apply
View Rates & Fees
Our pick for
Welcome offer + annual travel credit