14 Best Bank Bonuses and Promotions of December 2021

Ruth SarrealDec 1, 2021

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Bank promotions consist of cash bonuses when you open a new checking or savings account. To qualify for this one-time perk, you’ll likely have to set up direct deposit with the bank and keep the account open for at least a few months.

Why you can trust NerdWallet: Our writers and editors follow strict editorial guidelines to make sure our coverage is fair and accurate, so you can choose the financial accounts that work best for you. See our criteria for evaluating banks and credit unions.

For more sustained earnings on balances, consider one of NerdWallet’s best high-yield online savings accounts. These accounts are free and have annual percentage yields around 0.40%. (The national average for savings accounts is just 0.06%.) A $10,000 balance would earn about $40 per year with one of these accounts.

Here are more details on NerdWallet’s favorite bonuses this month. Some banks have looser rules than others; we’ve outlined those requirements below. Scroll down for more specific details on each bonus.

Discover Bank Online Savings
NerdWallet rating 

at Discover Bank, Member FDIC

Discover Online Savings Account: $150 or $200 bonus offer

  • Expires Dec. 15, 2021.

  • Direct deposit required: No.

  • Minimum deposit required: $15,000 or $25,000 within 30 days.

Citi Priority Checking
NerdWallet rating 

at Citibank, N.A., Member FDIC

Citi Priority Account: Up to $1,500 cash bonus offer

  • Expires Jan. 4, 2022.

  • Direct deposit required: No.

  • Minimum balance required to avoid fees: $50,000.

Chase Total Checking®
NerdWallet rating 

at Chase, Member FDIC

Chase Total Checking®: $225 bonus offer

  • Expires Jan. 19, 2022.

  • Direct deposit required: Yes.

  • Minimum deposit required: None.

Chase Secure Banking℠
NerdWallet rating 

at Chase, Member FDIC

Chase Secure Banking℠: $100 bonus offer

  • Expires Jan. 19, 2022.

  • Direct deposit required: No.

  • Minimum deposit required: None.

Bank of America Advantage Plus Banking®
NerdWallet rating 

at Bank of America, N.A., Member FDIC

Bank of America Advantage Banking: $100 bonus offer

  • Expires June 30, 2022.

  • Direct deposit required: Yes.

  • Minimum deposit required: See offer page for more details.

HSBC Premier Checking - $450 Welcome Deposit
NerdWallet rating 

at HSBC, Member FDIC

HSBC Premier Checking: $450 bonus offer

  • Expires Jan. 5, 2022.

  • Direct deposit required: Yes.

  • Minimum deposit required: $15,000 total over three months.

Huntington National Bank Asterisk-Free Checking®
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Huntington Bank checking: $150 or $200 bonus offer

  • Expires Feb. 7, 2022.

  • Direct deposit required: No.

  • Minimum deposit required: $1,000 within 60 days.

Alliant Credit Union Ultimate Opportunity Savings Account
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Alliant Credit Union The Ultimate Opportunity Savings: $100 bonus offer

  • Expires Dec. 31, 2021.

  • Direct deposit required: No.

  • Minimum deposit required: $1,200 over 12 consecutive months.

PNC Virtual Wallet Spend
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PNC Bank Virtual Wallet: $50, $200 or $300 bonus offer

  • Expires Dec. 31, 2021.

  • Direct deposit required: Yes.

  • Minimum deposit required: $500, $2,000 or $5,000 within 60 days.

PNC Virtual Wallet® Checking Pro
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PNC Bank Virtual Wallet Checking Pro: $200 bonus offer

  • Expires Dec. 31, 2021.

  • Direct deposit required: Yes.

  • Minimum deposit required: $2,000 within 60 days.

Capital One 360 Checking
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Capital One 360 Checking: $100 bonus offer

  • Expires Jan. 11, 2022.

  • Direct deposit required: Yes.

  • Minimum deposit required: $400 within 90 days.

BMO Harris Bank Premier™ Account
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BMO Harris Checking: $200 or $350 bonus offer

  • Expires Jan. 28, 2022.

  • Direct deposit required: Yes.

  • Minimum deposit required: $4,000 or $7,500, depending on account, within 90 days.

Wells Fargo Everyday Checking
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Read review

Wells Fargo Everyday Checking: $200 bonus offer

  • Expires Dec. 31, 2021.

  • Direct deposit required: Yes.

  • Minimum deposit required: $1,000 in qualifying direct deposits within 90 days.

