BEST OF
10 Best Maryland Mortgage Lenders of 2021
NerdWallet has examined some of the leading lenders in Maryland to help you find a home loan source in a variety of mortgage categories.
Maryland is a tiny state that punches well above its weight — it ranks among the wealthiest states in the nation. Buying a home here can be a pricey proposition, especially in the suburbs of Washington, D.C. But from Cumberland to the Chesapeake Bay, wherever you want to call home, you’ll want a trusted lender by your side.
NerdWallet has examined the leading lenders in Maryland to help you find a home loan source in numerous mortgage categories.
Maryland is a tiny state that punches well above its weight — it ranks among the wealthiest states in the nation. Buying a home here can be a pricey proposition, especially in the suburbs of Washington, D.C. But from Cumberland to the Chesapeake Bay, wherever you want to call home, you’ll want a trusted lender by your side.
NerdWallet has examined the leading lenders in Maryland to help you find a home loan source in numerous mortgage categories.
Summary of Best Maryland Mortgage Lenders of 2021
Lender | NerdWallet Rating | Minimum Credit Score | Minimum Down Payment | Learn More |
---|---|---|---|---|
Best for online experience | 620 | 3% | at Rocket Mortgage by Quicken Loans | |
Best for jumbo home loans | N/A | 20% | at Guaranteed Rate | |
Best for online experience | 620 | 5% | at loanDepot | |
Best for refinancing | 620 | 3% | Read review | |
Best for refinancing | 620 | 3% | Read review | |
Best for first-time home buyers | 620 | 3% | Read review | |
Best for first-time home buyers | N/A | 0% | Read review | |
Best for government-backed mortgages | 640 | 0% | Read review | |
Best for government-backed mortgages | 580 | 3.5% | Read review | |
Best for jumbo home loans | N/A | 3% | Read review |
at Rocket Mortgage by Quicken Loans
Rocket Mortgage by Quicken Loans: NMLS#3030
Min. Credit Score
Min. Down Payment
at Rocket Mortgage by Quicken Loans
at Guaranteed Rate
Guaranteed Rate: NMLS#2611

Min. Credit Score
Min. Down Payment
at Guaranteed Rate
at loanDepot
loanDepot: NMLS#174457

Min. Credit Score
Min. Down Payment
at loanDepot
SunTrust (Truist): NMLS#2915

Min. Credit Score
National / Regional
Flagstar: NMLS#417490

Min. Credit Score
Min. Down Payment
Navy Federal: NMLS#399807

National / Regional
Min. Down Payment
PrimeLending: NMLS#13649

Min. Credit Score
Min. Down Payment
Bank of America: NMLS#399802

Min. Credit Score
Min. Down Payment
Last updated on February 25, 2021
Methodology
NerdWallet's star ratings for mortgage lenders are awarded based on our evaluation of the products and services each lender offers to consumers who are actively shopping for the best mortgage. The five key areas we evaluated include the variety of loan types and products offered, online conveniences, online mortgage rate information, and the rate spread and origination fee lenders reported in the latest available Home Mortgage Disclosure Act data. To ensure consistency, our ratings are reviewed by multiple people on the NerdWallet Mortgages team.
To recap our selections...
NerdWallet's Best Maryland Mortgage Lenders of 2021
- Rocket Mortgage by Quicken Loans: Best for online experience
- Guaranteed Rate: Best for jumbo home loans
- loanDepot: Best for online experience
- SunTrust (Truist): Best for refinancing
- PNC: Best for refinancing
- Flagstar: Best for first-time home buyers
- Navy Federal: Best for first-time home buyers
- USAA: Best for government-backed mortgages
- PrimeLending: Best for government-backed mortgages
- Bank of America: Best for jumbo home loans