on Citibank's application
Intro APR
0% on Purchases for 12 months and 0% on Balance Transfers for 21 months
Regular APR
14.74% - 24.74% Variable APR
Annual fee
$0
Balance Transfer Fee
5% of each balance transfer; $5 minimum.
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on Citibank's application
on Citibank's application
Annual Fee
$0
Intro APR
0% on Purchases for 12 months and 0% on Balance Transfers for 21 months
Regular APR
14.74% - 24.74% Variable APR
Recommended Credit Score
Pros
- No late fee
- No annual fee
- Intro APR period on Purchases and Balance Transfers
Cons
- No rewards
Pros
- No late fee
- No annual fee
- Intro APR period on Purchases and Balance Transfers
Cons
- No rewards
- No Late Fees, No Penalty Rate, No Annual Fee… Ever.
- 0% Intro APR on balance transfers for 21 months from date of first transfer. All transfers must be completed in first 4 months. After that, the variable APR will be 14.74% - 24.74%, based on your creditworthiness.
- 0% Intro APR on purchases for 12 months from date of account opening. After that, the variable APR will be 14.74% - 24.74%, based on your creditworthiness.
- If you transfer a balance with this offer, after your 0% Intro purchase APR expires, both new purchases and unpaid purchase balances will automatically accrue interest until all balances, including your transferred balances, are paid in full
- There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater.
- The standard variable APR for Citi Flex Plan is 14.74% - 24.74%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
- Stay protected with Citi® Quick Lock and $0 liability on unauthorized charges.
on Citibank's application
on Citibank's application
Annual Fee
$0
Intro APR
0% on Purchases for 12 months and 0% on Balance Transfers for 21 months
Regular APR
13.74% - 23.74% Variable APR
Recommended Credit Score
Pros
- No annual fee
- 0% for 21 months on transfers if you qualify
Cons
- No rewards
Pros
- No annual fee
- 0% for 21 months on transfers if you qualify
Cons
- No rewards
- 0% Intro APR on balance transfers for 21 months from date of first transfer. After that, the variable APR will be 13.74% – 23.74%, based on your creditworthiness. All transfers must be completed in first 4 months.
- 0% Intro APR on purchases for 12 months from date of account opening. After that, the variable APR will be 13.74% – 23.74%, based on your creditworthiness.
- If you transfer a balance with this offer, after your 0% Intro purchase APR expires, both new purchases and unpaid purchase balances will automatically accrue interest until all balances, including your transferred balance, are paid in full.
- There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater
- Get free access to your FICO® score online.
- With Citi Entertainment℠; get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more.
- Shop with confidence knowing that you have dependable protection benefits, including $0 Liability on Unauthorized Purchases and Citi® Identity Theft Solutions.
- The standard variable APR for Citi Flex Plan is 13.74% - 23.74%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
on Citibank's application
Intro APR
0% on Purchases for 12 months and 0% on Balance Transfers for 21 months
Regular APR
13.74% - 23.74% Variable APR
Annual fee
$0
Balance Transfer Fee
5% of each balance transfer; $5 minimum.
on US Bank's website
on US Bank's website
Annual Fee
$0*
Intro APR
0%* on purchases and balance transfers for 20 billing cycles*
Regular APR
13.99% - 23.99%* Variable APR
Recommended Credit Score
Pros
- No annual fee
- Intro APR period on Purchases and Balance Transfers
- Cell phone insurance
Cons
- No rewards
- Foreign transaction fee
Pros
- No annual fee
- Intro APR period on Purchases and Balance Transfers
- Cell phone insurance
Cons
- No rewards
- Foreign transaction fee
- 0% Intro APR on purchases and balance transfers for 20 billing cycles. After that, a variable APR currently 13.99% - 23.99%.
- Great offer from U.S. Bank, a 2020 World's Most Ethical Company® - Ethisphere Institute, February 2020.
- No Annual Fee*
- Flexibility to choose a payment due date that fits your schedule.
- Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your U.S.Bank Visa® Platinum Credit Card. Certain terms, conditions, and exclusions apply.
