10 Best Denver Mortgage Lenders of 2021
Looking for a Denver mortgage lender? Compare our picks to find mortgage companies offering loan options for a variety of borrower needs.
Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.
Buying a house in Denver raises some "Mile High" questions. Should you live in Jefferson Park so Broncos games are just a hop, skip and a jump away, or Stapleton so getting to Denver International Airport is a breeze? Should you buy new construction or an existing house? And most importantly, which Denver mortgage lender should you choose?
NerdWallet compared Denver’s leading mortgage lenders — big national brands along with smaller hometown options — to identify the best ones for a variety of borrower preferences. These Denver mortgage lenders in the table have been reviewed by NerdWallet and are among the city’s highest-volume mortgage companies, according to the latest available data.
Buying a house in Denver raises some "Mile High" questions. Should you live in Jefferson Park so Broncos games are just a hop, skip and a jump away, or Stapleton so getting to Denver International Airport is a breeze? Should you buy new construction or an existing house? And most importantly, which Denver mortgage lender should you choose?
NerdWallet compared Denver’s leading mortgage lenders — big national brands along with smaller hometown options — to identify the best ones for a variety of borrower preferences. These Denver mortgage lenders in the table have been reviewed by NerdWallet and are among the city’s highest-volume mortgage companies, according to the latest available data.
Best Denver Mortgage Lenders
Lender | NerdWallet rating | Min. credit score | Min. down payment | Learn more |
---|---|---|---|---|
![]() Guaranteed Rate: NMLS#2611 Learn more at Guaranteed Rate | Best for an online mortgage experience | 620 | 3% | Learn more at Guaranteed Rate |
Quicken Loans: NMLS#3030 Learn more at Quicken Loans | Best for nonbank option | 620 | 3% | Learn more at Quicken Loans |
![]() Fairway Independent Mortgage: NMLS#2289 Learn more at Fairway Independent Mortgage | Best for nonbank option | 620 | 3% | Learn more at Fairway Independent Mortgage |
![]() loanDepot: NMLS#174457 | Best for an online mortgage experience | 620 | 5% | Read review |
![]() Guild Mortgage: NMLS#3274 | Best for first-time home buyers | 620 | 3% | Read review |
![]() Caliber: NMLS#15622 | Best for veterans | 580 | 0% | Read review |
![]() USAA: NMLS#8722 | Best for veterans | 640 | 0% | Read review |
![]() Bank of America: NMLS#399802 | Best for existing customers | 660 | 5% | Read review |
![]() Chase: NMLS#399798 | Best for existing customers | 620 | 3% | Read review |
![]() Flagstar: NMLS#417490 | Best for first-time home buyers | 620 | 3% | Read review |

at Guaranteed Rate
Guaranteed Rate: NMLS#2611

Min. credit score
620Min. down payment
3%at Guaranteed Rate
at Quicken Loans
Quicken Loans: NMLS#3030
Min. credit score
620Min. down payment
3%at Quicken Loans

at Fairway Independent Mortgage
Fairway Independent Mortgage: NMLS#2289

Min. credit score
620Min. down payment
3%at Fairway Independent Mortgage
loanDepot: NMLS#174457

Min. credit score
620Min. down payment
5%Guild Mortgage: NMLS#3274

Min. credit score
620Min. down payment
3%Caliber: NMLS#15622

Min. credit score
580Min. down payment
0%Bank of America: NMLS#399802

Min. credit score
660Min. down payment
5%National / regional
NationalChase: NMLS#399798

Min. credit score
620Min. down payment
3%Flagstar: NMLS#417490

Min. credit score
620Min. down payment
3%Local mortgage lenders in Denver
The following lenders have not been reviewed by NerdWallet. However, these companies originated a significant number of mortgages in Denver and are popular among the city’s home loan shoppers.
Check them out if you want to include some local options in your search for a mortgage lender.
Employs salary-based mortgage consultants.
Offers Colorado first-time home buyer (CHFA) loans and down payment assistance.
Has a bank statement loan program for self-employed borrowers.
Has only one branch located in Aurora, Colorado.
In business since 1986.
Offers specialty loans for first-time home buyers, Native Americans and union members.
Finances new construction and renovations.
Has more than 20 branch locations in Colorado.
Does not require personal information for customized rate quotes online.
Offers first-time home buyer loans with low closing costs and down payment assistance.
Offers construction and lot loans.
Has many branch locations throughout Colorado.
Offers a wide variety of loans, including FHA, VA, USDA and jumbo.
Has a no-closing-cost option for conforming loans.
Displays interest rates online for all its mortgage products, but they’re not customized.
Has more than a dozen branch locations in Colorado.
More from NerdWallet
Last updated on January 26, 2021
Methodology
To recap our selections...
NerdWallet's Best Denver Mortgage Lenders of 2021
- Guaranteed Rate: Best for an online mortgage experience
- Quicken Loans: Best for nonbank option
- Fairway Independent Mortgage: Best for nonbank option
- loanDepot: Best for an online mortgage experience
- Guild Mortgage: Best for first-time home buyers
- Caliber: Best for veterans
- USAA: Best for veterans
- Bank of America: Best for existing customers
- Chase: Best for existing customers
- Flagstar: Best for first-time home buyers