BEST OF
10 Best Los Angeles Mortgage Lenders of 2021
Looking for a Los Angeles mortgage lender? We've researched the city’s top lenders, selecting the best in five categories so you can have a first-rate experience and get the best mortgage rates.
Los Angeles is home to many different financial institutions. If the idea of sorting through them all to find the right mortgage lender feels overwhelming, don’t worry — NerdWallet can give you a head start. Although they serve borrowers across the country, these lenders are among the most popular mortgage providers in Los Angeles. Whether you’re looking to buy a house in Silver Lake, refinance your Laurel Canyon bungalow or tap the equity in your Echo Park townhouse, these national and local mortgage lenders are a great place to start.
Los Angeles is home to many different financial institutions. If the idea of sorting through them all to find the right mortgage lender feels overwhelming, don’t worry — NerdWallet can give you a head start. Although they serve borrowers across the country, these lenders are among the most popular mortgage providers in Los Angeles. Whether you’re looking to buy a house in Silver Lake, refinance your Laurel Canyon bungalow or tap the equity in your Echo Park townhouse, these national and local mortgage lenders are a great place to start.
Summary of Best Los Angeles Mortgage Lenders of 2021
Lender | NerdWallet Rating | Minimum Credit Score | National / Regional | Learn More |
---|---|---|---|---|
Best for refinancing | 620 | National | at Rocket Mortgage by Quicken Loans | |
Best for refinancing | 620 | National | at Guaranteed Rate | |
Best for first-time home buyers | 620 | National | at New American Funding | |
Best for customer service | 620 | National | at Quicken Loans | |
Best for first-time home buyers | 620 | National | Read review | |
Best for in-person service | 620 | National | Read review | |
Best for veterans | N/A | National | Read review | |
Best for home equity loans | 620 | National | Read review | |
Best for home equity loans | 640 | National | Read review | |
Best for customer service | N/A | National | Read review |
at Rocket Mortgage by Quicken Loans
Rocket Mortgage by Quicken Loans: NMLS#3030
Min. Credit Score
National / Regional
at Rocket Mortgage by Quicken Loans
at Guaranteed Rate
Guaranteed Rate: NMLS#2611

Min. Credit Score
National / Regional
at Guaranteed Rate
at New American Funding
New American Funding: NMLS#6606
Min. Credit Score
Min. Down Payment
at New American Funding
at Quicken Loans
Quicken Loans: NMLS#3030
Min. Credit Score
Min. Down Payment
at Quicken Loans
Carrington: NMLS#2600

Min. Credit Score
Min. Down Payment
Wells Fargo: NMLS#399801

Min. Credit Score
Min. Down Payment
Navy Federal: NMLS#399807

National / Regional
Min. Down Payment
Flagstar: NMLS#417490

National / Regional
Max LTV
Connexus: NMLS#649316

National / Regional
Max LTV
Alliant: NMLS#197185

National / Regional
Min. Down Payment
Local mortgage lenders in Los Angeles
If you prefer a local mortgage experience, these Los Angeles lenders are among the highest-volume lenders in the city, though NerdWallet hasn’t reviewed them yet.
Ideal for California school employees and their families.
Down payments as low as 3%.
Reduced closing costs and fees.
Low- or no-mortgage-insurance loan options.
Online mortgage application.
Multiple Southern California branch locations.
Ideal for borrowers who want affordable loan options.
Multiple low-down-payment loans.
Loan options with no closing costs and no mortgage insurance.
Mobile app available.
Multiple branch locations in Los Angeles.
Ideal for borrowers who need down payment assistance.
Offers FHA, HomePath, Home Possible and MyCommunity mortgages.
Down payment assistance search tool.
Full online loan application.
Many California branch locations.
Ideal for borrowers who want help comparing loan products.
Dedicated loan officers to help you choose the right mortgage.
Offers affordable FHA and HomeReady loans, as well as a no-closing-cost option.
Free email alerts let you know when rates drop.
Digital document upload and application tracking.
Ideal for borrowers who prefer a homegrown lender.
Offers a full selection of loans, including FHA, VA, USDA, home equity loans and reverse mortgages.
Connects borrowers with California down payment assistance programs.
Headquartered in Corona, California.
More from NerdWallet
Last updated on January 3, 2021
Methodology
NerdWallet's star ratings for mortgage lenders are awarded based on our evaluation of the products and services each lender offers to consumers who are actively shopping for the best mortgage. The five key areas we evaluated include the variety of loan types and products offered, online conveniences, online mortgage rate information, and the rate spread and origination fee lenders reported in the latest available Home Mortgage Disclosure Act data. To ensure consistency, our ratings are reviewed by multiple people on the NerdWallet Mortgages team.
To recap our selections...
NerdWallet's Best Los Angeles Mortgage Lenders of 2021
- Rocket Mortgage by Quicken Loans: Best for refinancing
- Guaranteed Rate: Best for refinancing
- New American Funding: Best for first-time home buyers
- Quicken Loans: Best for customer service
- Carrington: Best for first-time home buyers
- Wells Fargo: Best for in-person service
- Navy Federal: Best for veterans
- Flagstar: Best for home equity loans
- Connexus: Best for home equity loans
- Alliant: Best for customer service