NerdWallet's Best Savings Accounts of 2018

The best savings accounts should come with great customer service, cutting-edge technology and higher-than-average interest rates, and they should have low or no fees. NerdWallet staff spent over 200 hours analyzing, comparing and rating dozens of banks and credit unions. (Some are NerdWallet partners, which was not a factor in our evaluations.) Our favorites are below, with filters to help tailor your results.

By Amber Murakami-Fester
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What you'll need to open your new savings account

Basic personal details (name, address, email, phone and social security number) for you and any other applicants

A valid, government-issued ID for you and any other applicants

Your current bank's account and routing numbers (available on your checks or online)

Show accounts that offer

Showing 1 - 10 of 10 accounts
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Online Savings

NerdWallet’s overall rating

at Goldman Sachs Bank USA,

Member, FDIC

In a nutshell

  • No Monthly Fee
  • Competitive APY
  • APY
    1.80%
    With $1 minimum balance

Why we like it

Online Savings Account

NerdWallet’s overall rating

at Barclays,

Member, FDIC

In a nutshell

  • No Monthly Fee
  • Competitive APY
  • APY
    1.65%
    With $1 minimum balance

Why we like it

High Yield Savings Account

NerdWallet’s overall rating

at American Express National Bank,

Member, FDIC

In a nutshell

  • No Monthly Fee
  • Mobile-friendly
  • Competitive APY
  • APY
    1.75%
    With $0 minimum balance

Why we like it

High Yield Savings Account

NerdWallet’s overall rating

at Synchrony Bank,

Member, FDIC

In a nutshell

  • No Monthly Fee
  • Competitive APY
  • APY
    1.75%
    With $1 minimum balance

Why we like it

Premier High Yield Savings Account

NerdWallet’s overall rating

at CIT Bank,

Member, FDIC

In a nutshell

  • No Monthly Fee
  • Competitive APY
  • APY
    1.55%
    With $100 minimum balance

Why we like it

Online Savings Account

NerdWallet’s overall rating

In a nutshell

  • No Monthly Fee
  • Competitive APY
  • Live help 24/7
  • Mobile-friendly
  • APY
    1.65%
    With $1 minimum balance

Why we like it

Online Savings

NerdWallet’s overall rating

In a nutshell

  • No Monthly Fee
  • Competitive APY
  • Live help 24/7
  • APY
    1.65%
    With $0 minimum balance

Why we like it

Chase Savings℠

NerdWallet’s overall rating

at Chase,

Member, FDIC

In a nutshell

  • 2,000+ branches
  • Live help 24/7
  • Mobile-friendly
  • Bonus
  • APY
    0.01%
    With $1 minimum balance
  • Monthly fee
    $5
    Waived with $300 minimum balance
  • Bonus
    $150
    Requirements to qualify

Why we like it

High-Rate Savings

NerdWallet’s overall rating

In a nutshell

  • Competitive APY
  • Live help 24/7
  • Mobile-friendly
  • APY
    1.60%
    With $100 minimum balance

Why we like it

360 Savings®

NerdWallet’s overall rating

at Capital One,

Member, FDIC

In a nutshell

  • No Monthly Fee
  • Competitive APY
  • Live help 24/7
  • APY
    1.00%
    With $1 minimum balance

Why we like it