BEST OF
10 Best Arizona Mortgage Lenders of 2021
NerdWallet has researched Arizona's leading mortgage lenders and identified some of the best ones in five different categories to help you choose.
If you’re looking for the best mortgage lenders in Arizona, we’ve done the research. NerdWallet compared the state’s leading lenders, then identified the best ones for a variety of specific loan needs.
Whether you’re shopping for a condo in Phoenix, a classic ranch in Flagstaff or the ideal refinance in Tucson, these lenders are a solid place to start shopping.
If you’re looking for the best mortgage lenders in Arizona, we’ve done the research. NerdWallet compared the state’s leading lenders, then identified the best ones for a variety of specific loan needs.
Whether you’re shopping for a condo in Phoenix, a classic ranch in Flagstaff or the ideal refinance in Tucson, these lenders are a solid place to start shopping.
Summary of Best Arizona Mortgage Lenders of 2021
Lender | NerdWallet Rating | Minimum Credit Score | Minimum Down Payment | Learn More |
---|---|---|---|---|
Best for online lenders | 620 | 3% | at Rocket Mortgage by Quicken Loans | |
Best for online lenders | 620 | 3% | at Guaranteed Rate | |
Best for low credit | 620 | 3% | at New American Funding | |
Best for first-time home buyers | 620 | 3% | at Quicken Loans | |
Best for face-to-face service | 620 | 3% | at Chase | |
Best for refinancing | 620 | 5% | at loanDepot | |
Best for first-time home buyers | N/A | 3% | Read review | |
Best for refinancing | 620 | 3% | Read review | |
Best for low credit | 620 | 3% | Read review | |
Best for face-to-face service | 620 | 3% | Read review |
at Rocket Mortgage by Quicken Loans
Rocket Mortgage by Quicken Loans: NMLS#3030
Min. Credit Score
Min. Down Payment
at Rocket Mortgage by Quicken Loans
at Guaranteed Rate
Guaranteed Rate: NMLS#2611

Min. Credit Score
Min. Down Payment
at Guaranteed Rate
at New American Funding
New American Funding: NMLS#6606
Min. Credit Score
Min. Down Payment
at New American Funding
at Quicken Loans
Quicken Loans: NMLS#3030
Min. Credit Score
Min. Down Payment
at Quicken Loans
at Chase
Chase: NMLS#399798
Min. Credit Score
Min. Down Payment
at Chase
at loanDepot
loanDepot: NMLS#174457

Min. Credit Score
National / Regional
at loanDepot
Citibank: NMLS#412915

National / Regional
Min. Down Payment
Bank of America: NMLS#399802

Min. Credit Score
National / Regional
Carrington: NMLS#2600

Min. Credit Score
Min. Down Payment
US Bank: NMLS#402761

Min. Credit Score
Min. Down Payment
Last updated on February 25, 2021
Methodology
NerdWallet's star ratings for mortgage lenders are awarded based on our evaluation of the products and services each lender offers to consumers who are actively shopping for the best mortgage. The five key areas we evaluated include the variety of loan types and products offered, online conveniences, online mortgage rate information, and the rate spread and origination fee lenders reported in the latest available Home Mortgage Disclosure Act data. To ensure consistency, our ratings are reviewed by multiple people on the NerdWallet Mortgages team.
To recap our selections...
NerdWallet's Best Arizona Mortgage Lenders of 2021
- Rocket Mortgage by Quicken Loans: Best for online lenders
- Guaranteed Rate: Best for online lenders
- New American Funding: Best for low credit
- Quicken Loans: Best for first-time home buyers
- Chase: Best for face-to-face service
- loanDepot: Best for refinancing
- Citibank: Best for first-time home buyers
- Bank of America: Best for refinancing
- Carrington: Best for low credit
- US Bank: Best for face-to-face service