LenderFi Mortgage Review 2022

LenderFi says it has left the mortgage-lending business, and its website is blank.

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Our Take


NerdWallet rating 

The bottom line:

Editor's note: LenderFi is no longer offering home loans.

LenderFI: NMLS#133056
Min. credit score
Min. down payment
Loan types and products
Purchase, Refinance, Fixed, Adjustable, FHA

Pros & Cons


  • Rates and fees had been lower than most lenders', according to the latest federal data.


  • The lender is no longer processing new loans.

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Full Review

LenderFi said via email in fall 2022 that it had decided to leave the mortgage-lending business, and its website no longer offers information about the company, its contact details or remaining operations. Previously, borrowers could purchase or refinance primary residences, and vacation and second homes.

Alternatives to LenderFi mortgage

Here are some comparable lenders we review that borrowers can consider.

Rocket Mortgage can be a strong choice for refinancing, while NBKC gets high marks for rates and fees.

Getting ready to buy a home? We’ll find you a highly rated lender in just a few minutes.

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More from NerdWallet


NerdWallet’s overall ratings for mortgage lenders are evaluated based on four major categories: variety of loan types (purchase, refinance, fixed and adjustable, for example), ease of application, rates and fees and rate transparency. Among the factors we consider when scoring these categories are options to apply for and track loans online, the level of detail about mortgage rates on lender websites and our analysis of the rates and fees lenders reported in the latest available Home Mortgage Disclosure Act data. These scores generate ratings from 1 star (poor) to 5 stars (excellent).