10 Best Nevada Mortgage Lenders of 2021
If you're looking to buy a home, refinance a mortgage or tap your home’s equity, get a lender that’s knowledgeable about Nevada and can suit your needs. We’ve boiled down the best Nevada mortgage lenders in five key categories.
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If you live in Nevada, two things are likely: You love living there — and you know how to pronounce the state’s name. If you’re looking to buy a home, refinance your mortgage or tap your home’s equity, you’ll want a lender that is knowledgeable about the state and can suit your needs.
Lenders may strive to be all-things-to-all-borrowers, but they typically have specialties. We’ve boiled down the best Nevada mortgage lenders in five in-demand categories for Silver State residents.
Why trust NerdWallet
- 50+ mortgage lenders reviewed and rated by our team of experts.
- 40+ years of combined experience covering mortgages and financial topics.
- Objective, comprehensive star rating system assessing 120+ categories and 5,000+ data points.
- Governed by NerdWallet's strict guidelines for editorial integrity.
Why trust NerdWallet
- 50+ mortgage lenders reviewed and rated by our team of experts.
- 40+ years of combined experience covering mortgages and financial topics.
- Objective, comprehensive star rating system assessing 120+ categories and 5,000+ data points.
- Governed by NerdWallet's strict guidelines for editorial integrity.
10 Best Nevada Mortgage Lenders of 2021
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Lender ▾ ▾ | NerdWallet Rating ▾ ▾ | Min. credit score ▾ ▾ | Min. down payment ▾ ▾ | Learn more |
|---|---|---|---|---|
580 | N/A | Learn more at New American Funding | ||
620 | 3% | Learn more at Rate | ||
620 | 1% | Learn more at Rocket Mortgage, LLC | ||
 Bank of America: NMLS#399802 Compare More Lenders on NerdWallet | 620 | N/A | Compare More Lenders on NerdWallet | |
 loanDepot: NMLS#174457 Compare More Lenders on NerdWallet | 520 | 5% | Compare More Lenders on NerdWallet | |
 Guild Mortgage: NMLS#3274 Compare More Lenders on NerdWallet | N/A | 3% | Compare More Lenders on NerdWallet | |
 U.S. Bank: NMLS#402761 Compare More Lenders on NerdWallet | 660 | N/A | Compare More Lenders on NerdWallet | |
 Carrington: NMLS#2600 Compare More Lenders on NerdWallet | 500 | 3.5% | Compare More Lenders on NerdWallet | |
Guild Mortgage: NMLS#3274 Compare More Lenders on NerdWallet | 540 | 3.5% | Compare More Lenders on NerdWallet | |
 Flagstar: NMLS#417490 Compare More Lenders on NerdWallet | N/A | 3% | Compare More Lenders on NerdWallet |
Our pick for
first-time home buyers
If you’re looking for help in cracking the code to homeownership, these Nevada lenders prioritize first-time buyers.
Our pick for
online experience
Our pick for
cash-out refinance
Nevada home values have nearly doubled in recent years. These lenders can help you access your home’s newfound equity.
Our pick for
refinancing
If you still have some room to improve your mortgage interest rate or want new loan terms, these lenders are among the best for Nevadans.
Our pick for
home equity borrowers
Our pick for
borrowers with lower credit scores
These Nevada lenders are willing to work with borrowers who may have had a financial setback or two.
» MORE: Best Las Vegas mortgage lenders
More from NerdWallet
Last updated on January 29, 2021
Methodology
NerdWallet's star ratings for mortgage lenders are awarded based on our evaluation of the products and services each lender offers to consumers who are actively shopping for the best mortgage. The five key areas we evaluated include the variety of loan types and products offered, online conveniences, online mortgage rate information, and the rate spread and origination fee lenders reported in the latest available Home Mortgage Disclosure Act data. To ensure consistency, our ratings are reviewed by multiple people on the NerdWallet Mortgages team.
NerdWallet's Best Nevada Mortgage Lenders of 2021
- New American Funding: Best for first-time home buyers
- Rate: Best for online experience
- Rocket Mortgage, LLC: Best for online experience
- Bank of America: Best for cash-out refinance
- loanDepot: Best for refinancing
- Guild Mortgage: Best for first-time home buyers
- U.S. Bank: Best for home equity borrowers
- Carrington: Best for borrowers with lower credit scores
- Guild Mortgage: Best for borrowers with lower credit scores
- Flagstar: Best for refinancing
