9 Best Pennsylvania Mortgage Lenders of 2021
These mortgage lenders rose to the top for products, services and customer experience in the Keystone State in 2021.
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Shopping for a mortgage in the Keystone State? You’ll want to work with lenders that have been screened and rated for customer service, online experience, products, features and more.
From Erie to Philly, these nine lenders rose to the top in NerdWallet’s lender research and reviews for five key categories: government-backed home loans, refinancing, first-time homebuyers, jumbo lending and online lending platforms.
Shopping for a mortgage in the Keystone State? You’ll want to work with lenders that have been screened and rated for customer service, online experience, products, features and more.
From Erie to Philly, these nine lenders rose to the top in NerdWallet’s lender research and reviews for five key categories: government-backed home loans, refinancing, first-time homebuyers, jumbo lending and online lending platforms.
Best Pennsylvania Mortgage Lenders
Lender | NerdWallet rating | Min. credit score | Min. down payment | Learn more |
---|---|---|---|---|
![]() PNC: NMLS#446303 Learn more at PNC | Best for online lending | 620 | 3% | Learn more at PNC |
![]() Guaranteed Rate: NMLS#2611 Learn more at Guaranteed Rate | Best for government-backed loans and jumbo loans | 620 | 3% | Learn more at Guaranteed Rate |
![]() Rocket Mortgage, LLC: NMLS#3030 Learn more at Rocket Mortgage, LLC | Best for first-time home buyers | 620 | 3% | Learn more at Rocket Mortgage, LLC |
![]() Network Capital: NMLS#11712 Learn more at Network Capital | Best for online lending | 620 | 3% | Learn more at Network Capital |
![]() loanDepot: NMLS#174457 | Best for refinancing | 620 | N/A | Read review |
![]() Bank of America: NMLS#399802 | Best for government-backed loans | 600 | 3.5% | Read review |
![]() Veterans United: NMLS#1907 | Best for refinancing | 620 | N/A | Read review |
![]() SoFi: NMLS#1484615 | Best for online lending | 620 | 3% | Read review |
![]() Carrington: NMLS#2600 | Best for first-time home buyers | 620 | 5% | Read review |

at Guaranteed Rate
Guaranteed Rate: NMLS#2611

Min. credit score
620Min. down payment
3%at Guaranteed Rate

at Rocket Mortgage, LLC
Rocket Mortgage, LLC: NMLS#3030

Min. credit score
620Min. down payment
3%at Rocket Mortgage, LLC

at Network Capital
Network Capital: NMLS#11712

Min. credit score
620Min. down payment
3%at Network Capital
loanDepot: NMLS#174457

Min. credit score
620National / regional
NationalBank of America: NMLS#399802

Min. credit score
600Min. down payment
3.5%Veterans United: NMLS#1907

Min. credit score
620National / regional
NationalSoFi: NMLS#1484615

Min. credit score
620Min. down payment
3%Carrington: NMLS#2600

Min. credit score
620Min. down payment
5%Last updated on January 26, 2021
Methodology
To recap our selections...
NerdWallet's Best Pennsylvania Mortgage Lenders of 2021
- PNC: Best for online lending
- Guaranteed Rate: Best for government-backed loans and jumbo loans
- Rocket Mortgage, LLC: Best for first-time home buyers
- Network Capital: Best for online lending
- loanDepot: Best for refinancing
- Bank of America: Best for government-backed loans
- Veterans United: Best for refinancing
- SoFi: Best for online lending
- Carrington: Best for first-time home buyers