9 Best Michigan Mortgage Lenders of 2021
NerdWallet has researched and picked some of the best Michigan mortgage lenders for refinancing, first-time home buyers and government-backed loans.
Many or all of the products on this page are from partners who compensate us when you click to or take an action on their website, but this does not influence our evaluations or ratings. Our opinions are our own.
Michigan mortgage lenders fund home loans for a broad mix of buyers. Whether you’re a couple looking for a small coastal cottage on the Great Lakes or a growing family putting down roots in Detroit, Michigan offers some of the best lifestyles in the Midwest.
NerdWallet has researched the leading mortgage lenders in Michigan to create a go-to guide of the best in several borrower categories.
Why trust NerdWallet
- 50+ mortgage lenders reviewed and rated by our team of experts.
- 40+ years of combined experience covering mortgages and financial topics.
- Objective, comprehensive star rating system assessing 120+ categories and 5,000+ data points.
- Governed by NerdWallet's strict guidelines for editorial integrity.
Why trust NerdWallet
- 50+ mortgage lenders reviewed and rated by our team of experts.
- 40+ years of combined experience covering mortgages and financial topics.
- Objective, comprehensive star rating system assessing 120+ categories and 5,000+ data points.
- Governed by NerdWallet's strict guidelines for editorial integrity.
9 Best Michigan Mortgage Lenders of 2021
Have you or your spouse served in the military?
We’ve got more home loan options for you. Show me
Lender ▾ ▾ | NerdWallet Rating ▾ ▾ | Min. credit score ▾ ▾ | National / regional ▾ ▾ | Learn more |
|---|---|---|---|---|
580 | National | Learn more at Rate | ||
620 | National | Learn more at Rocket Mortgage, LLC | ||
 PNC Bank: NMLS#446303 Compare More Lenders on NerdWallet | 620 | National | Compare More Lenders on NerdWallet | |
 PrimeLending: NMLS#13649 Compare More Lenders on NerdWallet | 620 | National | Compare More Lenders on NerdWallet | |
 loanDepot: NMLS#174457 Compare More Lenders on NerdWallet | 620 | National | Compare More Lenders on NerdWallet | |
 USAA: NMLS#8722 Compare More Lenders on NerdWallet | 620 | Regional | Compare More Lenders on NerdWallet | |
 Bank of America: NMLS#399802 Compare More Lenders on NerdWallet | 660 | National | Compare More Lenders on NerdWallet | |
 Flagstar: NMLS#417490 Compare More Lenders on NerdWallet | N/A | National | Compare More Lenders on NerdWallet | |
 Chase: NMLS#399798 Compare More Lenders on NerdWallet | 620 | National | Compare More Lenders on NerdWallet |
Last updated on January 21, 2021
Methodology
NerdWallet's star ratings for mortgage lenders are awarded based on our evaluation of the products and services each lender offers to consumers who are actively shopping for the best mortgage. The five key areas we evaluated include the variety of loan types and products offered, online conveniences, online mortgage rate information, and the rate spread and origination fee lenders reported in the latest available Home Mortgage Disclosure Act data. To ensure consistency, our ratings are reviewed by multiple people on the NerdWallet Mortgages team.
NerdWallet's Best Michigan Mortgage Lenders of 2021
- Rate: Best for refinancing borrowers
- Rocket Mortgage, LLC: Best for online experience
- PNC Bank: Best for refinancing borrowers
- PrimeLending: Best for first-time home buyers
- loanDepot: Best for online experience
- USAA: Best for government-backed mortgages
- Bank of America: Best for home equity borrowers
- Flagstar: Best for first-time home buyers
- Chase: Best for home equity borrowers
