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Bank and Credit Union Reviews

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Our Nerds dig deep into checking, savings and other accounts at a variety of financial institutions so you don’t have to. Browse our many reviews below.

Online and mobile banks
Brick-and-mortar banks and credit unions
Credit unions
The biggest banks

Online and mobile banks

Ally

Ally Bank

Online-only Ally is a popular destination for people seek-
ing strong rates, top-notch customer service and
innovative tools.

Aspiration

Aspiration

Aspiration offers an interest-bearing checking account with a good annual percentage yield and free access to all ATMs.

Bank of Internet USA

Bank of Internet USA

Unlike many of its competitors, Bank of Internet USA offers a range of checking accounts that come with a variety of perks.

Bank5 Connect

Bank5 Connect

Access to thousands of free ATMs and fee reimbursements come with a pricey overdraft fee policy for repeat offenders.

Barclays

Barclays

What Barclays lacks in checking account products it makes up for with its impressive selection of savings accounts and CDs.

Capital One

Capital One 360

Capital One’s tools are arguably the best in the business. The bank also offers a full-service online experience and a great mobile app.

Discover

Discover Bank

Discover Bank’s free ATMs, free checks and fee-free services mean you keep more money in your pocket.

GoBank

GoBank

GoBank is for those who are comfortable doing most or all
of their banking through a smartphone app.

GS Bank

GOLDMAN SACHS BanK USA

Goldman Sachs Bank won’t fulfill all of your banking needs, but it offers top-of-the-line savings rates.

Moven

Moven

Designed for use on a smartphone, Moven boasts a real-time budgeting tool that could help you improve your finances.

Simple

Simple

Simple’s checking account,
tools and fee structure are as
user-friendly as the company’s
name suggests.

State Farm Bank

State Farm Bank

State Farm Bank, part of the insurance giant, is an online institution with an array of banking products.

Synchrony

Synchrony Bank

Synchrony offers relatively high rates on its savings accounts, certificates of deposit and money market accounts.

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Brick-and-mortar banks and credit unions

Alaska USA Credit Union

Alaska USA Credit Union

Shared branching and low fees make Alaska USA a convenient banking experience anywhere.

Alliant Credit Union

Alliant Credit Union

Alliant has good technology and is easy to join, like a big bank, but also has the great rates of a credit union.

America First Credit Union

America First Credit Union

America First’s checking and savings accounts are fee-free, but the share certificates are what really shine.

Associated Bank

Associated Bank

Associated’s checking accounts are solid and come with a good sign-up bonus. But customers won’t encounter many other bright spots.

Bank of America

Bank of America

Bank of America boasts first-class online and mobile products, as well as award-winning security and fraud-prevention systems.

Bank of the West

Bank of the West

Bank of the West has branches only in Western states, but its services make banking convenient wherever you are.

BBVA Compass

BBVA Compass

BBVA Compass’ branches are concentrated in seven states, and its most compelling feature is its prepaid debit card.

Boeing Employees Credit Union

Boeing Employees Credit Union

Boeing Employees Credit Union is a nice alternative to banks if you live in or near Washington state.

Charles Schwab Bank

Charles Schwab Bank

With no fees or minimum balances, checking and savings accounts offer stress-free banking. ATM coverage is superior.

Chase

Chase

Chase delivers a sharp online experience and is excellent for people who want all their financial needs met by one provider.

Citibank

Citibank

Citibank’s tools are stellar, but customers may find lower fees and higher interest rates on accounts elsewhere.

Citizens Bank

Citizens Bank

It’s easy to avoid monthly fees on Citizens’ basic checking and savings accounts, but its savings rates aren’t competitive.

Commerce Bank

Commerce Bank

Commerce Bank is best for customers who live in its service area and have other accounts at the bank.

Connexus Credit Union

Connexus Credit Union

If you’re looking for an interest-bearing checking account,
the ones at Connexus are hard to top.

Consumers Credit Union

Consumers Credit Union

Consumers Credit Union isn’t a big institution, but its free rewards checking account lets members earn big yields.

Delta Community Credit Union

Delta Community Credit Union

Delta has no monthly fees on deposit accounts, but some of its other fees are steep.

EverBank

EverBank

EverBank offers solid CD rates, and its ATM fee policy is generous if you keep your checking account stocked.

Fidelity

Fidelity

Fidelity’s Cash Management account is an excellent place to keep your spending money, but you’ll have to save elsewhere.

Fifth Third Bank

Fifth Third Bank

A regional bank based in Ohio, Fifth Third has a strong branch network across 10 states in the Midwest, South and Southeast.

First National Bank

First National Bank

Little distinguishes First National Bank from other banks, and that’s both good and bad.

Huntington

Huntington Bank

Fees on Huntington’s basic products are easy to avoid,
and the overdraft policy is more lenient than most.

KeyBank

KeyBank

KeyBank’s approach to banking includes no-frills checking accounts and convenience, with 1,200 branches in 15 states.

