Capital One Venture X Rewards Credit Card

Capital One Venture X Rewards Credit Card

on Capital One's website

Capital One Venture X Rewards Credit Card

Capital One Venture X Rewards Credit Card

Capital One Venture X Rewards Credit Card

on Capital One's website

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Card details

  • Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel

  • Receive up to $300 back annually as statement credits for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of options

  • Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary

  • Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights booked through Capital One Travel

  • Earn unlimited 2X miles on all other purchases

  • Escape the airport crowd and recharge before your flight with unlimited access to all-inclusive amenities at the Capital One Lounge and at 1,300+ Priority Pass lounges worldwide

  • Receive up to a $100 credit for Global Entry or TSA PreCheck®

  • Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs

Rates, fees & offers

  • Annual fee

    $395

  • Rewards rate

    2x-10x

  • Bonus offer

    Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel.

  • Intro APR

    N/A

  • Ongoing APR

    APR: 17.24%-24.24% Variable APR

    Cash Advance APR: 24.24%, Variable

  • Balance transfer fee

    $0 at this Transfer APR

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
Learn moreLearn more
Annual fee

$395

Annual fee

$99

Annual fee

$199

Regular APR

17.24%-24.24% Variable APR

Regular APR

16.24%, 20.24% or 25.24%, Variable APR

Rates & Fees

Regular APR

See Terms

Intro APR

N/A

Intro APR

0% intro APR for 15 months on balance transfers made within 45 days of account opening.

Intro APR

N/A

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

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NerdWallet review

By Erin Hurd

Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.

Rating details

4.9

Editor's overall rating

Pros and cons

Pros
  • High rewards rate

  • New cardholder bonus offer

  • Lounge membership

  • Anniversary perk

  • Flexible rewards redemption

Cons
  • High annual fee

  • Requires excellent credit

The Capital One Venture X Rewards Credit Card is a worthy option among premium travel cards, offering substantial travel credits, solid rewards and airport lounge access that help cover the $395 annual fee.

You’ll need to book some travel through the Capital One travel portal in order to get full value from the card. If that suits you, the card can stand up to the stiff competition in the market for premium travel credit cards. And despite its many features, the card is overall easier to understand than most premium cards, which can be baffling for newcomers.