Best Charge Cards of 2019

Charge cards have no pre-set spending limit, but you must pay off your entire balance every month. Otherwise, they work like credit cards. For business owners and others who spend a lot but don't need to carry a balance from one month to the next, charge cards provide flexibility and convenience. Many also provide generous welcome bonuses and amenities that fit a high-spending lifestyle.

Charge cards have been largely replaced by credit cards. Some individual merchants still offer charge accounts, but American Express is the only major issuer in the U.S. that continues to provide charge cards. (AmEx does offer credit cards, too.) Here are our favorites.