10 Best Seattle Mortgage Lenders of 2022
Looking for a Seattle mortgage lender? We researched Seattle's best mortgage companies so you can compare loan options, mortgage rates and more.
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Seattle is one of America’s fastest-growing cities, and it’s easy to see why. Residents can enjoy views of Mt. Rainier, plenty of coffee shops and ample job opportunities. Want to join them and become an Emerald City homeowner? It all starts with the right mortgage lender, and we’ve narrowed the field so your search can be even simpler.
These national and regional institutions have been reviewed by NerdWallet, and are among the highest volume mortgage lenders in the Seattle area, according to the latest available data.
Seattle is one of America’s fastest-growing cities, and it’s easy to see why. Residents can enjoy views of Mt. Rainier, plenty of coffee shops and ample job opportunities. Want to join them and become an Emerald City homeowner? It all starts with the right mortgage lender, and we’ve narrowed the field so your search can be even simpler.
These national and regional institutions have been reviewed by NerdWallet, and are among the highest volume mortgage lenders in the Seattle area, according to the latest available data.
Best Seattle Mortgage Lenders
Lender | NerdWallet rating | Min. credit score | Min. down payment | Learn more |
---|---|---|---|---|
Quicken Loans: NMLS#3030 Learn more at Quicken Loans | Best for quick-response customer service | 620 | 3% | Learn more at Quicken Loans |
![]() Fairway Independent Mortgage: NMLS#2289 Learn more at Fairway Independent Mortgage | Best for mobile app experience | 620 | 3% | Learn more at Fairway Independent Mortgage |
![]() loanDepot: NMLS#174457 | Best for strong customer service | 620 | 5% | Read review |
![]() Caliber: NMLS#15622 | Best for first-time home buyers | 620 | 3% | Read review |
![]() Guild Mortgage: NMLS#3274 | Best for down payment assistance | 620 | 3% | Read review |
![]() Chase: NMLS#399798 | Best for conventional loans | 620 | 3% | Read review |
![]() Bank of America: NMLS#399802 | Best for jumbo loans | 720 | 15% | Read review |
![]() Flagstar: NMLS#417490 | Best for renovation and construction loans | 620 | 3% | Read review |
![]() Navy Federal: NMLS#399807 | Best for military members and their families | N/A | 0% | Read review |
![]() PrimeLending: NMLS#13649 | Best for borrowers with past credit issues | 620 | 3% | Read review |
at Quicken Loans
Quicken Loans: NMLS#3030
Min. credit score
620Min. down payment
3%at Quicken Loans

at Fairway Independent Mortgage
Fairway Independent Mortgage: NMLS#2289

Min. credit score
620Min. down payment
3%at Fairway Independent Mortgage
loanDepot: NMLS#174457

Min. credit score
620Min. down payment
5%Caliber: NMLS#15622

Min. credit score
620Min. down payment
3%Guild Mortgage: NMLS#3274

Min. credit score
620Min. down payment
3%Chase: NMLS#399798

Min. credit score
620Min. down payment
3%Bank of America: NMLS#399802

Min. credit score
720Min. down payment
15%Flagstar: NMLS#417490

Min. credit score
620Min. down payment
3%Navy Federal: NMLS#399807

National / regional
NationalMin. down payment
0%PrimeLending: NMLS#13649

Min. credit score
620Min. down payment
3%Local mortgage lenders in Seattle
While these lenders have not been reviewed by NerdWallet, they do a lot of lending in Seattle and are popular with the city’s mortgage shoppers. Check them out if you want to include a local company or two on your list.
Participates in down payment assistance programs.
Offers special loans for medical professionals and borrowers with unique income streams.
Provides mortgage lending customer service only Monday through Friday.
Has over a dozen home loan centers in and around Seattle.
Offers membership to anyone who lives or works in Washington state.
Does not charge origination fees on conventional mortgage loans.
Works with third-party companies to provide rebates on real estate agent commissions.
Over a dozen branch locations in and around Seattle.
An independent mortgage company headquartered in Bellevue, Washington
Has a program that reimburses the down payment amount if the property is sold at loss in the future.
Offers a guarantee that pays a seller $2,500 if a borrower makes an offer and the loan then falls through.
Has only one branch location in Seattle.
Primarily serves high-tech or telecom company employees and their families.
Doesn’t offer FHA, VA or USDA loans.
Offers a specialized 5/5 adjustable-rate mortgage.
Has only one branch location in Seattle.
More from NerdWallet
Last updated on January 6, 2022
Methodology
To recap our selections...
NerdWallet's Best Seattle Mortgage Lenders of 2022
- Quicken Loans: Best for quick-response customer service
- Fairway Independent Mortgage: Best for mobile app experience
- loanDepot: Best for strong customer service
- Caliber: Best for first-time home buyers
- Guild Mortgage: Best for down payment assistance
- Chase: Best for conventional loans
- Bank of America: Best for jumbo loans
- Flagstar: Best for renovation and construction loans
- Navy Federal: Best for military members and their families
- PrimeLending: Best for borrowers with past credit issues