Monifi Spend Balance
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Read review

Monifi Spend Balance: $250 bonus offer

  • Expires Dec. 31, 2021.

  • Direct deposit required: Yes.

  • Minimum deposit required: $2,000 in direct deposits within 90 days.

» Looking for a business banking bonus? Click here for our favorite business bonus this month

Discover Online Savings Account: $150 or $200 bonus offer

Discover Bank Online Savings
NerdWallet rating 

at Discover Bank, Member FDIC

  • What you'll get: $150 or $200.

  • Expiration: Dec. 15, 2021.

  • How to get it: Open your first Online Savings Account and use offer code NW21 when applying. Earn a $150 bonus by depositing at least $15,000 or earn a $200 bonus by depositing at least $25,000. Make your deposit within 30 days of account open date. Your account must be open to receive the bonus.

  • Where to open: Online or by phone.

  • Who can qualify: First Discover Online Savings Accounts only. People who have a savings account or previously had a savings account, including co-branded or affinity accounts provided by Discover, are not eligible.

  • When you’ll get it: The bonus will be credited to your account within 30 days of meeting the requirements.

  • Monthly fee: $0.

Details on bonus from Discover: "To get your $150 or $200 Bonus: What to do: Apply for your first Discover Online Savings Account, online or by phone. Enter Offer Code NW21 when applying. Deposit into your account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Deposit must be posted to account within 30 days of account open date. Maximum bonus eligibility is $200.

What to know: Offer not valid for existing or prior Discover savings customers or existing or prior customers with savings accounts that are co-branded, or affinity accounts provided by Discover. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 30 days of the account qualifying for the bonus. Bonus is interest and subject to reporting on Form 1099-INT. Offer ends 12/15/21, 11:59 PM ET. Offer may be modified or withdrawn without notice."

Citi Priority Account: Up to $1,500 cash bonus offer

Citi Priority Checking
NerdWallet rating 

at Citibank, N.A., Member FDIC

  • What you'll get: $300, $700 or $1,500.

  • Expiration: Jan. 4, 2022.

  • How to get it: Open a Citi Priority Checking Account and deposit and maintain a minimum balance of $50,000. Your balance on the 20th day will determine your bonus earning and must be maintained for an additional 60 consecutive days. Funds must be new to Citibank®. Your account must be open and in good standing to receive the bonus.

  • Where to open: Online.

  • Who can qualify: You must not have had a checking account with Citibank for the last 180 days to take advantage of the offer.

  • When you’ll get it: You’ll receive the bonus within 90 days of meeting the requirements.

  • Monthly fee: $30, waived with a monthly average balance of at least $50,000 across eligible linked accounts.

Chase Total Checking®: $225 bonus offer

Chase Total Checking®
NerdWallet rating 

at Chase, Member FDIC

  • What you'll get: $225.

  • Expiration: Jan. 19, 2022.

  • How to get it: Open a Chase Total Checking® account online or in person using a coupon emailed to you through the promotional page. You must have a qualifying direct deposit into the account within 90 days of opening the account. The account must remain open for six months or the bonus will be deducted at account closing.

  • Where to open: The account can be opened online or at a Chase branch (find a location near you).

  • Who can qualify: New Chase checking customers. You must not have had a Chase checking account within the last 90 days or had one closed with a negative balance. In addition, you may receive only one new checking account opening bonus every two years from the last enrollment date, and you’re limited to one bonus per account.

  • When you’ll get it: The bonus will be deposited into your account within 15 days after your first direct deposit.

  • Monthly fee: $12, avoided by having monthly direct deposits of $500 or more, a minimum daily balance of $1,500, or keeping a daily average balance of $5,000 in your Chase Total Checking® and qualifying linked Chase bank accounts.

» Want to see how Chase stacks up? Read NerdWallet’s review of Chase Bank

Chase Secure Banking℠: $100 bonus offer

Chase Secure Banking℠
NerdWallet rating 

at Chase, Member FDIC

  • What you'll get: $100.

  • Expiration: Jan. 19, 2022.

  • How to get it: Open a Chase Secure Banking℠ account online or in person using a coupon emailed to you through the promotional page. You must complete 10 qualifying transactions within 60 days of opening the account. The account must remain open for six months or the bonus will be deducted at account closing.

  • Where to open: The account can be opened online or at a Chase branch (find a location near you).

  • Who can qualify: New Chase checking customers. You must not have had a Chase checking account within the last 90 days or had one closed with a negative balance in the last three years. In addition, you may receive only one new checking account opening bonus every two years from the last enrollment date, and you’re limited to one bonus per account.

