United Quest℠ Card
on Chase's website
United Quest℠ Card
Card details
Earn 60,000 bonus miles + 500 Premier qualifying points after you spend $4,000 on purchases in the first 3 months your account is open.
$250 Annual Fee
Earn 3x miles on United® purchases, 2x miles on dining, select streaming services & all other travel, 1x on all other purchases
Earn 3x miles on United® purchases
Earn 2x miles on dining including eligible delivery services, select streaming services, and all other travel
Earn 500 Premier qualifying points for every $12K you spend on purchases, up to 6,000 PQP in a calendar year.
Earn 1x mile on all other purchases
Each year, receive up to a $125 United® purchase credit and two 5K-mile anniversary award flight credits. Terms apply.
Rates, fees & offers
Annual fee
$250
Rewards rate
1x-3x
Bonus offer
Earn 60,000 bonus miles + 500 Premier qualifying points after you spend $4,000 on purchases in the first 3 months your account is open.
Intro APR
N/A
Ongoing APR
APR: 20.74%-27.74% Variable APR
Cash Advance APR: 29.24%, Variable
Penalty APR: 29.99%, Variable
Balance transfer fee
Either $5 or 5% of the amount of each transfer, whichever is greater.
Foreign transaction fee
None
Recommended credit score
Compare to other cards
| Learn more | ||
Annual fee$250 | Annual fee$99 | Annual fee$95 |
Regular APR20.74%-27.74% Variable APR | Regular APR20.74%-27.74% Variable APR | |
Intro APRN/A | Intro APR0% intro APR for 15 billing cycles on balance transfers made within 45 days of account opening. | Intro APRN/A |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
By Gregory Karp
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Rating details
4.6
Editor's overall rating
Pros and cons
Pros
Bonus categories
New cardholder bonus offer
Free checked bag
Luxury perks
Cons
Has annual fee
Rewards have limited flexibility
No lounge membership
The United Quest℠ Card offers a good way to earn more miles and perks than with the carrier’s more basic cards — that is, if you can get past the thought of an annual fee of $250.
That fee can be mitigated by using the $125 annual credit for United purchases. The card also includes such perks as award-flight credits, progress toward elite status and extra free checked bags. Earn extra miles by using the card for spending on United purchases, travel, dining and streaming services.
If you mix your flying with airlines, a general travel card might be a better pick, but frequent United Airlines flyers should take a hard look at the United Quest℠ Card.
For more information, read NerdWallet's full review.
