Best of

Best Charge Cards of 2019

NerdWalletApril 18, 2019

At NerdWallet, we strive to help you make financial decisions with confidence. To do this, many or all of the products featured here are from our partners. However, this doesn’t influence our evaluations. Our opinions are our own.

NerdWallet's Best Charge Cards of 2019

Our pick for

Luxury travel perks

American Express Platinum Credit Card

on American Express's website, or call (866) 512-6673

Rates & Fees

on American Express's website, or call (866) 512-6673

Rates & Fees
Annual Fee

$550

Regular APR

N/A

Intro APR

N/A

recommended credit score

If you prefer to travel in style (rather than just wish you could), The Platinum Card® from American Express may well be worth the steep $550 annual fee.

Our pick for

Premium rewards

American Express Premier Rewards Gold Credit Card

on American Express's website, or call (866) 512-6673

Rates & Fees

on American Express's website, or call (866) 512-6673

Rates & Fees
Annual Fee

$250

Regular APR

See Terms

Intro APR

N/A

recommended credit score

If the annual fee on The Platinum Card® from American Express is too rich for your blood but you still want generous rewards and yearly airline credits, the American Express® Gold Card is a worthy option. 

Our pick for

Business travel

The Business Platinum® Card from American Express OPEN Credit Card

on American Express's website, or call (866) 512-6673

Rates & Fees

on American Express's website, or call (866) 512-6673

Rates & Fees
Annual Fee

$595

Regular APR

N/A

Intro APR

N/A

recommended credit score

If you travel and spend a lot for business, The Business Platinum® Card from American Express makes life on the road not only comfortable but rewarding, too. 

Our pick for

Flexible business financing

American Express Plum Card Credit Card

on American Express's website, or call (866) 512-6673

Rates & Fees

on American Express's website, or call (866) 512-6673

Rates & Fees
Annual Fee

$250

Waived first year

Regular APR

N/A

Intro APR

N/A

recommended credit score

The value offered by The Plum Card® from American Express doesn't come in the form of rewards or perks. Rather, it provides cash-flow flexibility to businesses with large expenses.
To view rates and fees of the The Platinum Card® from American Express, please visit this page.To view rates and fees of the American Express® Gold Card, please visit this page.

To view rates and fees of the The Business Platinum® Card from American Express, please visit this page.

To view rates and fees of the The Plum Card® from American Express, please visit this page.

Last updated on April 18, 2019

Methodology

NerdWallet's credit cards team selects the best cards in each category based on overall consumer value. Factors in our evaluation include fees, promotional and ongoing APRs, and sign-up bonuses; for rewards cards, we consider earning and redemption rates, redemption options and redemption difficulty. A single card is eligible to be chosen in multiple categories.