  • When you’ll get it: The bonus will be deposited into your account within 15 days after the 10 qualifying transactions have posted.

  • Monthly fee: $4.95.

Bank of America Advantage Banking: $100 bonus offer

Bank of America Advantage Plus Banking®
NerdWallet rating 

at Bank of America, N.A., Member FDIC

  • What you'll get: $100.

  • Expiration: June 30, 2022.

  • How to get it: Open a Bank of America Advantage SafeBalance Banking®, Bank of America Advantage Plus Banking® or Bank of America Advantage Relationship Banking® checking account on the offer page. Use the code DNL100CIS when enrolling. Deposit $25 to open an Advantage SafeBalance account or $100 to open an Advantage Plus or Advantage Relationship account. Receive qualifying direct deposits of at least $1,000 within the first 90 days of opening the account. Your account must be open and in good standing to receive the bonus. Additional terms and conditions apply. See offer page for more details.

  • Where to open: Online.

  • Who can qualify: This is an online-only offer for new checking customers only. You cannot have held a Bank of America personal checking account within the last 12 months as either an owner or a co-owner. Fiduciary accounts are excluded.

  • When you’ll get it: Within 60 days of meeting all the requirements.

  • Monthly fee: 

    • Bank of America Advantage SafeBalance Banking®: $4.95, may be waived as long as you’re enrolled in Preferred Rewards. No monthly maintenance fee for students under 25 enrolled in school or an educational vocational program.

    • Bank of America Advantage Plus Banking®: $12, waived with at least one qualifying direct deposit of at least $250 each statement cycle or a $1,500 minimum daily balance. Preferred Rewards clients don't have to pay the fee. No monthly maintenance fee for students under 25 enrolled in school or an educational vocational program.

    • Bank of America Advantage Relationship Banking®: $25, waived with at least $10,000 in combined balances each statement cycle across linked checking, savings, IRAs and Merrill® investment accounts. Preferred Rewards clients don’t have to pay the $25 fee.

HSBC Premier Checking: $450 bonus offer

HSBC Premier Checking - $450 Welcome Deposit
NerdWallet rating 

at HSBC, Member FDIC

  • What you’ll get: $450.

  • Expiration: Jan. 5, 2022.

  • How to get it: Get a $450 Welcome Deposit for eligible new customers who open a new HSBC Premier Checking account on the offer page. Make recurring qualifying direct deposits from a third party to your HSBC Premier Checking account(s) totaling at least $5,000 a month for three consecutive calendar months starting from the second full calendar month after account opening. Your HSBC account must be open and not have been changed to a product with lower balance requirements to receive the bonus.

  • Where to open: Online.

  • Who can qualify: You must not have held any HSBC consumer deposit or investment account from Aug. 31, 2018, through Aug. 31, 2021, to be eligible, and consumers who receive this offer cannot receive any other new customer offers provided by HSBC. In addition, you must have been a U.S. resident for the past year to apply for a deposit account online.

  • When you’ll get it: You will automatically receive the $450 Welcome Deposit in your new HSBC Premier Checking account approximately eight weeks after completing all qualifying activities.

  • Monthly fee: $50, avoided by having a balance of at least $75,000 between your personal deposit and investment accounts with HSBC, receiving recurring third-party direct deposits of at least $5,000 into your account each calendar month or having an HSBC U.S. residential mortgage loan with an origination amount of at least $500,000.

Huntington checking: $150 or $200 bonus offer

Huntington National Bank Asterisk-Free Checking®
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  • What you'll get: $150 or $200.

  • Expiration: Feb. 7, 2022.

  • How to get it: Open a new Huntington Asterisk-Free or Huntington 5 checking account online or in person using a coupon emailed to you through the promotional page. Deposit at least $1,000 within 60 days of opening the account and maintain that amount in the account for 90 days. Depositing $1,000 to the Asterisk-Free Checking account earns you $150, and depositing $1,000 to the Huntington 5 Checking account earns you $200. The money must be new to Huntington. Your account must be open to receive the bonus.

  • Where to open: Online or at a branch.

  • Who can qualify: This offer is for new personal checking accounts only. You must not have had a Huntington checking account within the last six months, and you must be a resident of Illinois, Indiana, Kentucky, Michigan, Ohio, Pennsylvania or West Virginia.

  • When you'll get it: You'll receive the bonus within 14 days of meeting the requirements.

