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    • Ongoing APR
    • Foreign transaction fee

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    NerdWallet review

    By Melissa Lambarena

    Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.

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    Editor's overall rating

    The headlining feature of the $0-annual-fee Citi® Diamond Preferred® Card is its APR: 0% Intro APR for 21 months on Balance Transfers and 12 months on Purchases, and then the ongoing APR of 14.49%-24.49% Variable APR.

    The card doesn't earn rewards or offer incentives to use it once you've paid off your balance, but the long interest-free window could make it a worthy get-out-of-debt card for the right applicant.