10 Best Las Vegas Mortgage Lenders of 2021
Finding the right Las Vegas mortgage lender takes more than luck. We researched the market and recommend checking out these high-volume lenders.
Many or all of the products on this page are from partners who compensate us when you click to or take an action on their website, but this does not influence our evaluations or ratings. Our opinions are our own.
Despite what out-of-towners might think, most of what happens in Las Vegas stays in Las Vegas because it’s a decent place to live. Locals know that beyond the four-mile, neon-lit Strip is an abundant selection of neighborhoods and rich amenities for everyday living — parks, trails, good schools, golf courses, shopping districts and more.
Whether you plan to buy, refinance or remodel, a wide array of mortgage companies in Las Vegas compete for your business. Choosing one should involve more than a roll of the dice.
NerdWallet researched national and local Las Vegas mortgage lenders to find some of the best for a variety of borrowers. The following list is a good place to start.
These national companies shown in the table do a lot of business in Las Vegas and are among our top-rated mortgage lenders, as reviewed by NerdWallet.
Why trust NerdWallet
- 50+ mortgage lenders reviewed and rated by our team of experts.
- 40+ years of combined experience covering mortgages and financial topics.
- Objective, comprehensive star rating system assessing 120+ categories and 5,000+ data points.
- Governed by NerdWallet's strict guidelines for editorial integrity.
Why trust NerdWallet
- 50+ mortgage lenders reviewed and rated by our team of experts.
- 40+ years of combined experience covering mortgages and financial topics.
- Objective, comprehensive star rating system assessing 120+ categories and 5,000+ data points.
- Governed by NerdWallet's strict guidelines for editorial integrity.
10 Best Las Vegas Mortgage Lenders of 2021
Have you or your spouse served in the military?
We’ve got more home loan options for you. Show me
Lender ▾ ▾ | NerdWallet Rating ▾ ▾ | Min. credit score ▾ ▾ | Min. down payment ▾ ▾ | Learn more |
|---|---|---|---|---|
580 | N/A | Learn more at New American Funding | ||
620 | 3% | Learn more at Rate | ||
620 | 1% | Learn more at Rocket Mortgage, LLC | ||
 loanDepot: NMLS#174457 Compare More Lenders on NerdWallet | 520 | 3.5% | Compare More Lenders on NerdWallet | |
 Bank of America: NMLS#399802 Compare More Lenders on NerdWallet | 660 | N/A | Compare More Lenders on NerdWallet | |
 Guild Mortgage: NMLS#3274 Compare More Lenders on NerdWallet | N/A | 3% | Compare More Lenders on NerdWallet | |
 Caliber: NMLS#15622 Compare More Lenders on NerdWallet | 620 | 3% | Compare More Lenders on NerdWallet | |
 Navy Federal: NMLS#399807 Compare More Lenders on NerdWallet | N/A | 0% | Compare More Lenders on NerdWallet | |
 Carrington: NMLS#2600 Compare More Lenders on NerdWallet | 620 | 3% | Compare More Lenders on NerdWallet | |
 Flagstar: NMLS#417490 Compare More Lenders on NerdWallet | 680 | 3% | Compare More Lenders on NerdWallet |
» MORE: See more Nevada mortgage lenders
Local mortgage lenders in Las Vegas
Looking for more lenders to check out? The following companies haven’t been reviewed by NerdWallet, but they do a lot of business in Las Vegas, with top market share.
Membership is available to gaming industry employees and their families.
Top FHA mortgage lender in Las Vegas.
Has five Las Vegas-area locations.
Offers home equity line of credit up to 90% of home value.
Helps borrowers compare rates and products from multiple lenders.
Provides online affordability, amortization, monthly payments and refinance calculators.
Offers an online short application to get a preapproval letter.
Has a full menu of loan products.
Offers FHA 203(k) loans for combining a home purchase or a refinance with repairs.
Offers “fix and flip” loans for investors.
Offers new construction loans.
Has a full range of loan products, including jumbo loans.
Offers a one-time close loan for lot purchase and construction.
Offers FHA 203(k) home renovation loans.
More from NerdWallet:
Last updated on January 21, 2021
Methodology
NerdWallet's star ratings for mortgage lenders are awarded based on our evaluation of the products and services each lender offers to consumers who are actively shopping for the best mortgage. The five key areas we evaluated include the variety of loan types and products offered, online conveniences, online mortgage rate information, and the rate spread and origination fee lenders reported in the latest available Home Mortgage Disclosure Act data. To ensure consistency, our ratings are reviewed by multiple people on the NerdWallet Mortgages team.
NerdWallet's Best Las Vegas Mortgage Lenders of 2021
- New American Funding: Best for borrowers with low credit score
- Rate: Best for online convenience
- Rocket Mortgage, LLC: Best for online convenience
- loanDepot: Best for FHA loans
- Bank of America: Best for home equity borrowers
- Guild Mortgage: Best for first-time home buyers
- Caliber: Best for first-time home buyers
- Navy Federal: Best for veterans
- Carrington: Best for borrowers with low credit score
- Flagstar: Best for home equity borrowers
