United Questâ„ Card
on Chase's website
United Questâ„ Card
Card details
Earn 80,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open.
$250 Annual Fee
Earn 3x miles on United® purchases, 2x miles on dining, select streaming services & all other travel, 1x on all other purchases
Earn 3x miles on United purchases
Earn 2x miles on dining and select streaming services
Earn 2x miles on all other travel
Earn 1x mile on all other purchases
Each year, receive a $125 credit on United® purchases and two 5k-mile anniversary award flight credits. Terms apply.
Rates, fees & offers
Annual fee
$250
Rewards rate
1x-3x
Bonus offer
Earn 80,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open.
Intro APR
N/A
Ongoing APR
APR: 16.49% - 23.49% Variable APR
Cash Advance APR: 24.99%, Variable
Balance transfer fee
Either $5 or 5% of the amount of each transfer, whichever is greater.
Foreign transaction fee
None
Recommended credit score
Compare to other cards
Annual Fee$250 | Annual Fee$95 | Annual Fee$0 intro for the first year, then $95 |
Regular APR16.49% - 23.49% Variable APR | Regular APR15.99% - 22.99% Variable APR | |
Intro APRN/A | Intro APRN/A | Intro APR0% intro APR on Purchases for 12 months |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
By Gregory Karp
Rating details
4.8
Editor's overall rating
Pros and cons
Pros
Bonus categories
New cardholder bonus offer
Free checked bag
Luxury perks
Cons
Has annual fee
Rewards have limited flexibility
No lounge membership
The United Quest℠Card offers a good way to earn more miles and perks than with the carrier’s more basic cards — that is, if you can get past the thought of an annual fee of $250.
That fee can be mitigated by using the $125 annual credit for United purchases. The card also includes such perks as award-flight credits, progress toward elite status and extra free checked bags. Earn extra miles by using the card for spending on United purchases, travel, dining and streaming services.
If you mix your flying with airlines, a general travel card might be a better pick, but frequent United Airlines flyers should take a hard look at the United Questâ„ Card.
For more information, read NerdWallet's full review.
