9 Best Pennsylvania Mortgage Lenders of 2021
These mortgage lenders rose to the top for products, services and customer experience in the Keystone State in 2021.
Some or all of the mortgage lenders featured on our site are advertising partners of NerdWallet, but this does not influence our evaluations, lender star ratings or the order in which lenders are listed on the page. Our opinions are our own. Here is a list of our partners.
Shopping for a mortgage in the Keystone State? You’ll want to work with lenders that have been screened and rated for customer service, online experience, products, features and more.
From Erie to Philly, these nine lenders rose to the top in NerdWallet’s lender research and reviews for five key categories: government-backed home loans, refinancing, first-time homebuyers, jumbo lending and online lending platforms.
Shopping for a mortgage in the Keystone State? You’ll want to work with lenders that have been screened and rated for customer service, online experience, products, features and more.
From Erie to Philly, these nine lenders rose to the top in NerdWallet’s lender research and reviews for five key categories: government-backed home loans, refinancing, first-time homebuyers, jumbo lending and online lending platforms.
Best Pennsylvania Mortgage Lenders
Lender | NerdWallet rating | Min. credit score | Min. down payment | Learn more |
---|---|---|---|---|
![]() Bank of America: NMLS#399802 | Best for government-backed loans | 600 | 3.5% | Read review |
![]() Carrington: NMLS#2600 | Best for first-time home buyers | 620 | 5% | Read review |
![]() Guaranteed Rate: NMLS#2611 | Best for government-backed loans and jumbo loans | 620 | 3% | Read review |
![]() loanDepot: NMLS#174457 | Best for refinancing | 620 | 5% | Read review |
![]() Network Capital: NMLS#11712 Learn more at Network Capital | Best for online lending | 620 | 3% | Learn more at Network Capital |
![]() PNC: NMLS#446303 | Best for online lending | 620 | 3% | Read review |
![]() Rocket Mortgage, LLC: NMLS#3030 Learn more at Rocket Mortgage, LLC | Best for first-time home buyers | 620 | 3% | Learn more at Rocket Mortgage, LLC |
![]() SoFi: NMLS#1484615 | Best for online lending | 620 | 3% | Read review |
![]() Veterans United: NMLS#1907 | Best for refinancing | 620 | 0% | Read review |
Bank of America: NMLS#399802

Min. credit score
600Min. down payment
3.5%Carrington: NMLS#2600

Min. credit score
620Min. down payment
5%Guaranteed Rate: NMLS#2611

Min. credit score
620Min. down payment
3%loanDepot: NMLS#174457

Min. credit score
620National / regional
National
at Network Capital
Network Capital: NMLS#11712

Min. credit score
620Min. down payment
3%at Network Capital

at Rocket Mortgage, LLC
Rocket Mortgage, LLC: NMLS#3030

Min. credit score
620Min. down payment
3%at Rocket Mortgage, LLC
SoFi: NMLS#1484615

Min. credit score
620Min. down payment
3%Veterans United: NMLS#1907

Min. credit score
620National / regional
NationalLast updated on January 26, 2021
Methodology
To recap our selections...
NerdWallet's Best Pennsylvania Mortgage Lenders of 2021
- Bank of America: Best for government-backed loans
- Carrington: Best for first-time home buyers
- Guaranteed Rate: Best for government-backed loans and jumbo loans
- loanDepot: Best for refinancing
- Network Capital: Best for online lending
- PNC: Best for online lending
- Rocket Mortgage, LLC: Best for first-time home buyers
- SoFi: Best for online lending
- Veterans United: Best for refinancing