  • Monthly fee: 

    • Huntington Asterisk-Free Checking: $0.

    • Huntington 5 Checking: $5, waived with $5,000 in total balances across Huntington accounts.

Alliant The Ultimate Opportunity Savings: $100 bonus offer

Alliant Credit Union Ultimate Opportunity Savings Account
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Read review
  • What you'll get: $100.

  • Expiration: Dec. 31, 2021.

  • How to get it: Open a new The Ultimate Opportunity Savings account online at the promotional page, or by phone at 800-328-1935 and mention Suze Orman’s The Ultimate Opportunity Savings Account promotion. Then transfer or deposit the first $100 within 30 days, make transfers or deposits totaling at least $100 or more each month for the next 11 consecutive months, and keep an average daily balance of at least $100. To receive the bonus, at the end of the 12-month period your account must be open with a balance of at least $1,200.

  • Where to open: Online or by phone.

  • Who can qualify: New Alliant Credit Union members only. People who have closed an Alliant savings account within 180 days, existing members and joint owners on Alliant savings accounts are not eligible.

  • When you’ll get it: The bonus will be credited to your account within four weeks of meeting the requirements.

  • Monthly fee: $0 when you opt for eStatements; otherwise, paper statements cost $1 each.

PNC Bank Virtual Wallet: $50, $200 or $300 bonus offer

PNC Virtual Wallet Spend
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Read review
  • What you'll get: $50, $200 or $300.

  • Expiration: Dec. 31, 2021.

  • How to get it: Open a Virtual Wallet, Virtual Wallet with Performance Spend or Virtual Wallet with Performance Select account on the offer page, and receive a total of at least $500, $2,000 or $5,000 in qualifying direct deposits, respectively, within 60 days of opening the account. Opening a Virtual Wallet account and meeting the criteria will earn you $50; opening a Virtual Wallet with Performance Spend account and meeting the criteria will earn you $200; opening a Virtual Wallet with Performance Select account and meeting the criteria will earn you $300. In some states, Virtual Wallet Checking Pro is available instead. You can earn $200 for opening a new Virtual Wallet Checking Pro account and earn $200 when you receive a total of at least $2,000 in qualifying direct deposit within 60 days of opening the account.

  • Where to open: Online.

  • Who can qualify: Anyone who has not had a PNC account within the last 90 days or received a PNC promotional payment within the last 24 months. Availability may vary by location; you can check your eligibility on the website.

  • When you'll get it: The bonus will be credited to your account within 60-90 days after you’ve met the requirements.

  • Monthly fee: 

    • Virtual Wallet: $7; waived with a combined average monthly balance of $500 in your Spend and/or Reserve accounts, or $500 in qualifying direct deposits per statement period.

    • Virtual Wallet with Performance Spend: $15, waived with direct deposits of at least $2,000 per statement period, a $10,000 combined average monthly balance across linked deposit accounts or a combined average monthly balance of $2,000 in your Spend and/or Reserve accounts.

    • Virtual Wallet with Performance Select: $25, waived with direct deposits of at least $5,000 per statement cycle, $25,000 combined average monthly balance across linked deposit and investment accounts or a combined average monthly balance of $5,000 across Spend and up to seven eligible linked checking accounts.

PNC Bank Virtual Wallet Checking Pro: $200 bonus offer

PNC Virtual Wallet® Checking Pro
NerdWallet rating 
Read review
  • What you'll get: $200.

  • Expiration: Dec. 31, 2021.

  • How to get it: Open a new Virtual Wallet Checking Pro account on the offer page. You can earn $200 when you receive a total of at least $2,000 in qualifying direct deposit within 60 days of opening the account.

  • Where to open: Online.

  • Who can qualify: Anyone who has not had a PNC account within the last 90 days or received a PNC promotional payment within the last 24 months. Availability varies by location; you can check your eligibility on the website.

  • When you'll get it: The bonus will be credited to your account within 60-90 days after you’ve met the requirements.

  • Monthly fee: $0

Capital One 360 Checking: $100 bonus offer

Capital One 360 Checking
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Read review
  • What you’ll get: $100.

  • Expiration: Jan. 11, 2022.

  • How to get it: Open a 360 Checking account at the promotional page and use the promo code SHARE100. Set up two direct deposits of at least $200 within 90 days of opening your account. This bonus offer cannot be combined with any other new account offers.

  • Where to open: Online.

