Sara RathnerSenior Writer/Spokesperson
11 years of experience in personal finance
Featured articleNerdWallet’s Best Metal Credit Cards
Browse, Learn and Apply: Credit Cards
What are credit cards? How do they work? How do you decide among cash back, travel points and other options? NerdWallet has resources to point you in the right direction.
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See all credit card reviews
Chase Sapphire Preferred Review: Strong Option for Travel Rewards
Citi Double Cash Review: A Solid Choice for Everyday Spending
Wells Fargo Reflect® Card Review: An Extended Break From Interest
American Express Platinum Review: Top-Notch Lounge Access, Big Credits
American Express Blue Cash Preferred Review: The Ultimate Family Card
Chase Freedom Unlimited Review: A Potential One-Card Solution
Capital One Venture X Review: A Steal of a Deal Among Premium Cards
Citi Simplicity Review: 18 Months of 0% to Whittle Down Debt
Featured video
Credit Card Annual Fees Explained
Are credit card annual fees worth it? In this video, NerdWallet Credit Card expert Sally French breaks down why it often makes sense to pay an annual fee for a credit card, and when it may not.Our Credit Cards content team
NerdWallet's Credit Cards content team includes writers and editors with more than 90 years of experience in personal finance and journalism. They've researched and reviewed more than 400 products across the full spectrum of credit cards, from starter cards for beginners to ultra-premium cards for VIP travelers.
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