NerdWallet’s Best Credit Card Tips for March 2024

Jaime Hanson
By Jaime Hanson 
Updated
Edited by Erin Hurd

Many or all of the products featured here are from our partners who compensate us. This influences which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.

Whether you’re focused on building a winning bracket, celebrating Saint Patrick, tackling your taxes, or spring cleaning your credit card debt, March brings a fresh opportunity to manage your finances well.

Fortunately, you don’t need a four leaf clover to find great savings this month. Here are four ways you can march into spring and make the most of current credit card offers.

Score big savings on March celebrations

Capital One® SavorOneSM Cash Rewards Credit Card
NerdWallet rating 

Your chance of winning your office’s March Madness bracket pool may be almost as low as finding a pot of gold, but you can still score savings on fun events this month. However you’re celebrating, you’ll quickly see why the $0-annual-fee Capital One SavorOne Cash Rewards Credit Card reigns as NerdWallet’s 2024 Best-Of Awards champion in the Entertainment category.

Planning to guzzle green beers this St. Patrick’s Day at your favorite Irish pub? The Capital One SavorOne Cash Rewards Credit Card earns 3% cash back on dining and entertainment, including bars.

Want to try your hand at making corned beef and cabbage at home? This card also earns 3% back at grocery stores (excluding superstores like Walmart and Target).

Hosting friends and family at home to watch The Big Dance? You’ll earn 3% cash back on popular streaming services, including DirecTV Stream, Hulu, and Sling TV. 

And when you’re ready to order in pizza and wings for your crew, you’ll earn an eye-popping 10% cash back on purchases made through Uber & Uber Eats, plus complimentary Uber One membership statement credits through Nov. 14, 2024. 

That’s all in addition to the card's impressive sign-up bonus: Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening. Talk about a Cinderella story.

Spring-clean your credit card debt

BankAmericard® Credit Card
NerdWallet rating 

While you’re tidying up the house this month, consider a new debt management plan to give your finances a fresh start. For consumers with good credit (a FICO score of 690 or higher), a low-interest balance transfer card can help clear the clutter of accrued interest as you pay down your credit card balance.

For example, the BankAmericard® credit card offers 0% Intro APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 16.24% - 26.24% will apply.

All balance transfers carry a fee: 3% for 60 days from account opening, then 4%. Even so, this one-time fee may be worth paying if it saves you money on interest charges over time.

Take the stress out of tax prep

Tax Day isn’t until April 15 , but W-2s, 1099s and other tax forms have already trickled into your mailbox. That means it’s time to assemble the necessary information to do your taxes, and your credit card can help keep you organized.

If you itemize your deductions, most credit card issuers provide a year-end summary of your spending if you look in your account. This not only helps you see where you spend the most, but it also helps you quickly identify any tax-deductible items like medical expenses and charitable contributions.

And if you’re a small-business owner, side hustler or solopreneur, don’t forget that you can deduct business credit card fees and interest payments, along with many other business-related expenses. The year-end summary for your business credit card is a great resource to help identify deductions.

Max out your Q1 rotating bonus categories

It’s the last month of the quarter, meaning now is the time to earn those bonus rewards on any rotating category cards in your wallet. Can’t remember what those bonus categories are for this quarter? Here’s a quick refresher:

Discover it® Cash Back
NerdWallet rating 

Discover it® Cash Back and Discover it® Student Cash Back

  • Earn 5% back on up to $1,500 (up to the quarterly maximum) spent at restaurants and drugstores in Q1 2024. All other purchases earn 1% cash back.

  • Activation is required before earning at the elevated rate, so hopefully, you took that step earlier this quarter. If not, you can still do so by logging into your account on the Discover website or mobile app. The 5% earnings rate isn’t retroactive on previous purchases, but you can still rack up some decent rewards on this month’s purchases. 

Chase Freedom Flex
NerdWallet rating 

Chase Freedom® and Chase Freedom Flex℠

  • Earn 5% back on up to $1,500 spent at grocery stores (excluding Walmart), fitness clubs and gym memberships and self-care and spa services.

  • If you haven’t already, activate the bonus categories online or in the Chase mobile app by March 14 to receive your 5% rewards for all eligible purchases during the quarter. That includes purchases made before activating.

Citi Dividend

  • Earn 5% back at Amazon and on select streaming services. 

  • Enrollment is required before the elevated earnings rate takes effect.

  • Citi Dividend holds a total annual cash-back cap of $300, including both elevated earnings and the card’s regular rate of 1% back on all purchases. 

🤓Nerdy Tip

Both the Chase Freedom® and the Citi Dividend are no longer available to new applicants. However, existing users are still eligible to earn the 5% back in bonus categories after activation.

Find the right credit card for you.

Whether you want to pay less interest or earn more rewards, the right card's out there. Just answer a few questions and we'll narrow the search for you.

Get Started
Get more smart money moves – straight to your inbox
Sign up and we’ll send you Nerdy articles about the money topics that matter most to you along with other ways to help you get more from your money.