Square Fee Calculator

Quickly calculate merchant fees for in-person and online payments from customers.
Tina Orem
By Tina Orem 
Edited by Sally Lauckner

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Square charges fees to process payments. The fees vary as follows based on whether your customer pays you online, in person or via electronic invoice:

  • 2.6% plus 10 cents for in-person transactions.

  • 2.9% plus 30 cents for online transactions.

  • 3.5% plus 15 cents for manually keyed transactions.

  • 3.3% plus 30 cents for invoices.

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on Square's website

Types of Square payment methods

There are four main ways to collect payment from customers via Square.

1. Online

How it works: You set up a Square Online account and use it to build your website, or you integrate Square’s functionality into your existing website. Customers then see Square as a payment option when they check out.

2. In person

How it works: You use Square’s point-of-sale, or POS, hardware for retailers, restaurants or other businesses to let customers swipe, dip or tap their cards to pay for their transactions.

3. Over the phone

How it works: You manually key the customer’s card information into your Square app.

4. Via invoice

How it works: You request payment for goods or services by sending an invoice to the customer via email, text or manually. The invoice contains instructions on how to pay you.

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