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secured

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Get your free credit score

No Annual Fee, earn cash back, and build your credit with responsible use.

It's a real credit card. You can build a credit history with the three major credit bureaus. Generally, debit and prepaid cards can't help you build a credit history.

Establish your credit line by providing a refundable security deposit of at least $200 after being approved. Bank information must be provided when submitting your deposit.

No annual fee, and all the credit building benefits with responsible card use

Unlike a prepaid card, it builds credit when used responsibly, with regular reporting to the 3 major credit bureaus

You will get an initial $200 credit line after making a security deposit of $49, $99, or $200

Credit lines available from $200 to $5,000! Low fixed 13.99% interest rate on purchases - with no penalty rate!

No minimum credit score requirements! We invite all credit types to apply! No processing or application fees!

Helps strengthen your credit with responsible card use. Reports to three national bureaus

Credit lines available from $200 to $5,000! Super Low Fixed 9.99% interest rate on purchases - with no penalty rate!

No minimum credit score requirements! We invite all credit types to apply! No processing or application fees!

Helps strengthen your credit with responsible card use. Reports to three national bureaus

Earn one H-D™ Genuine Rewards point for every $1 in net purchases

Redeem 2,500 points for a $25 H-D™ Gift Card

Every purchase on your card earns you an entry for a chance to win a motorcycle in our H-D™ Visa Free Ride Sweepstakes

5,000 SKYPASS Bonus Miles after your first purchase

1,000 Bonus Miles at renewal.

Earn 1 mile for every $1 you spend in eligible net purchases (purchases minus credits and returns).

Excellent opportunity for someone starting a credit history or for someone who has been turned down for a credit card

Simply open a secured savings account that is pledged as security for your credit card account.

Merchants and retailers won t know your card is secured when you use it to make purchases

Good credit or bank account not required

Your application will not impact your credit score

Initial security deposit can be as low as $200

No credit history or minimum credit score needed to qualify

Credit limit is set by your deposit into an interest bearing savings account

An opening deposit of $300 to $12,000 secures your card

If you need to improve or re-establish your credit history, here's a great way to begin that process.

With the Secured Card, you'll enjoy the convenience of credit including the option to carry a balance while earning interest on your secured savings account.

Receive up to a $5,000 credit limit.