M&T Bank

M&T Bank

Much like the biggest national banks, M&T provides a full array of products and services along with fees.

Navy Federal Credit Union

Navy Federal Credit Union

Navy Federal is the largest credit union in the U.S., serves more than military families and excels in several areas.

Pentagon Federal Credit Union

Pentagon Federal Credit Union

PenFed offers a user-friendly mobile app and an engaging website, unlike many other credit unions.

PNC Bank

PNC Bank

With PNC Bank, you can choose traditional-style banking, or you can go modern and virtual.

Radius Bank

Radius Bank

Radius Bank has only one full-service branch, but that doesn’t mean the Boston bank restricts service to locals.

Regions Bank

Regions Bank

If you live in the South or Midwest, your home might be near one of the bank’s 1,600 branches and 2,000 ATMs.

Santander

Santander Bank

Santander has attractive choices for people with high savings balances and basic options for those seeking cheap checking accounts.

State Employees' Credit Union

State Employees’ Credit Union

State Employees’ Credit Union of North Carolina has low fees and one of the largest ATM networks in the state.

Suncoast Credit Union

Suncoast Credit Union

Good rates, low fees and a dedication to community accessibility make Suncoast exceptional in western Florida.

TCF Bank

TCF Bank

TCF Bank has a lot of options, but you may end up paying for them in fees.

TD Bank

TD Bank

At TD Bank, you’ll find straightforward checking accounts with average options.

Union Bank

Union Bank

Union Bank offers a full lineup of services, but its deposit accounts are defined by fees.

U.S. Bank

U.S. Bank offers six types of checking accounts, eight savings and money market accounts, and a whopping 17 CDs.

USAA Bank

USAA Bank

USAA serves military members and their families and offers simple, free checking and savings accounts.

Wells Fargo

Wells Fargo

Wells Fargo has a full range of solid financial products plus a few perks that set it apart from competitors.

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Credit unions

Alaska USA Credit Union

Alaska USA Credit Union

Shared branching and low fees make Alaska USA a convenient banking experience anywhere.

Alliant Credit Union

Alliant Credit Union

Alliant has good technology and is easy to join, like a big bank, but also has the great rates of a credit union.

America First Credit Union

America First Credit Union

America First’s checking and savings accounts are fee-free, but the share certificates are what really shine.

Boeing Employees Credit Union

Boeing Employees Credit Union

Boeing Employees Credit Union is a nice alternative to banks if you live in or near Washington state.

Community First Credit Union of Florida

Community First Credit Union of Florida

Community First Credit Union offers accounts without monthly fees and even has its own rewards program.

Connexus Credit Union

Connexus Credit Union

If you’re looking for an interest-bearing checking account, the ones at Connexus are hard to top.

Consumers Credit Union

Consumers Credit Union

Consumers Credit Union isn’t a big institution, but its free rewards checking account lets members earn big yields.

Delta Community Credit Union

Delta Community Credit Union

Delta has no monthly fees on deposit accounts, but some of its other fees are steep.

Golden 1 Credit Union

Golden 1 Credit Union

Golden 1 Credit Union is easy to join if you live or work in any of the 38 counties in California it serves.

Navy Federal Credit Union

Navy Federal Credit Union

Navy Federal is the largest credit union in the U.S., serves more than military families and excels in a number of areas.

Pentagon Federal Credit Union

Pentagon Federal Credit Union

PenFed offers a user-friendly mobile app and an engaging website, unlike many other credit unions.

State Employees' Credit Union

State Employees’ Credit Union

State Employees’ Credit Union of North Carolina has low fees and one of the largest ATM networks in the state.

Suncoast Credit Union

Suncoast Credit Union

Good rates, low fees and a dedication to community accessibility make Suncoast exceptional in western Florida.

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The biggest banks

Bank of America

Bank of America

Bank of America boasts first-class online and mobile products, as well as award-winning security and fraud-prevention systems.

Chase

Chase

Chase delivers a sharp online experience and is excellent
for people who want all their financial needs met by one provider.

Citibank

Citibank

Citibank’s tools are stellar, but customers may find lower fees and higher interest rates on accounts elsewhere.

Fifth Third Bank

Fifth Third Bank

A regional bank based in Ohio, Fifth Third has a strong branch network across 10 states in the Midwest, South and Southeast.

KeyBank

KeyBank

KeyBank’s approach to banking includes no-frills checking accounts and convenience, with 1,200 branches in 15 states.

PNC Bank

PNC Bank

With PNC Bank, you can choose traditional-style banking, or you can go modern and virtual.

US Bank

U.S. Bank

U.S. Bank offers six types of checking accounts, eight savings and money market accounts, and a whopping 17 CDs.

Wells Fargo

Wells Fargo

Wells Fargo has a full range of solid financial products plus a few perks that set it apart from competitors.

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 Updated March 9, 2017