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Balance Transfer Credit Cards

Pay off your credit card debt with one of these balance transfer credit cards, some of which are from our partners. The longer the 0% balance transfer APR period, the more you'll save.

Showing 110 of 58
Intro APR for Balance TransferBalance Transfer Promo PeriodBalance Transfer Fee True Balance Transfer Cost

Chase Slate®

Chase Slate®

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0%Intro APR for Balance Transfer
15
Months
Balance Transfer Promo Period
0%Balance Transfer Fee
6.75%True Balance Transfer Cost
Apply Nowon Chase’s secure website, or call (855) 619-9842.
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BankAmericard® Credit Card

BankAmericard® Credit Card

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0%Intro APR for Balance Transfer
18
Billing Cycles
Balance Transfer Promo Period
3%Balance Transfer Fee
6.75%True Balance Transfer Cost
Apply Nowon Bank of America’s secure website, or call (800) 322-7707.
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Discover it®-New! Double Cash Back your first year

Discover it®-New! Double Cash Back your first year

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0%Intro APR for Balance Transfer
18
Months
Balance Transfer Promo Period
3%Balance Transfer Fee
7.25%True Balance Transfer Cost
Apply Nowon Discover’s secure website.
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BBVA Compass Visa Signature

BBVA Compass Visa Signature

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0%Intro APR for Balance Transfer
12
Months
Balance Transfer Promo Period
4%Balance Transfer Fee
8.62%True Balance Transfer Cost
Apply Nowon BBVA Compass’s secure website.
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Hancock Bank Visa Classic

Hancock Bank Visa Classic

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1.9%Intro APR for Balance Transfer
12
Months
Balance Transfer Promo Period
3%Balance Transfer Fee
8.95%True Balance Transfer Cost
Apply Nowon Hancock Bank’s secure website.
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Union Bank Platinum Edition Visa Card

Union Bank Platinum Edition Visa Card

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0%Intro APR for Balance Transfer
12
Months
Balance Transfer Promo Period
3%Balance Transfer Fee
9.00%True Balance Transfer Cost
Apply Nowon Union Bank’s secure website.
View Details

Bremer Bank Platinum

Bremer Bank Platinum

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0%Intro APR for Balance Transfer
12
Months
Balance Transfer Promo Period
3%Balance Transfer Fee
9.25%True Balance Transfer Cost
Apply Nowon Bremer Bank’s secure website.
View Details

Blue Cash Everyday® Card from American Express

Blue Cash Everyday® Card from American Express

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0%Intro APR for Balance Transfer
15
Months
Balance Transfer Promo Period
3%Balance Transfer Fee
9.75%True Balance Transfer Cost
Apply Nowon American Express’s secure website.
View Details

Blue Cash Preferred® Card from American Express

Blue Cash Preferred® Card from American Express

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0%Intro APR for Balance Transfer
15
Months
Balance Transfer Promo Period
3%Balance Transfer Fee
9.75%True Balance Transfer Cost
Apply Nowon American Express’s secure website.
View Details

The Amex EveryDay® Credit Card from American Express

The Amex EveryDay® Credit Card from American Express

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0%Intro APR for Balance Transfer
15
Months
Balance Transfer Promo Period
3%Balance Transfer Fee
9.75%True Balance Transfer Cost
Apply Nowon American Express’s secure website.
View Details
We want to hear from you and encourage a lively discussion among our users. Please help us keep our site clean and safe by following our posting guidelines, and avoid disclosing personal or sensitive information such as bank account or phone numbers. Any comments posted under NerdWallet's official account are not reviewed or endorsed by representatives of financial institutions affiliated with the reviewed products, unless explicitly stated otherwise.

NerdWallet: Yup! The Chase Slate's 0% APR offer and no balance transfer fees makes it one of the best BT deals on the market.

NerdWallet: Thanks, Selina! Glad we could help.

Selina Nina Felix: wow that's so cool I did not know till now.

Bob: Dave you should draw a check from the new Citi, deposit it in your regular checking, and then write a check to pay off your old Citi. That always worked for me.

NerdWallet: Hi disappointed, I’m sorry your application was denied. You’re right, a 710 is indeed a good score – don’t doubt that. You’re also right that high balances are the likely culprit for your application’s rejection. It’s not just your credit score that’s considered in this process; your current balances, too, have some bearing on your approval, even if you pay on time and without paying any interest. More generally, your debt-to-income ratio -- credit card debt included -- is an oft-relied upon measure for your creditworthiness. The same goes for debt utilization. There's no exact science to it, but, generally, we recommend you stay under 30% of your card's credit limit. Much more than that and your lenders start to get a little nervous. Whenever you next apply for a card, make sure to pay off balances where you can. Otherwise, you may end up with another denied application. Good luck on the credit card hunt! Let us know if you have any further questions.

Ba Sh: interest free loan for 15 months with 0 closing costs... cant get better than this

David Simmer: Be aware too, you won't be able to transfer balances from (for example) a Chase card to another Chase card. Found this out after getting approved.

Emillion: Thank you :-) Looks better now with the True Balance Transfer Cost but for some reason it does not work for 1 year. I would suggest 3 months increments instead of years.

Emillion: Ranked by Introductory APR? Your algorithm should take into consideration the transfer fees and add them to the APR. 0% APR for 6 months with 3% transfer fee is about 6% APR, for example. Both Discover More and Citi Diamond have transfer fees, that would put Chase Slate on the first place with real 0% APR...

disappointed: I just applied with Citi for a balance transfer hoping to get a card with lower interest rate. Citi denied it due to high balances. My mid credit score is 710. Just a warning even with good credit if you have high balances you will get denied. Very disappointing after hearing about the "help they'll give you" on a national tv show.

NerdWallet: I'd advise speaking to a financial counselor, one who will give you a free and unbiased consultation on how best to manage your finances. Check out the FTC's guidelines on choosing a credit counselor for some tips: http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre26.shtm

Mookie: I have 500,000 investments and 50,000 in credit card debt. what should i do short of taking money out of investments, 67 and retired