- View Rates and Fees
on US Bank's website
Intro APR
0%* on purchases and balance transfers for 20 billing cycles*
Regular APR
13.99% - 23.99%* Variable APR
Annual fee
$0*
Balance Transfer Fee
3%
on Amalgamated Bank of Chicago's website
on Amalgamated Bank of Chicago's website
Annual Fee
$0
Intro APR
0% on Purchases for 12 months and Balance Transfers for 18 months
Regular APR
14.40% - 24.40% Variable APR
Recommended Credit Score
Pros
- Intro APR period on Purchases and Balance Transfers
- No Annual Fee
- Qualify with average credit or better
- Sign-up bonus
Cons
- Fee of 3% of each balance transfer (minimum $5)
- Poor cash-back redemption option
- If you value simplicity, a flat-rate card may be better
Pros
- Intro APR period on Purchases and Balance Transfers
- No Annual Fee
- Qualify with average credit or better
- Sign-up bonus
Cons
- Fee of 3% of each balance transfer (minimum $5)
- Poor cash-back redemption option
- If you value simplicity, a flat-rate card may be better
- 0% Intro APR on Purchases for 12 months and Balance Transfers for 18 months; after that the variable APR will be 14.40% – 24.40%, based on your creditworthiness
- Earn $150 Statement Credit after you spend $1,200 on purchases within the first 90 days from account opening
- Earn 5x rewards on up to $1,500 in combined purchases each quarter in popular categories such as dining, groceries, travel, and automotive
- No upper limit on the points you can accumulate, and since points never expire, you can save up for a big award!
- Earn Points on Every Purchase! It's simple: $1 = 1 Point
- No Annual Fee or Foreign Transaction Fee
- Select Your Rewards Your Way
on Amalgamated Bank of Chicago's website
Intro APR
0% on Purchases for 12 months and Balance Transfers for 18 months
Regular APR
14.40% - 24.40% Variable APR
Annual fee
$0
Balance Transfer Fee
3% of each balance transfer; $5 minimum
on Amalgamated Bank of Chicago's website
on Amalgamated Bank of Chicago's website
Annual Fee
$0
Intro APR
0% on Purchases for 12 months and Balance Transfers for 18 months
Regular APR
10.75% Variable
Recommended Credit Score
Pros
- No annual fee
- Intro APR period on Purchases and Balance Transfers
Cons
- Fee of 3% of each balance transfer (minimum $5)
Pros
- No annual fee
- Intro APR period on Purchases and Balance Transfers
Cons
- Fee of 3% of each balance transfer (minimum $5)
- 0% Intro APR on Purchases for 12 months and Balance Transfers for 18 months; after that the variable APR will be 10.75% (V), based on your creditworthiness.
- Earn $150 statement credit after you spend $1,200 on purchases within the first 90 days from account opening
- Earn 5x rewards on up to $1,500 in combined purchases each quarter in popular categories such as dining, groceries, travel, and automotive
- No upper limit on the points you can accumulate, and since points never expire, you can save up for a big award!
- Earn Points on Every Purchase! It’s simple: $1 = 1 Point
- No Annual Fee
- Select Your Rewards Your Way
on Amalgamated Bank of Chicago's website
Intro APR
0% on Purchases for 12 months and Balance Transfers for 18 months
Regular APR
10.75% Variable
Annual fee
$0
Balance Transfer Fee
3% of each balance transfer; $5 minimum
on HSBC's website
on HSBC's website
Annual Fee
$0
Intro APR
0% Introductory APR on credit card purchases and balance transfers for the first 18 months from account opening.
Regular APR
12.99% - 22.99%, Variable
Recommended Credit Score
Pros
- No annual fee
- 0% Introductory APR on credit card purchases and balance transfers for the first 18 months from account opening, then a variable APR of 12.99% - 22.99% will apply
- No foreign transaction fee
Cons
- No rewards
Pros
- No annual fee
- 0% Introductory APR on credit card purchases and balance transfers for the first 18 months from account opening, then a variable APR of 12.99% - 22.99% will apply
- No foreign transaction fee
Cons
- No rewards
- 0% Intro APR on purchases and balance transfers for the first 18 months from account opening. Then a variable APR of 12.99% - 22.99% will apply.
- No Penalty APR.
- Late Fee Waiver.
- No Foreign Transaction Fees.
- $0 Annual Fee.
- $0 liability for unauthorized purchases.
- Terms Apply.
- View Rates and Fees
Intro APR
0% Introductory APR on credit card purchases and balance transfers for the first 18 months from account opening.
Regular APR
12.99% - 22.99%, Variable
Annual fee
$0
Balance Transfer Fee
Either $10 or 4%, whichever is greater, will apply on each balance transfer
on Wells Fargo's website
on Wells Fargo's website
Annual Fee
$0
Intro APR
0% intro APR for 18 months on purchases and qualifying balance transfers
Regular APR
15.49% - 24.99% Variable APR
Recommended Credit Score
Pros
- No annual fee
- Intro APR period on Purchases and qualifying Balance Transfers
Cons
- No rewards
Pros
- No annual fee
- Intro APR period on Purchases and qualifying Balance Transfers
Cons
- No rewards
- Pay down balances instead of interest with Wells Fargo's longest intro APR
- $0 Annual Fee
- Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Platinum card
- Easy access to your FICO® Credit Score with Wells Fargo Online®
- Zero Liability protection for promptly reported unauthorized transactions
- Convenient tools to help create a budget and manage your spending with My Money Map
- Select "Apply Now" to learn more about the product features, terms and conditions
- View Rates and Fees
on Wells Fargo's website
Intro APR
0% intro APR for 18 months on purchases and qualifying balance transfers
Regular APR
15.49% - 24.99% Variable APR
Annual fee
$0
Balance Transfer Fee
3% for 120 days, then 5%
on American Express's website
on American Express's website
Annual Fee
$0
Intro APR
0% on Purchases and Balance Transfers for 15 months
Regular APR
12.99% - 23.99% Variable APR
Recommended Credit Score
Pros
- No annual fee
- Bonus offer for new cardholders
- Intro APR period on Purchases and Balance Transfers
Cons
- American Express isn't accepted at as many merchants as Visa or Mastercard
Pros
- No annual fee
- Bonus offer for new cardholders
- Intro APR period on Purchases and Balance Transfers
Cons
- American Express isn't accepted at as many merchants as Visa or Mastercard
- Earn a $150 statement credit after you spend $1,000 or more in purchases with your new Card within the first 3 months of Card Membership.
