9 Best Nebraska Mortgage Lenders of 2021
If you are looking to buy or refinance a home in Nebraska, NerdWallet can help you choose from some of the best mortgage lenders in the state.
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Owning a home in Nebraska puts you close to natural beauty, amazing outdoor activities and frontier cities teeming with a work hard/play hard ethic. Buying or refinancing that home shouldn't dampen the enthusiasm for where you live.
NerdWallet has researched major mortgage lenders in Nebraska and identified those that excel in one aspect or another of the home loan lending process. Whether you're a first-time buyer or a downsizing retiree, there's a financial fit for you.
Owning a home in Nebraska puts you close to natural beauty, amazing outdoor activities and frontier cities teeming with a work hard/play hard ethic. Buying or refinancing that home shouldn't dampen the enthusiasm for where you live.
NerdWallet has researched major mortgage lenders in Nebraska and identified those that excel in one aspect or another of the home loan lending process. Whether you're a first-time buyer or a downsizing retiree, there's a financial fit for you.
Best Nebraska Mortgage Lenders
Lender | NerdWallet Rating | Min. credit score | Min. down payment | Learn More |
---|---|---|---|---|
New American Funding: NMLS#6606 Learn more at New American Funding | Best for first-time home buyers | 620 | 3% | Learn more at New American Funding |
![]() Guild Mortgage: NMLS#3274 | Best for first-time home buyers | 620 | 3% | Read review |
![]() USAA: NMLS#8722 | Best for VA loans | 640 | 0% | Read review |
![]() Navy Federal: NMLS#399807 | Best for VA loans | N/A | 0% | Read review |
![]() loanDepot: NMLS#174457 | Best for refinancing | 620 | N/A | Read review |
Quicken Loans: NMLS#3030 Learn more at Quicken Loans | Best for refinancing | 620 | 3% | Learn more at Quicken Loans |
![]() Wells Fargo: NMLS#399801 | Best for face-to-face service | 620 | 3% | Read review |
![]() US Bank: NMLS#402761 | Best for HELOC | 620 | N/A | Read review |
![]() Veterans United: NMLS#1907 Learn more at Veterans United | Best for government-backed loans | 620 | 0% | Learn more at Veterans United |
at New American Funding
New American Funding: NMLS#6606
Min. credit score
620Min. down payment
3%at New American Funding
Guild Mortgage: NMLS#3274

Min. credit score
620Min. down payment
3%Navy Federal: NMLS#399807

National / regional
NationalMin. down payment
0%loanDepot: NMLS#174457

Min. credit score
620National / regional
Nationalat Quicken Loans
Quicken Loans: NMLS#3030
Min. credit score
620Min. down payment
3%at Quicken Loans
Wells Fargo: NMLS#399801

Min. credit score
620Min. down payment
3%US Bank: NMLS#402761

National / regional
NationalMax LTV
80%Min. credit score
620
at Veterans United
Veterans United: NMLS#1907

Min. credit score
620Min. down payment
0%at Veterans United
Last updated on January 20, 2021
Methodology
NerdWallet's star ratings for mortgage lenders are awarded based on our evaluation of the products and services each lender offers to consumers who are actively shopping for the best mortgage. The five key areas we evaluated include the variety of loan types and products offered, online conveniences, online mortgage rate information, and the rate spread and origination fee lenders reported in the latest available Home Mortgage Disclosure Act data. To ensure consistency, our ratings are reviewed by multiple people on the NerdWallet Mortgages team.
To recap our selections...
NerdWallet's Best Nebraska Mortgage Lenders of 2021
- New American Funding: Best for first-time home buyers
- Guild Mortgage: Best for first-time home buyers
- USAA: Best for VA loans
- Navy Federal: Best for VA loans
- loanDepot: Best for refinancing
- Quicken Loans: Best for refinancing
- Wells Fargo: Best for face-to-face service
- US Bank: Best for HELOC
- Veterans United: Best for government-backed loans