Gap Visa® Credit Card

Gap Visa® Credit Card

Gap Visa® Credit Card

Gap Visa® Credit Card

Gap Visa® Credit Card

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Card details

  • Earn 5 points for every $1 spent at Gap Inc. brands in-store and online

  • Earn 1 point for every $1 spent everywhere Visa is accepted

  • $5 Reward for ever 500 points you earn

  • No annual fee

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1x-5x

  • Bonus offer

    None

  • Intro APR

    N/A

  • Ongoing APR

    APR: 25.99% Variable

    Cash Advance APR: 26.99%, Variable

  • Foreign transaction fee

    3% of each transaction.

Recommended credit score

Compare to other cards

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
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Annual fee

$0

Annual fee

$0

Annual fee

$0

Regular APR

25.99% Variable

Rates & Fees

Regular APR

26.99% Variable APR

Regular APR

22.99% Variable APR

Rates & Fees

Intro APR

N/A

Intro APR

N/A

Intro APR

10.99% intro APR on Balance Transfers for 6 months

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

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NerdWallet review

By Robin Saks Frankel

Rating details

3.4

Editor's overall rating

Pros and cons

Pros
  • No annual fee

  • New cardholder bonus offer

  • Qualify with average credit

  • High rewards rate

Cons
  • High APR

  • Complicated redemptions

The Gap Visa® Credit Card, issued by Synchrony, can be used anywhere that accepts Visa, although the best value comes from using it at Gap stores, whether in person or online.

The $0-annual-fee card earns elevated rewards at Gap and other retailers under the Gap umbrella, but those rewards can be used only within those Gap Inc. brand stores.