- Unlimited 1.5% Cash Back on your purchases.
- Cash Back is received in the form of Reward Dollars that can be redeemed for statement credits.
- Low intro APR: 0% for 15 months on purchases and balance transfers from the date of account opening, then a variable rate, currently 12.99% to 23.99%.
- 0% introductory plan fee on each purchase moved into a plan during the first 15 months from the date of account opening with Plan It®, a feature that lets you split up big purchases into monthly payments with a fixed fee. After that, your plan fee will be up to 1.17% of each purchase moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase.
- Don’t wait for your Card in the mail. Start earning cash back before your Card even arrives, if eligible for Instant Card Number.
- No Annual Fee.
- Terms Apply.
- View Rates and Fees
on American Express's website
Intro APR
0% on Purchases and Balance Transfers for 15 months
Regular APR
12.99% - 23.99% Variable APR
Annual fee
$0
Balance Transfer Fee
Either $5 or 3% of the amount of each transfer, whichever is greater.
on American Express's website
on American Express's website
Annual Fee
$0
Intro APR
0% on Purchases and Balance Transfers for 15 months
Regular APR
12.99% - 23.99% Variable APR
Recommended Credit Score
Pros
- Bonus rewards at U.S. supermarkets and U.S. gas stations
- No annual fee
- Bonus offer for new cardholders
- Intro APR period on Purchases and Balance Transfers
Cons
- American Express isn't accepted at as many merchants as Visa or Mastercard
- Requires good/excellent credit
- $25 minimum redemption
Pros
- Bonus rewards at U.S. supermarkets and U.S. gas stations
- No annual fee
- Bonus offer for new cardholders
- Intro APR period on Purchases and Balance Transfers
Cons
- American Express isn't accepted at as many merchants as Visa or Mastercard
- Requires good/excellent credit
- $25 minimum redemption
- Earn a $150 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
- 3% Cash Back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%).
- 2% Cash Back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases.
- Low intro APR: 0% for 15 months on purchases and balance transfers from the date of account opening, then a variable rate, currently 12.99% to 23.99%.
- Don't wait for your Card in the mail. Start earning cash back before your card even arrives, if eligible for Instant Card Number.
- Cash back is received in the form of Reward Dollars that can be redeemed for statement credits.
- No annual fee.
- Terms Apply.
- View Rates and Fees
on American Express's website
Intro APR
0% on Purchases and Balance Transfers for 15 months
Regular APR
12.99% - 23.99% Variable APR
Annual fee
$0
Balance Transfer Fee
Either $5 or 3% of the amount of each transfer, whichever is greater.
on Chase's website
on Chase's website
Annual Fee
$0
Intro APR
0% on Purchases and Balance Transfers for 15 months
Regular APR
16.49% - 25.24% Variable APR
Recommended Credit Score
Pros
- High rewards rate and no minimum redemption
- No annual fee
- Intro APR period on Purchases and Balance Transfers
Cons
- Has foreign transaction fee
- No bonus rewards categories
- Requires good/excellent credit
Pros
- High rewards rate and no minimum redemption
- No annual fee
- Intro APR period on Purchases and Balance Transfers
Cons
- Has foreign transaction fee
- No bonus rewards categories
- Requires good/excellent credit
- Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening.
- Earn unlimited 1.5% cash back on all purchases.
- 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.49 - 25.24%.
- 3% intro balance transfer fee when you transfer a balance during the first 60 days your account is open, with a minimum of $5
- No annual fee
- No minimum to redeem for cash back
- Cash Back rewards do not expire as long as your account is open
See if you qualify for a better offer with Chase:
on Chase's website
Intro APR
0% on Purchases and Balance Transfers for 15 months
Regular APR
16.49% - 25.24% Variable APR
Annual fee
$0
Balance Transfer Fee
Either $5 or 5% of the amount of each transfer, whichever is greater.