  • Who can qualify: This offer is valid for one new account only. Not valid for those who have or have had a 360 Checking account on or after Jan. 1, 2018.

  • When you'll get it: The bonus will be paid by the end of the fifth month after completing the requirements. Your account must be open and in good standing to receive it.

  • Monthly fee: $0.

BMO Harris Checking: Up to $350 bonus offer

BMO Harris Bank Premier™ Account
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Read review
  • What you’ll get: $200 or $350.

  • Expiration: Jan. 28, 2022.

  • How to get it: Open a BMO Harris Smart Advantage or Premier account on the promotion page, by phone or at a branch and receive a total of at least $4,000 or $7,500 in qualifying direct deposits, respectively, within 90 days of opening the account. Opening a Smart Advantage account and meeting the criteria will earn you $200; opening a Premier account and meeting the criteria will earn you $350. The account type you have at the end of those 90 days will determine the bonus you receive.

  • Where to open: Online, by phone or at a branch.

  • Who can qualify: To open an account online, you must live in a state where BMO Harris operates retail branches, including Arizona, Florida, Illinois, Indiana, Kansas, Minnesota, Missouri and Wisconsin. You must not have had a BMO Harris personal checking account within the past 12 months. You cannot receive a bonus for multiple account types.

  • When you'll get it: About 100 days after opening the account.

  • Monthly fee:

    • Smart Advantage: $0.

    • Premier: $25, waived with a $10,000 minimum daily balance or $25,000 in combined balances among BMO Harris accounts, or if you have a BMO Harris Financial Advisors, Inc. investment account or are a client of the Best of BMO U.S. employee benefits program.

Wells Fargo Everyday Checking: $200 bonus offer

Wells Fargo Everyday Checking
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Read review
  • What you’ll get: $200.

  • Expiration: Dec. 31, 2021.

  • How to get it: Open a new Wells Fargo Everyday Checking account online through the offer page or in a branch with a bonus offer code emailed to you from that page. (The minimum opening deposit is $25.) Then receive at least $1,000 in qualifying direct deposits into the account within 90 days of opening it. Throughout this time, your account must remain open with a balance greater than $0.

  • Where to open: On the offer page or in a branch.

  • Who can qualify: You must not currently have a Wells Fargo consumer checking account or have received a bonus for opening one within the last 12 months. You can also check your eligibility by location by plugging your ZIP code into the offer page.

  • When you'll get it: You'll receive your bonus within 30 days of completing all the requirements within the 90-day qualification period.

  • Monthly fee: $10, waived with a $500 minimum daily balance, $500 or more in qualifying direct deposits, a linked Wells Fargo Campus ATM or Campus debit card or a primary account owner who is 17-24 years old.

Monifi Spend Balance: $250 bonus offer

Monifi Spend Balance
NerdWallet rating 
Read review
  • What you’ll get: $250.

  • Expiration: Dec. 31, 2021.

  • How to get it: Sign up for direct deposit for your Monifi account through the app. Make two direct deposits of at least $1,000 each into your Spend Balance within 90 days of opening your account. One bonus allowed per customer.

  • Where to open: In the Monifi app.

  • Who can qualify: Monifi customers who have not previously received a bonus.

  • When you'll get it: The bonus will be credited to your Spend Balance within 45 days of meeting requirements. Your account must be open and in good standing to receive it.

  • Monthly fee: $0.

If these bonuses don’t entice you, you may want to look for a different account — see our picks for the best checking accounts.

Best bank promotions and bonuses | December 2021

Here’s a recap of this month’s best bank bonuses.

Bank account

Offer amount

Bonus expiration date

Discover Online Savings Account

$150 or $200

12/15/2021

Citi Priority Account

Up to $1,500

1/4/2022

Chase Total Checking®

$225

1/19/2022

Chase Secure Banking℠

$100

1/19/2022

Bank of America Advantage Banking

$100

6/30/2022

HSBC Premier Checking

$450

1/5/2022

Huntington checking

$150 or $200

2/7/2022

Alliant Credit Union The Ultimate Opportunity Savings

$100

12/31/2021

PNC Virtual Wallet

$50, $200 or $300

12/31/2021

PNC Virtual Wallet Checking Pro

$200

12/31/2021

Capital One 360 Checking

$100

1/11/2022

BMO Harris checking

$200 or $350

1/28/2022

Wells Fargo Everyday Checking

$200

12/31/2021

Monifi Spend Balance

$250

12/31/2021

Best bank promotion for business accounts | December 2021

Here's a strong bonus offer for a new business account:

Chase business checking: $300 bonus offer

Chase Business Complete Banking℠
NerdWallet rating 

at Chase, Member FDIC

  • What you'll get: $300.

