AARP® Credit Card from Chase
AARP® Credit Card from Chase
AARP® Credit Card from Chase
Card details
Earn 3% Cash Back rewards on purchases at restaurants, from fine dining to fast food.*
Earn 3% Cash Back rewards on purchases at gas stations.*
Earn 1% Cash Back rewards on all other purchases.*
The information related to the AARP® Credit Card from Chase has been collected by NerdWallet and has not been reviewed or provided by the issuer of this card.
Rates, fees & offers
Annual fee
$0
Rewards rate
1%-3%
Bonus offer
$100 Bonus Cash Back after you spend $500 on purchases in the first 3 months from account opening*
Intro APR
N/A
Ongoing APR
APR: 16.24% - 22.99% Variable APR
Cash Advance APR: 24.99%, Variable
Balance transfer fee
Either $5 or 3% of the amount of each transfer, whichever is greater.
Foreign transaction fee
3%
Recommended credit score
Compare to other cards
| Learn more | ||
Annual Fee$0 | Annual Fee$95 | Annual Fee$0 intro for the first year, then $95 |
Regular APR16.24% - 22.99% Variable APR | Regular APR15.99% - 22.99% Variable APR | |
Intro APRN/A | Intro APRN/A | Intro APR0% intro APR on Purchases for 12 months |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
Wondering if this card is the best match for you?
Wondering if this card is the best match for you?
Wondering if this card is the best match for you?
Just tell us some details and see which card matches your needs most.
Just tell us some details and see which card matches your needs most.
NerdWallet review
By Paul Soucy
Rating details
3
Editor's overall rating
Pros and cons
Pros
No annual fee
Cons
You don’t have to belong to AARP to qualify for the AARP® Credit Card from Chase, and it's worth a look if you eat out a lot, drive a lot or do both.
It pays an unlimited 3% cash back at restaurants and at gas stations (The rewards you earn on this card are not Chase Ultimate Rewards® points, however.)
Three percent would be a pretty good rate in those categories for any card, but it’s excellent on a card with a $0 annual fee.
You get a mundane 1% back on all other spending, so if you don’t spend much on restaurant dining or gas, this isn’t your card — or, at least, it isn’t your everyday card.
For more information, see NerdWallet's review of this card.
Information about the AARP® Credit Card from Chase has been collected by NerdWallet and was not supplied or reviewed by the issuer of this card.
