10 Best Maryland Mortgage Lenders of 2021
NerdWallet has examined some of the leading lenders in Maryland to help you find a home loan source in a variety of mortgage categories.
Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.
Maryland is a tiny state that punches well above its weight — it ranks among the wealthiest states in the nation. Buying a home here can be a pricey proposition, especially in the suburbs of Washington, D.C. But from Cumberland to the Chesapeake Bay, wherever you want to call home, you’ll want a trusted lender by your side.
NerdWallet has examined the leading lenders in Maryland to help you find a home loan source in numerous mortgage categories.
Maryland is a tiny state that punches well above its weight — it ranks among the wealthiest states in the nation. Buying a home here can be a pricey proposition, especially in the suburbs of Washington, D.C. But from Cumberland to the Chesapeake Bay, wherever you want to call home, you’ll want a trusted lender by your side.
NerdWallet has examined the leading lenders in Maryland to help you find a home loan source in numerous mortgage categories.
Best Maryland Mortgage Lenders
Lender | NerdWallet rating | Min. credit score | National / regional | Learn more |
---|---|---|---|---|
![]() PNC: NMLS#446303 Learn more at PNC | Best for refinancing | 620 | National | Learn more at PNC |
![]() Guaranteed Rate: NMLS#2611 Learn more at Guaranteed Rate | Best for jumbo home loans | N/A | N/A | Learn more at Guaranteed Rate |
![]() Rocket Mortgage, LLC: NMLS#3030 Learn more at Rocket Mortgage, LLC | Best for online experience | 620 | N/A | Learn more at Rocket Mortgage, LLC |
![]() loanDepot: NMLS#174457 | Best for online experience | 620 | N/A | Read review |
![]() SunTrust (Truist): NMLS#2915 | Best for refinancing | 620 | National | Read review |
![]() Navy Federal: NMLS#399807 | Best for first-time home buyers | N/A | National | Read review |
![]() PrimeLending: NMLS#13649 | Best for government-backed mortgages | 580 | N/A | Read review |
![]() Bank of America: NMLS#399802 | Best for jumbo home loans | 720 | N/A | Read review |
![]() Flagstar: NMLS#417490 | Best for first-time home buyers | 620 | N/A | Read review |
![]() USAA: NMLS#8722 | Best for government-backed mortgages | 640 | N/A | Read review |

at Guaranteed Rate
Guaranteed Rate: NMLS#2611

Min. credit score
N/AMin. down payment
20%at Guaranteed Rate

at Rocket Mortgage, LLC
Rocket Mortgage, LLC: NMLS#3030

Min. credit score
620Min. down payment
3%at Rocket Mortgage, LLC
loanDepot: NMLS#174457

Min. credit score
620Min. down payment
5%SunTrust (Truist): NMLS#2915

Min. credit score
620National / regional
NationalNavy Federal: NMLS#399807

National / regional
NationalMin. down payment
0%PrimeLending: NMLS#13649

Min. credit score
580Min. down payment
3.5%Bank of America: NMLS#399802

Min. credit score
720Min. down payment
15%Flagstar: NMLS#417490

Min. credit score
620Min. down payment
3%Last updated on January 28, 2021
Methodology
To recap our selections...
NerdWallet's Best Maryland Mortgage Lenders of 2021
- PNC: Best for refinancing
- Guaranteed Rate: Best for jumbo home loans
- Rocket Mortgage, LLC: Best for online experience
- loanDepot: Best for online experience
- SunTrust (Truist): Best for refinancing
- Navy Federal: Best for first-time home buyers
- PrimeLending: Best for government-backed mortgages
- Bank of America: Best for jumbo home loans
- Flagstar: Best for first-time home buyers
- USAA: Best for government-backed mortgages