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Which Cash-Back Credit Cards Offer a Sign-up Bonus?

Sept. 4, 2018
Cash Back Credit Cards, Credit Cards
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Getting a new credit card is a little more fun — or maybe a lot more fun — when you can earn a nice bonus for using it in the first few months. Sign-up bonuses or welcome offers have long been more commonly associated with travel credit cards than with cash-back cards, but in recent years that has changed significantly. We’ve rounded up a bunch of cash-back cards that come with that little something extra when you sign on the dotted line and then put your new card to work.

Cash-back cards with sign-up offers

Card Sign-up offer Rewards / Annual feeMore information and link to apply
Discover it® Cash BackValue: Depends on your spending
Details: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
• 5% cash back in rotating categories that you activate (on up to $1,500 in purchases per quarter)
• 1% cash back on all other purchases
• Annual fee: $0
Discover it® chromeValue: Depends on your spending
Details: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
• 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter
• 1% cash back on all other purchases
• Annual fee: $0
Wells Fargo Cash Wise Visa® CardValue: $200
Details: Earn a $200 cash rewards bonus after spending $1,000 in the first 3 months
• 1.5% cash back on all purchases
• Annual fee: $0
View and compare dozens of cards with our cash back credit cards tool
Blue Cash Preferred® Card from American ExpressValue: $200
Details: $200 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months. Terms Apply.
• 6% cash back on up to $6,000 a year in spending at U.S. supermarkets
• 3% back at U.S. gas stations and select U.S. department stores
• 1% back on all other purchases
• Annual fee: $95
Blue Cash Everyday® Card from American ExpressValue: $150
Details: $150 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months. Terms Apply.
• 3% cash back on up to $6,000 a year in spending at U.S. supermarkets
• 2% back at U.S. gas stations and select U.S. department stores
• 1% back on all other purchases
• Annual fee: $0
Bank of America® Cash Rewards credit cardValue: $200
Details: $200 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
• 3% cash back on gas and 2% back at grocery stores and wholesale clubs for the first $2,500 in combined grocery/gas/wholesale club purchases each quarter
• 1% back on all other purchases
• Annual fee: $0
View and compare dozens of cards with our cash back credit cards tool
Capital One® Quicksilver® Card - 0% Intro APR for 15 MonthsValue: $150
Details: One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening
• 1.5% cash back on all purchases
• Annual fee: $0
Chase Freedom®Value: $150
Details: Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
• 5% cash back in rotating categories that you activate (on up to $1,500 in purchases per quarter)
• 1% cash back on all other purchases
• Annual fee: $0
Chase Freedom Unlimited®Value: $150
Details: Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening.
• 1.5% cash back on all purchases
• Annual fee: $0
View and compare dozens of cards with our cash back credit cards tool
U.S. Bank Cash 365™ American Express® CardValue: $150
Details: New Cardmember bonus: $150 after you spend $500 in eligible net purchases in the first 90 days of account opening.
• 1.5% cash back on all purchases
• Annual fee: $0
HSBC Cash Rewards Mastercard® credit cardValue: $150
Details: $150 Cash Back Intro Bonus for new HSBC Cash Rewards Mastercard® credit card customers who spend $500 or more in new, net card purchases during the first 3 months from credit card account opening.
• 1.5% cash back on all purchases
• 10% bonus on all cash back earned each year
• Annual fee: $0
U.S. Bank Cash+™ Visa Signature® CardValue: $150
Details: New Cardmember bonus: $150 after you spend $500 in eligible net purchases in the first 90 days of account opening.
• 5% cash back on the first $2,000 in combined purchases each quarter in two categories you choose
• 2% cash back on an "everyday" category you choose
• 1% cash back on other purchases
• Annual fee: $0
TRIO® Credit Card from Fifth Third BankValue: $100
Details: Earn a new account bonus worth $100! Earn 10,000 bonus points which can be redeemed for $100 cash back, simply spend $1,000 within 90 days of opening your account.
• 3% cash back at restaurants and 2% back at grocery stores and gas stations for the first $1,500 in combined spending in these categories each quarter
• 1% back on all other purchases
• Annual fee: $0
View and compare dozens of cards with our cash back credit cards tool