  • Expiration: Jan. 20, 2022.

  • How to get it: Open a new Business Complete Checking℠, Performance Business Checking® or Chase Platinum Business Checking℠ account at a branch, using the offer code emailed to you from the promotional page. Then deposit at least $2,000 in new money within 30 days, maintain a $2,000 balance for 60 days and complete five qualifying transactions — such as debit card purchases, QuickAccept℠ deposits, QuickDeposits℠ and ACH or wire transfers — within 90 days. The account must remain open for six months or the bonus will be deducted at account closing.

  • Where to open: Online or in person at a Chase branch (find a location near you).

  • Who can qualify: Anyone who has not received a bonus related to a new Chase business checking account opening in the last two years. Only one bonus is allowed per account.

  • When you’ll get it: The bonus will be deposited into your new account within 15 days of completing all the requirements.

  • Monthly fee: 

    • Chase Business Complete Checking℠: $15, waived with a minimum daily balance of $2,000, by spending at least $2,000 in purchases with your Chase Ink Business Card, by depositing $2,000 into your new account from your QuickAccept℠ or eligible transactions at least one business day before the last day of your statement period, or by maintaining a linked Chase Private Client Checking℠ account.

    • Chase Performance Business Checking®: $30, waived with a minimum combined average daily balance of $35,000 across qualifying business deposit accounts.

    • Chase Platinum Business Checking℠: $95, waived with a minimum combined average daily balance of $100,000 across qualifying business deposit and business investment accounts.

Checking account offers, savings promotions for November 2021

  • Discover Online Savings Account, $150 or $200.

  • Citi Priority Checking, up to $1,500.

  • Chase Total Checking, $225.

  • Chase Secure Banking, $100.

  • Bank of America Advantage Banking, $100.

  • HSBC Premier Checking, $450.

  • Huntington checking, $150 or $200.

  • Alliant Credit Union The Ultimate Opportunity Savings, $100.

  • PNC Virtual Wallet, up to $300.

  • PNC Virtual Wallet Checking Pro, $200.

  • Capital One 360 Checking, $100.

  • BMO Harris checking, $200 or $350.

  • Wells Fargo Everyday Checking, $200.

  • Monifi Spend Balance, $250.

  • Chase business checking, $300.


Are bank account bonuses worth it?

Bank promotions can be worth the effort of opening a new account and adding money if the reward is substantial enough and the requirements aren't too difficult to meet.

» Prefer an account that offers rewards beyond a sign-up bonus? Check out our favorite rewards checking accounts

What do the best bank bonuses have in common?

The best bank promotions offer the opportunity to earn a significant cash bonus for signing up for a new account with no fees or fees that are easy to get waived.

Are bank bonuses taxable?

If you’ve earned a cash bonus for opening a new bank account, it's usually taxable. You are responsible for covering any tax liability.

Should I have more than one checking or savings account?

It can be helpful to have multiple bank accounts — as long as you can meet the requirements and minimums in order to avoid fees.

The number of checking and/or savings accounts you should have depends on your individual situation. Married or partnered people, for example, might each want to have their own accounts in addition to one or more shared accounts. You might want to consider having accounts at different financial institutions for different purposes — such as having an account with a bank that works well for international travel if you’re frequently abroad, or with the bank that handles your mortgage or other loans for more seamless payment transfers.

» Looking for the right place to keep your savings? Check out NerdWallet's picks for the best savings accounts

METHODOLOGY

We consider bonuses offered by brick-and-mortar and online banks and credit unions in the U.S. that NerdWallet has rated. Eligible bonuses are rated for inclusion based primarily on the population eligible and the potential return on money deposited. We also consider factors including bonus requirements, the amount of time the account must remain open and account quality.

Frequently asked questions

Various banks and credit unions offer cash bonuses for signing up for a new account. You can find the best opportunities available by checking out our list of the best bank bonuses and promotions, updated monthly.

New checking customers can earn a $225 Chase checking account bonus by opening a Total Checking® account and meeting requirements.

Both online and traditional banks offer strong savings and checking account bonus offers. This month’s best bank promotions come from Alliant Credit Union, Bank of America, BMO Harris, Capital One, Chase, Citibank, HSBC, Huntington Bank, Monifi, PNC Bank and Wells Fargo.

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