9 Best Nebraska Mortgage Lenders of 2021

Why we like it

Pros

• Offers a wide variety of purchase and refinance mortgages with an emphasis on helping underserved communities.

• Its home equity line of credit can be used for an owner-occupied or second home.

• Offers a program to enable buyers to make cash offers.

Cons

• Mortgage origination fees tend to be on the high end, according to the latest federal data.

Why we like it

Pros

• Caters to self-service users who want to apply for a home loan online and talk to a human only as necessary.

• Estimates the loan amount you’ll qualify for within minutes.

• Streamlines the online process with document and asset retrieval capabilities, including the ability to edit your preapproval letter.

Cons

• Getting a customized interest rate requires a credit check, which can affect your credit score.

• Doesn't offer home equity loans or lines of credit.

• Lender fees are on the high side and the fees aren't offset by particularly low mortgage rates, according to the latest data.

Why we like it

Pros

• Offers 24/7 customer service over the phone.

• Offers a free credit counseling service.

• Mortgage rates are on the low side, according to the latest federal data.

Cons

• Doesn’t offer home equity loans or HELOCs.

• Veterans United has physical branch offices in only 17 states.

• Focus on VA loans, so may not be the strongest choice for those seeking other loan types.

Why we like it

Pros

• Offers a wide variety of loan products, including home improvement loans and mortgages for manufactured homes.

• Has retail branches in most states.

• Receives high marks for customer satisfaction, according to J.D. Power and Zillow.

Cons

• Does not offer home equity loan products.

• Origination fees tend to be higher, according to the latest federal data.

Why we like it

Pros

• VA loans are the bulk of USAA’s business, so it knows the ins and outs of eligibility.

• Offers a conventional home loan with low down payment for first-time buyers.

• Mortgage interest rates are on the low side compared with other lenders, according to the latest federal data.

Cons

• Doesn’t offer FHA or USDA loans, or second mortgages.

• Limited mortgage rate information is on the USAA website. For customized rates, you'll have to make contact.

Why we like it

Pros

• Offers a wide range of affordable mortgage products, including 0% down payment loans, designed for military members.

• Offers HELOCs and home equity loans.

• Offers low rates compared with most lenders, according to the latest federal data.

Cons

• Website does not provide customized mortgage rates based on credit score or other factors before you apply.

• Credit union membership is limited to veterans and current military members, their families, and certain federal employees, retirees and contractors.

Why we like it

Pros

• Has branches across the country for customers who prefer face-to-face service.

• Receives high marks for customer satisfaction, according to J.D. Power and Zillow.

• Mortgage interest rates tend to be on the lower end, according to the latest federal data.

Cons

• Mortgage rates aren't available online; you'll need to contact a loan officer.

• Doesn't offer home equity loans or lines of credit.

Why we like it

Pros

• Sample rates clearly posted for various loan products.

• Offers a wide variety of loan types and products.

• Mortgage rates tend to be on the low side compared with other lenders, according to the latest federal data.

Cons

• Home loans business is broadly focused on bank customers.

• Doesn’t offer home improvement loans, or home equity loans or lines of credit.

• Scandals and government actions have damaged consumer trust in recent years.

Why we like it

Pros

• Offers a full line of conventional and government loan products.

• Provides home equity loans and lines of credit.

• Allows borrowers to apply and track their loan's progress online.

Cons

• No personalized mortgage rates available online.

• Published mortgage rates assume an above-average credit score.