10 Best Arizona Mortgage Lenders of 2021
NerdWallet has researched Arizona's leading mortgage lenders and identified some of the best ones in five different categories to help you choose.
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If you’re looking for the best mortgage lenders in Arizona, we’ve done the research. NerdWallet compared the state’s leading lenders, then identified the best ones for a variety of specific loan needs.
Whether you’re shopping for a condo in Phoenix, a classic ranch in Flagstaff or the ideal refinance in Tucson, these lenders are a solid place to start shopping.
If you’re looking for the best mortgage lenders in Arizona, we’ve done the research. NerdWallet compared the state’s leading lenders, then identified the best ones for a variety of specific loan needs.
Whether you’re shopping for a condo in Phoenix, a classic ranch in Flagstaff or the ideal refinance in Tucson, these lenders are a solid place to start shopping.
Best Arizona Mortgage Lenders
Lender | NerdWallet Rating | Min. credit score | Min. down payment | Learn More |
---|---|---|---|---|
Quicken Loans: NMLS#3030 Learn more at Quicken Loans | Best for first-time home buyers | 620 | 3% | Learn more at Quicken Loans |
New American Funding: NMLS#6606 Learn more at New American Funding | Best for low credit | 620 | 3% | Learn more at New American Funding |
![]() Guaranteed Rate: NMLS#2611 Learn more at Guaranteed Rate | Best for online lenders | 620 | 3% | Learn more at Guaranteed Rate |
![]() Rocket Mortgage, LLC: NMLS#3030 Learn more at Rocket Mortgage, LLC | Best for online lenders | 620 | 3% | Learn more at Rocket Mortgage, LLC |
![]() Bank of America: NMLS#399802 Learn more at Bank of America | Best for refinancing | 620 | N/A | Learn more at Bank of America |
![]() Chase: NMLS#399798 Learn more at Chase | Best for face-to-face service | 620 | 3% | Learn more at Chase |
![]() loanDepot: NMLS#174457 | Best for refinancing | 620 | N/A | Read review |
![]() Citibank: NMLS#412915 | Best for first-time home buyers | N/A | 3% | Read review |
![]() Carrington: NMLS#2600 | Best for low credit | 620 | 3% | Read review |
![]() US Bank: NMLS#402761 | Best for face-to-face service | 620 | 3% | Read review |
at Quicken Loans
Quicken Loans: NMLS#3030
Min. credit score
620Min. down payment
3%at Quicken Loans
at New American Funding
New American Funding: NMLS#6606
Min. credit score
620Min. down payment
3%at New American Funding

at Guaranteed Rate
Guaranteed Rate: NMLS#2611

Min. credit score
620Min. down payment
3%at Guaranteed Rate

at Rocket Mortgage, LLC
Rocket Mortgage, LLC: NMLS#3030

Min. credit score
620Min. down payment
3%at Rocket Mortgage, LLC

at Bank of America
Bank of America: NMLS#399802

Min. credit score
620National / regional
Nationalat Bank of America
loanDepot: NMLS#174457

Min. credit score
620National / regional
NationalCitibank: NMLS#412915

National / regional
NationalMin. down payment
3%Carrington: NMLS#2600

Min. credit score
620Min. down payment
3%US Bank: NMLS#402761

Min. credit score
620Min. down payment
3%Last updated on December 1, 2021
Methodology
NerdWallet's star ratings for mortgage lenders are awarded based on our evaluation of the products and services each lender offers to consumers who are actively shopping for the best mortgage. The five key areas we evaluated include the variety of loan types and products offered, online conveniences, online mortgage rate information, and the rate spread and origination fee lenders reported in the latest available Home Mortgage Disclosure Act data. To ensure consistency, our ratings are reviewed by multiple people on the NerdWallet Mortgages team.
To recap our selections...
NerdWallet's Best Arizona Mortgage Lenders of 2021
- Quicken Loans: Best for first-time home buyers
- New American Funding: Best for low credit
- Guaranteed Rate: Best for online lenders
- Rocket Mortgage, LLC: Best for online lenders
- Bank of America: Best for refinancing
- Chase: Best for face-to-face service
- loanDepot: Best for refinancing
- Citibank: Best for first-time home buyers
- Carrington: Best for low credit
- US Bank: Best for face-to-face service