Costco Anywhere Visa® Card by Citi

Costco Anywhere Visa® Card by Citi

on Citibank's application

Costco Anywhere Visa® Card by Citi

Costco Anywhere Visa® Card by Citi

Costco Anywhere Visa® Card by Citi

on Citibank's application

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Card details

  • Discover one of Citi's best cash back rewards cards designed exclusively for Costco members.

  • 4% cash back on eligible gas for the first $7,000 per year and then 1% thereafter.

  • 3% cash back on restaurants and eligible travel purchases.

  • 2% cash back on all other purchases from Costco and Costco.com.

  • 1% cash back on all other purchases.

  • No annual fee with your paid Costco membership and enjoy no foreign transaction fees on purchases.

  • Receive an annual credit card reward certificate, which is redeemable for cash or merchandise at U.S. Costco warehouses, including Puerto Rico.

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1%-4%

  • Bonus offer

    None

  • Intro APR

    N/A

  • Ongoing APR

    APR: 17.49% Variable APR

    Cash Advance APR: 27.49%, Variable

    Penalty APR: Up to 29.99%, Variable

  • Balance transfer fee

    Balance transfer fee applies with this offer 5% of each balance transfer; $5 minimum.

  • Foreign transaction fee

    0%

Recommended credit score

Compare to other cards

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
Learn moreLearn more
Annual fee

$0

Annual fee

$99

Annual fee

$199

Regular APR

17.49% Variable APR

Regular APR

17.49%, 21.49% or 26.49%, Variable APR

Rates & Fees

Regular APR

See Terms

Intro APR

N/A

Intro APR

0% intro APR for 15 months on balance transfers made within 45 days of account opening.

Intro APR

N/A

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

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NerdWallet review

By Kimberly Palmer

Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.

Rating details

4.6

Editor's overall rating

Pros and cons

Pros
  • No annual fee

  • Bonus categories

  • No foreign transaction fees

Cons
  • Must be a Costco member

  • Limited redemptions

The Costco Anywhere Visa® Card by Citi can indeed be used anywhere, not just at Costco, and it offers high rewards rates across a wide variety of categories, especially on gas purchases.

Its annual fee is $0, but you must be a Costco member to get the card — and that requires a yearly membership fee.

With the card, you’ll earn:

-4% cash back on gas purchases (both at Costco and other gas stations) on up to $7,000 of spending a year, then 1% back.

-3% cash back on restaurants and most travel purchases.

-2% cash back at Costco and Costco.com.

-1% cash back on all other purchases.

Rewards can be redeemed only once a year, and only inside a physical Costco store.

For more information, visit our full review.