Banana Republic Visa® Credit Card
Banana Republic Visa® Credit Card
Banana Republic Visa® Credit Card
Card details
Earn a $5 Reward for every 500 points you earn
Earn 5 points for every $1 spent in stores or online
Banana Republic Visa® Cardmembers earn 1 point for every $1 spent everywhere else Visa credit cards are accepted
Rates, fees & offers
Annual fee
$0
Rewards rate
1x-5x
Bonus offer
N/A
Intro APR
N/A
Ongoing APR
APR: 25.99% Variable
Cash Advance APR: 26.99%, Variable
Foreign transaction fee
3% of each transaction.
Recommended credit score
Compare to other cards
 Banana Republic Visa® Credit Card | ||
|---|---|---|
| Learn more | Learn more | |
Annual fee$0 | Annual fee$99 | Annual fee$199 |
Regular APRSee Terms | ||
Intro APRN/A | Intro APR0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable APR will apply, 21.24%-29.99%. | Intro APRN/A |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
By Kenley Young
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Rating details
2.5
Editor's overall rating
Pros and cons
Pros
Qualify with average credit
No annual fee
Relationship rewards for customers
Cons
High APR
Complicated rewards
The Banana Republic Visa® Credit Card, issued by Synchrony Bank, earns a high rewards rate for spending on Gap Inc. brands, both in-store and online. But it also offers plentiful side perks that cardholders might find even more valuable, including access to exclusive sales, free shipping on qualifying orders, invitations to special events, and even a birthday gift.
The card’s annual fee is $0.
For more information, see NerdWallet's review of this card.
