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9 Best Denver Mortgage Lenders of 2021

Looking for a Denver mortgage lender? Compare our picks to find mortgage companies offering loan options for a variety of borrower needs.

Last updated on January 26, 2021
NerdWallet
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NerdWallet
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NerdWallet's mortgage content, including articles, reviews and recommendations, is produced by a team of writers and editors who specialize in home lending. Their work has appeared in The Associated Press, USA Today, The Washington Post, MarketWatch, Newsweek and many other national, regional and local publications. They have been cited in publications including The Wall Street Journal, and appeared on NerdWallet's "Smart Money" podcast as well as local TV and radio.

9 Best Denver Mortgage Lenders of 2021

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Lender
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NerdWallet Rating
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Min. credit score
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Min. down payment
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Rate

Rate: NMLS#2611

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at Rate
5.0
/5
Home loans overall
Best for an online mortgage experience

620

3%

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at Rate
Fairway Independent Mortgage

Fairway Independent Mortgage: NMLS#2289

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at Fairway Independent Mortgage
3.0
/5
Home loans overall
Best for nonbank option

620

3%

Learn more
at Fairway Independent Mortgage
loanDepot

loanDepot: NMLS#174457

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on NerdWallet
4.0
/5
Home loans overall
Best for an online mortgage experience

620

3%

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on NerdWallet
Guild Mortgage

Guild Mortgage: NMLS#3274

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on NerdWallet
4.0
/5
Home loans overall
Best for first-time home buyers

N/A

3%

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on NerdWallet
Caliber

Caliber: NMLS#15622

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3.5
/5
VA loans
Best for veterans

580

0%

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on NerdWallet
USAA

USAA: NMLS#8722

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4.5
/5
VA loans
Best for veterans

N/A

0%

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on NerdWallet
Bank of America

Bank of America: NMLS#399802

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4.5
/5
Home loans overall
Best for existing customers

660

5%

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on NerdWallet
Chase

Chase: NMLS#399798

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on NerdWallet
4.0
/5
Home loans overall
Best for existing customers

620

3%

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on NerdWallet
Flagstar

Flagstar: NMLS#417490

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on NerdWallet
5.0
/5
Home loans overall
Best for first-time home buyers

N/A

5%

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on NerdWallet

» MORE: See more Colorado mortgage lenders

Local mortgage lenders in Denver

The following lenders have not been reviewed by NerdWallet. However, these companies originated a significant number of mortgages in Denver and are popular among the city’s home loan shoppers.

Check them out if you want to include some local options in your search for a mortgage lender.

American Financing

  • Employs salary-based mortgage consultants.

  • Offers Colorado first-time home buyer (CHFA) loans and down payment assistance.

  • Has a bank statement loan program for self-employed borrowers.

  • Has only one branch located in Aurora, Colorado.

Cherry Creek Mortgage

  • In business since 1986.

  • Offers specialty loans for first-time home buyers, Native Americans and union members.

  • Finances new construction and renovations.

  • Has more than 20 branch locations in Colorado.

FirstBank

  • Does not require personal information for customized rate quotes online.

  • Offers first-time home buyer loans with low closing costs and down payment assistance.

  • Offers construction and lot loans.

  • Has many branch locations throughout Colorado.

Elevations Credit Union

  • Offers a wide variety of loans, including FHA, VA, USDA and jumbo.

  • Has a no-closing-cost option for conforming loans.

  • Displays interest rates online for all its mortgage products, but they’re not customized.

  • Has more than a dozen branch locations in Colorado.

More from NerdWallet

Last updated on January 26, 2021

Methodology

NerdWallet's star ratings for mortgage lenders are awarded based on our evaluation of the products and services each lender offers to consumers who are actively shopping for the best mortgage. The five key areas we evaluated include the variety of loan types and products offered, online conveniences, online mortgage rate information, and the rate spread and origination fee lenders reported in the latest available Home Mortgage Disclosure Act data. To ensure consistency, our ratings are reviewed by multiple people on the NerdWallet Mortgages team.

To recap our selections...

NerdWallet's Best Denver Mortgage Lenders of 2021

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